What to know before you move: cost, market timing, who it fits.
Moving to Texas: the honest read
Texas is the biggest no-income-tax state and the tradeoffs are exactly what you'd expect: property taxes are among the highest in the country (often 2-3% of assessed value, which on a $500K house gets ugly fast), and the state funds itself through that and sales tax. The four metros are functionally different states — Houston (energy, the medical center, the most racially and economically diverse, hurricane and flooding exposure), Dallas-Fort Worth (corporate relocations, finance, the airline hub, sprawl as a way of life), Austin (tech-and-government, expensive now in ways it wasn't a decade ago), and San Antonio (military, healthcare, the most affordable of the big four). Summers run four-plus months above 95, the grid has had real failures (the 2021 winter storm killed hundreds), and home insurance has been repricing hard after recent hail and wind years. The cultural variation across the state is wider than non-Texans usually credit.
If you're considering a move to Melissa, TX, the most important variables are the local housing market, the cost structure (taxes, insurance, utilities), and how well the city fits your day-to-day life. This page summarizes the housing market read; pair it with the cost of living page for the full picture.
Melissa is a city in Collin County, Texas, with an estimated population of 26,194. It's part of the Dallas-Fort Worth-Arlington metro area. The population has grown 17.2% per year on average between 2020 and 2024 — among the faster-growing communities in the state. The median home value in Melissa is $435,939 as of 2026-04, down 6.8% over the last 12 months. Over the last five years, home values have averaged +4.3% annual growth, and the market currently sits about 17% below its 5-year peak. Rents in Melissa average $1,995 per month, down 2.9% year-over-year. The composite momentum score is 46 of 100 (Cooling). Prices have come off recent highs and time-on-market has been lengthening.
Prices have come off recent highs (-16.7% from peak).
Reasons people move here
- People are voting with their feet: population growing 17.2% per year since 2020 — that's faster than ~80% of US cities.
- The data is the data: Melissa has at least 5 years of Zillow tracking, full Census identification, and is included in the 2-criteria momentum score on this page.
Things to know first
- Prices actively falling: down 6.8% in the last 12 months — buyer sentiment has flipped. Sellers competing on price.
- 17% off recent peak — buyers are getting through-the-cycle pricing, not the peak.
More about Melissa
What this move will cost
Real upfront cash to land in Melissa, plus what you’ll carry month to month.
Cash to move in (renting)
| Rental | Typical rent | Cash to sign (1st + deposit) |
|---|---|---|
| Studio | $1,556/mo | $3,112 |
| 1-bed | $1,756/mo | $3,512 |
| 2-bed | $1,995/mo | $3,990 |
| 3-bed | $2,434/mo | $4,868 |
If you buy near the local median of $435,939, plan on about $7,585/yr in property tax (~$632/mo) at Texas’s effective rate of 1.74%. Lenders escrow this on top of principal & interest.
Getting your stuff here
| Move size | Local movers (<100 mi) | Long-distance (1,000 mi+) |
|---|---|---|
| 1-bed home | $500–$1,100 | $1,700–$3,700 |
| 2-bed home | $900–$2,000 | $2,800–$6,000 |
| 3-bed home | $1,300–$2,800 | $4,000–$8,500 |
DIY truck rental instead of movers: about $150–$600 local, $1,200–$3,500 one-way long-distance, plus fuel. Ranges are national averages — your quote moves with exact distance, stairs/elevator access, and season (summer is priciest).
Your relocation checklist
The official, no-cost places to handle the paperwork after you decide on Melissa.
- Driver’s license & vehicle registrationOpen DMV →
New Texas residents usually have 30–90 days to switch — confirm the exact deadline at the Texas DPS (driver license). - Forward your mailUSPS change of address →
File a USPS change of address ($1.10 identity-verification fee) a week or two before you move. - Register to voteRegister / update →
Update your registration to your new Melissa address — the official, no-cost portal routes you to Texas. - Turn on utilitiesFind providers →
Line up electric, gas, water/sewer, trash, and internet to start on move-in day. - Check the school districtLook up by address →
Enrollment is by address — confirm which schools serve the home you’re considering before you sign. - Update your address everywhere elseIRS address change →
Bank, insurance, employer/payroll, IRS, and your state tax agency. Auto and renters/home insurance rates can change with the ZIP.
Sources: Zillow ZHVI (home values), Zillow ZORI (rents), US Census ACS + place population. Updated when source agencies publish revisions.