Troy, AL — Momentum Score, Home Values & Best-For

Pike County · Troy · population 17,734

AffordabilitySmall-town feel
View watchlist →
56
Stable
Momentum score · 0–100

Where Troy stands

At or near all-time high.

Median home $181,796
1-year -0.2%
5-yr CAGR +3.9%
vs 5-yr peak -1.9%
Population +0.0%/yr

Home value trajectory · last 10 years

Zillow ZHVI · monthly
peak 2025-09$182k$122k$145k$169k$193k201620182020202220242026

Lifestyle scores

🚶
Walkability
32/100
Very car-dependent
Estimated from population density. Higher = denser, more amenities within walking distance.
🚉
Public transit
15/100
Transit limited
Curated list of major US transit systems + population-based estimate. Higher = real subway/rail/bus options.
💻
Remote work fit
78/100
Strong remote-work fit
Composite of city size, housing cost, state tax structure, and region's remote-work track record.

Scores are heuristic estimates from population density, state, and known transit/walkable cities. Not based on a paid Walk Score / Transit Score API — see methodology for the formula.

Rent vs buy

Price-to-rent ratio: 13.5
Buy

At a 13.5 price-to-rent ratio, buying generally beats renting in Troy on a long-enough horizon. The headline math is that one year of mortgage payments approximates 13.5 years of rent — well below the 15+ threshold where ownership starts to dominate.

How the momentum score breaks down

methodology →
Home YoY
49 · w22%
Home 5-yr CAGR
58 · w22%
Distance from peak
78 · w18%
Population growth
45 · w16%
Home 10-yr CAGR
48 · w10%
Long thesis

Troy offers a $181,796 median home with +3.9% annualized 5-year appreciation. Affordability + positive trend is one of the better risk/reward setups in US residential — small downside, room to compound.

Short thesis

Troy's bear case is the boring one: the cycle is real and any market that's run hard can stall. Watch for slowing population growth, rising days-on-market, or builder discounts as the early warning signals.

About Troy

Troy is a city in Pike County, Alabama, with an estimated population of 17,734. The median home value in Troy is $181,796 as of 2026-04, down 0.2% over the last 12 months. Over the last five years, home values have averaged +3.9% annual growth, with prices at or near the 5-year peak. Rents in Troy average $1,124 per month. The composite momentum score is 56 of 100 (Stable). Conditions are neither hot nor cold, so the local fit matters more than market timing.

Bull case

Held the highs: currently -1.9% from the 5-year peak — this market refused to give back gains.
Cheap entry point: $181,796 median home is well below the US median of $355k — room to grow without overpaying.

Bear case

Local nuance: city-level data smooths over neighborhood differences. School zones, HOA rules, and street-level character matter — visit before deciding.

Playbook

Buyer

Lifestyle fit matters more than market timing in a Stable market. Take your time on the home and neighborhood; the macro trend isn't urgent. Negotiate normally.

Seller

Price competitively from day one or risk a 60+ day listing. Staging, photography, and presentation matter more in Stable markets than in Hot ones.

Investor

Stable cap rates, no big appreciation story to lean on. Underwrite this as a pure cash-flow play — the math has to work on rent alone.

Local safety & alerts

No active National Weather Service alerts for Pike County right now.

Public-safety links are official .gov sources, not curated by us. Pike County routes NWS alerts; check the state EM portal for non-weather emergencies.

Cities like Troy

Sources: Zillow ZHVI (home values), Zillow ZORI (rents), US Census ACS + place population. Updated when source agencies publish revisions.

Climate & natural-disaster risk

Winter (Jan)
56° / 36°
avg high / low
Summer (Jul)
91° / 71°
avg high / low
Sunny days/yr
215
~59% of year
Annual precip
58″ rain
1″ snow
Disaster risk (1=very low, 5=very high)
Hurricane
Moderate
Tornado
Very high
Wildfire
Low
Earthquake
Very low
Flood
High

State-level averages from NOAA Climate Normals (1991-2020) and FEMA National Risk Index. City-level conditions can vary significantly within a state.

Current weather

Loading current conditions…

7-day forecast on weather.gov →

Find rentals & listings

Open current Troy listings on the major real-estate sites.

Links open the live search on the destination site — results are always current.

Local sports teams

Major professional teams the Troy area cheers for. Detailed stats, schedules, and player pages on intherafters.com.

Local economy & environment

Humidity
73%
Humid climate
Median household income
$56,900
Alabama state median
Top industries (state-level)
ManufacturingHealthcareRetail

Humidity is annual average relative humidity (NOAA). Income is Census ACS 5-year estimate. Industries are largest employment sectors statewide (BLS); the local mix in a given city may vary.

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