Lodi, CA — Momentum Score, Home Values & Best-For

All states·California·Lodi

San Joaquin County · Stockton · population 68,642

Lodi, CA
Image: Wikipedia · Lodi, California
OverviewCost of livingMoving guide
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54
Stable
Momentum score · 0–100

Where Lodi stands

Steady, no major recent move.

Median home $519,283
1-year -2.8%
5-yr CAGR +2.2%
vs 5-yr peak -5.3%
Population +0.9%/yr

Home value trajectory · last 10 years

Zillow ZHVI · monthly
peak 2022-06$519k$291k$384k$477k$570k201620182020202220242026

Lifestyle scores

🚶
Walkability
52/100
Somewhat walkable
Estimated from population density. Higher = denser, more amenities within walking distance.
🚉
Public transit
22/100
Transit limited
Curated list of major US transit systems + population-based estimate. Higher = real subway/rail/bus options.
💻
Remote work fit
71/100
Strong remote-work fit
Composite of city size, housing cost, state tax structure, and region's remote-work track record.

Scores are heuristic estimates from population density, state, and known transit/walkable cities. Not based on a paid Walk Score / Transit Score API — see methodology for the formula.

Rent trajectory · last 5 years

Zillow ZORI · monthly
$1,982/mo$1,501$1,801$2,101202220242026

Home value vs rent · indexed to 100

Both rebased at first month of ZORI data (~2015)
Home valueRent108124100120202220242026

Rent vs buy

Price-to-rent ratio: 21.8
Lean rent

At a 21.8 price-to-rent ratio, the math is starting to lean toward renting in Lodi. Owner-occupier ROI requires longer holds and the assumption that prices keep appreciating roughly at the rate of rent.

How the momentum score breaks down

methodology →
Home YoY
36 · w22%
Home 5-yr CAGR
48 · w22%
Distance from peak
59 · w18%
Population growth
62 · w16%
Rent YoY
74 · w12%
Home 10-yr CAGR
62 · w10%
Long thesis

Lodi has held up across the cycle: home values at $519,283 with +2.2% 5-year CAGR. The bull case is structural — population, location, employer base — and holds even if next year's print is soft.

Short thesis

Lodi is a West Coast market off recent highs, and the regional fundamentals (taxes, regulation, out-migration) are still working against it. The bear case isn't that prices go to zero — it's that they don't recover meaningfully for years.

About Lodi

Lodi is a city in San Joaquin County, California, with an estimated population of 68,642. It anchors the Stockton metro area. The population grew 0.9% annually from 2020 to 2024, a moderate gain. The median home value in Lodi is $519,283 as of 2026-04, down 2.8% over the last 12 months. Over the last five years, home values have averaged +2.2% annual growth (-5.3% from the 5-year peak). Rents in Lodi average $1,982 per month, up 4.3% year-over-year. The composite momentum score is 54 of 100 (Stable). Conditions are neither hot nor cold, so the local fit matters more than market timing.

▲ Bull case

○The data is the data: Lodi has at least 5 years of Zillow tracking, full Census identification, and is included in the 1-criteria momentum score on this page.

▼ Bear case

●Cooling: -2.8% over the trailing year — momentum has stalled.
○Local nuance: city-level data smooths over neighborhood differences. School zones, HOA rules, and street-level character matter — visit before deciding.

About Lodi (Wikipedia)

Lodi is a city in San Joaquin County, California, United States, in the center portion of California's Central Valley. The population was 66,348 at the 2020 census.

Source: Wikipedia · this summary is contributed and licensed under CC-BY-SA.

City facts

MayorRamon Yepez
Area13.86 sq mi
Elevation35 ft
EstablishedDecember 6, 1906
Motto"Livable, Lovable, Lodi"
Density4860/sq mi

Extracted from the Wikipedia infobox. Values may be slightly out of date relative to the latest sources.

Playbook

Buyer

Lifestyle fit matters more than market timing in a Stable market. Take your time on the home and neighborhood; the macro trend isn't urgent. Negotiate normally.

Seller

Price competitively from day one or risk a 60+ day listing. Staging, photography, and presentation matter more in Stable markets than in Hot ones.

Investor

Stable cap rates, no big appreciation story to lean on. Underwrite this as a pure cash-flow play — the math has to work on rent alone.

Local safety & alerts

No active National Weather Service alerts for San Joaquin County right now.

NWS active alerts (CA)California Emergency ManagementHow to prepare (NWS)

Public-safety links are official .gov sources, not curated by us. San Joaquin County routes NWS alerts; check the state EM portal for non-weather emergencies.

Cities like Lodi

West Sacramento, CA49 · StableRancho Cordova, CA52 · StableBrentwood, CA51 · StableFairfield, CA50 · Stable

Run the numbers for Lodi

ToolCan I afford Lodi?Income → city shortlistToolROI on a Lodi rentalCap rate, cash-on-cash, DSCRToolCompare Lodi to anywhereSide-by-side up to 3 citiesToolLodi cost-of-livingEquivalent income elsewhere

Sources: Zillow ZHVI (home values), Zillow ZORI (rents), US Census ACS + place population. Updated when source agencies publish revisions.

Climate & natural-disaster risk

Winter (Jan)
60° / 41°
avg high / low
Summer (Jul)
82° / 60°
avg high / low
Sunny days/yr
258
~71% of year
Annual precip
22″ rain
8″ snow
Disaster risk (1=very low, 5=very high)
Hurricane
Very low
Tornado
Very low
Wildfire
Very high
Earthquake
Very high
Flood
Moderate

State-level averages from NOAA Climate Normals (1991-2020) and FEMA National Risk Index. City-level conditions can vary significantly within a state.

Current weather

Loading current conditions…

7-day forecast on weather.gov →

Find rentals & listings

Open current Lodi listings on the major real-estate sites.

Links open the live search on the destination site — results are always current.

Local news & community

Updated 2026-05-21 from Google News + Reddit RSS. Headlines link to original sources.

Local sports teams

Major professional teams the Stockton area cheers for. Detailed stats, schedules, and player pages on intherafters.com.

Local economy & environment

Humidity
65%
Moderate climate
Median household income
$91,500
California state median
Top industries (state-level)
TechEntertainmentAgriculture

Humidity is annual average relative humidity (NOAA). Income is Census ACS 5-year estimate. Industries are largest employment sectors statewide (BLS); the local mix in a given city may vary.

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