Cost of living in Lodi, CA — Housing, Rent & Index

The median home value in Lodi, CA is $519,283 as of 2026-04. That places Lodi above the US average for housing cost, with a cost index of approximately 146 versus a national baseline of 100.

Over the past 12 months, the median home value in Lodi has fallen 2.8%, and over the past five years it has averaged +2.2% annual growth. The current price sits -5.3% from its 5-year peak in 2022-06.

Renters pay a median of $1,982 per month in Lodi. Rents have changed +4.3% over the last year and averaged — per year over five years.

Beyond housing, day-to-day costs in Lodi are shaped by state and local taxes, utility rates, transportation, and groceries. This page focuses on the housing component, which is the largest single line in most household budgets and the easiest to compare across cities using consistent national data.