Merced, CA — Momentum Score, Home Values & Best-For

Why look at Merced?

  • Moderately priced housing. Median home is $397k.
  • Stable market. Home values -1.5% year-over-year — neither overheated nor falling.
  • Higher tax state. Top marginal income tax rate around 13.3% — factor into salary comparisons.
Merced, CA
Image: Wikipedia · Merced, California
View watchlist →
65
Rising
Momentum score · 0–100

Where Merced stands

Population growing 2.7% per year.

Median home $397,040
1-year -1.5%
5-yr growth +4.4%
vs 5-yr peak -2.7%
Population +2.7%/yr

Home value trajectory · last 10 years

Zillow ZHVI · monthly
peak 2022-07$397k$185k$265k$345k$424k201620182020202220242026

Lifestyle scores

🚶
Walkability
52/100
Somewhat walkable
Estimated from population density. Higher = denser, more amenities within walking distance.
🚉
Public transit
30/100
Minimal transit
Curated list of major US transit systems + population-based estimate. Higher = real subway/rail/bus options.
💻
Remote work fit
88/100
Excellent for remote work
Composite of city size, housing cost, state tax structure, and region's remote-work track record.

Scores are heuristic estimates from population density, state, and known transit/walkable cities. Not based on a paid Walk Score / Transit Score API — see methodology for the formula.

Rent trajectory · last 5 years

Zillow ZORI · monthly
$1,851/mo$1,290$1,633$1,975202220242026

Home value vs rent · indexed to 100

Both rebased at first month of ZORI data (~2015)
Home valueRent124135100120140202220242026

Rent vs buy

Price-to-rent ratio: 17.9
Lean buy

At a 17.9 price-to-rent ratio, Merced is in the 'depends on horizon' zone. Buy if you'll be there 5+ years and value flexibility on the home; rent if you might move, want zero maintenance friction, or expect rates to drop.

How the momentum score breaks down

methodology →
Home YoY
42 · w22%
Home 5-yr growth
61 · w22%
Distance from peak
74 · w18%
Population growth
87 · w16%
Rent YoY
61 · w12%
Home 10-yr growth
75 · w10%

About Merced (Wikipedia)

Merced is a city in and the county seat of Merced County, California, United States, in the San Joaquin Valley. As of the 2020 census, the city had a population of 86,333, up from 78,958 in 2010. Incorporated on April 1, 1889, Merced is a charter city that operates under a council–manager government. It is named after the Merced River, which flows nearby.

Source: Wikipedia · this summary is contributed and licensed under CC-BY-SA.

City facts

MayorMatthew Serratto
Area23.25 sq mi
Elevation171 ft
IncorporatedApril 1, 1889
Density3712.61/sq mi

Extracted from the Wikipedia infobox. Values may be slightly out of date relative to the latest sources.

Local safety & alerts

No active National Weather Service alerts for Merced County right now.

Public-safety links are official .gov sources, not curated by us. Merced County routes NWS alerts; check the state EM portal for non-weather emergencies.

California context

Schools

37 public schools22,334 students22.6:1 student-teacher

Merced is served by 37 public schools enrolling about 22,334 students, with a student-teacher ratio of 22.6:1 — larger classes than the US average of ~15:1. Public-school facts are from the NCES Common Core of Data; check ratings and attendance boundaries by exact address below.

Ratings, districts & boundaries:

Sources: Zillow ZHVI (home values), Zillow ZORI (rents), US Census ACS + place population. Updated when source agencies publish revisions.

Climate & natural-disaster risk

Winter (Jan)
60° / 41°
avg high / low
Summer (Jul)
82° / 60°
avg high / low
Sunny days/yr
258
~71% of year
Annual precip
22″ rain
8″ snow
Disaster risk (1=very low, 5=very high)
Hurricane
Very low
Tornado
Very low
Wildfire
Very high
Earthquake
Very high
Flood
Moderate

State-level averages from NOAA Climate Normals (1991-2020) and FEMA National Risk Index. City-level conditions can vary significantly within a state.

Current weather

Loading current conditions…

7-day forecast on weather.gov →

Find rentals & listings

Open current Merced listings on the major real-estate sites.

Links open the live search on the destination site — results are always current.

Local news & community

Updated 2026-05-28 from Google News + Reddit RSS. Filtered for Merced-specific coverage. Headlines link to original sources.

Local sports teams

Major professional teams the Merced area cheers for. Detailed stats, schedules, and player pages on intherafters.com.

Local economy & environment

Humidity
65%
Moderate climate
Median household income
$91,500
California state median
Top industries (state-level)
TechEntertainmentAgriculture

Humidity is annual average relative humidity (NOAA). Income is Census ACS 5-year estimate. Industries are largest employment sectors statewide (BLS); the local mix in a given city may vary.

Find more cities like Merced

Open the matchmaker pre-filled to match Merced’s price band, region, and size — refine to taste.

Find more like Merced →

Cities similar to Merced

Explore other places with comparable momentum or affordability.

See all California cities →    Browse best-of lists →

Cost-of-ownership at the median

Tax burden
13.3% top marginal
~32% all-in for a $150k earner
Property tax / yr
$3k
0.71% × median home $397k
Climate / hazard
limited data
Plan for the local hazard profile.

Snapshot assumes a $150k single earner buying at the median home. Your real numbers depend on bracket, deductions, school district, and HOA. Use the affordability calculator and net-pay calculator for your specific case.

Schools & crime context

Schools

School quality is district-by-district and varies dramatically within a city. Check GreatSchools or your state DOE rankings for specific schools before deciding. City-level school data coming soon.

Crime

California: 499 violent crimes per 100K residents (state avg, FBI UCR). Neighborhood-level rates can vary 10× within one city — research specific areas via CrimeGrade or local police data.

Compare to where you live now

Set your current city once and we’ll show the cost delta on every city profile.

Getting here by train

Merced is served by an Amtrak train station — Amtrak Merced Station. Use the map to find it, and open its Google profile for photos, hours, and reviews.

📍 324 West 24th Street, Merced, CA 95340Station code MCDStation Building (with waiting room)

View Amtrak Merced Station on Google Maps →

Jobs & hiring

In Merced, unemployment runs higher at 11.3%, and hiring momentum has been modest. The strongest local sectors are skilled trades & manufacturing, hospitality & tourism and healthcare.

11.3% unemployment47/100 hiring momentum$63,122 median household income36/100 remote-work fit

Search current openings: