Oakley, CA — Momentum Score, Home Values & Best-For

All states·California·Oakley

Contra Costa County · San Francisco-Oakland-Berkeley · population 47,158

Growing fast
Oakley, CA
Image: Wikipedia · Oakley, California
OverviewCost of livingMoving guide
View watchlist →
52
Stable
Momentum score · 0–100

Where Oakley stands

Home values down 3.4% in the last year. population growing 2.1% per year.

Median home $665,615
1-year -3.4%
5-yr CAGR +1.2%
vs 5-yr peak -12.0%
Population +2.1%/yr

Home value trajectory · last 10 years

Zillow ZHVI · monthly
peak 2022-05$666k$383k$518k$652k$787k201620182020202220242026

Lifestyle scores

🚶
Walkability
32/100
Very car-dependent
Estimated from population density. Higher = denser, more amenities within walking distance.
🚉
Public transit
22/100
Transit limited
Curated list of major US transit systems + population-based estimate. Higher = real subway/rail/bus options.
💻
Remote work fit
65/100
Strong remote-work fit
Composite of city size, housing cost, state tax structure, and region's remote-work track record.

Scores are heuristic estimates from population density, state, and known transit/walkable cities. Not based on a paid Walk Score / Transit Score API — see methodology for the formula.

Rent trajectory · last 5 years

Zillow ZORI · monthly
$3,305/mo$2,806$3,154$3,50320242026

Home value vs rent · indexed to 100

Both rebased at first month of ZORI data (~2015)
Home valueRent9711110020242026

Rent vs buy

Price-to-rent ratio: 16.8
Lean buy

At a 16.8 price-to-rent ratio, Oakley is in the 'depends on horizon' zone. Buy if you'll be there 5+ years and value flexibility on the home; rent if you might move, want zero maintenance friction, or expect rates to drop.

How the momentum score breaks down

methodology →
Home YoY
33 · w22%
Home 5-yr CAGR
42 · w22%
Distance from peak
39 · w18%
Population growth
81 · w16%
Rent YoY
74 · w12%
Home 10-yr CAGR
60 · w10%
Long thesis

Oakley has held up across the cycle: home values at $665,615 with +1.2% 5-year CAGR. The bull case is structural — population, location, employer base — and holds even if next year's print is soft.

Short thesis

Oakley is a West Coast market off recent highs, and the regional fundamentals (taxes, regulation, out-migration) are still working against it. The bear case isn't that prices go to zero — it's that they don't recover meaningfully for years.

About Oakley

Oakley is a city in Contra Costa County, California, with an estimated population of 47,158. It anchors the San Francisco-Oakland-Berkeley metro area. The population has grown 2.1% per year on average between 2020 and 2024 — among the faster-growing communities in the state. The median home value in Oakley is $665,615 as of 2026-04, down 3.4% over the last 12 months. Over the last five years, home values have averaged +1.2% annual growth, and the market currently sits about 12% below its 5-year peak. Rents in Oakley average $3,305 per month, up 4.3% year-over-year. The composite momentum score is 52 of 100 (Stable). Conditions are neither hot nor cold, so the local fit matters more than market timing.

▲ Bull case

●People are voting with their feet: population growing 2.1% per year since 2020 — that’s faster than ~80% of US cities.
○The data is the data: Oakley has at least 5 years of Zillow tracking, full Census identification, and is included in the 2-criteria momentum score on this page.

▼ Bear case

●Cooling: -3.4% over the trailing year — momentum has stalled.
●12% off recent peak — buyers are getting through-the-cycle pricing, not the peak.

About Oakley (Wikipedia)

Oakley is a city in Contra Costa County, California, United States. It is within the nine-county San Francisco Bay Area. The population at the 2020 United States census was 43,357. Oakley was incorporated in 1999, making it the newest incorporated city in Contra Costa County.

Source: Wikipedia · this summary is contributed and licensed under CC-BY-SA.

Playbook

Buyer

Lifestyle fit matters more than market timing in a Stable market. Take your time on the home and neighborhood; the macro trend isn't urgent. Negotiate normally.

Seller

Price competitively from day one or risk a 60+ day listing. Staging, photography, and presentation matter more in Stable markets than in Hot ones.

Investor

Stable cap rates, no big appreciation story to lean on. Underwrite this as a pure cash-flow play — the math has to work on rent alone.

Local safety & alerts

No active National Weather Service alerts for Contra Costa County right now.

NWS active alerts (CA)California Emergency ManagementHow to prepare (NWS)

Public-safety links are official .gov sources, not curated by us. Contra Costa County routes NWS alerts; check the state EM portal for non-weather emergencies.

Cities like Oakley

Rancho Cordova, CA52 · StableWest Sacramento, CA49 · StableBrentwood, CA51 · StableFolsom, CA55 · Stable

Run the numbers for Oakley

ToolCan I afford Oakley?Income → city shortlistToolROI on a Oakley rentalCap rate, cash-on-cash, DSCRToolCompare Oakley to anywhereSide-by-side up to 3 citiesToolOakley cost-of-livingEquivalent income elsewhere

Sources: Zillow ZHVI (home values), Zillow ZORI (rents), US Census ACS + place population. Updated when source agencies publish revisions.

Climate & natural-disaster risk

Winter (Jan)
60° / 41°
avg high / low
Summer (Jul)
82° / 60°
avg high / low
Sunny days/yr
258
~71% of year
Annual precip
22″ rain
8″ snow
Disaster risk (1=very low, 5=very high)
Hurricane
Very low
Tornado
Very low
Wildfire
Very high
Earthquake
Very high
Flood
Moderate

State-level averages from NOAA Climate Normals (1991-2020) and FEMA National Risk Index. City-level conditions can vary significantly within a state.

Local sports teams

Major professional teams the San Francisco-Oakland-Berkeley area cheers for. Detailed stats, schedules, and player pages on intherafters.com.

Current weather

Loading current conditions…

7-day forecast on weather.gov →

Find rentals & listings

Open current Oakley listings on the major real-estate sites.

Links open the live search on the destination site — results are always current.

Local news & community

Updated 2026-05-21 from Google News + Reddit RSS. Headlines link to original sources.

Local economy & environment

Humidity
65%
Moderate climate
Median household income
$91,500
California state median
Top industries (state-level)
TechEntertainmentAgriculture

Humidity is annual average relative humidity (NOAA). Income is Census ACS 5-year estimate. Industries are largest employment sectors statewide (BLS); the local mix in a given city may vary.

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