Ramona, CA — Momentum Score, Home Values & Best-For

San Diego County · San Diego-Chula Vista-Carlsbad · population 21,468

Small-town feel
View watchlist →
60
Stable
Momentum score · 0–100

Where Ramona stands

Steady, no major recent move.

Median home $816,193
1-year -1.5%
5-yr CAGR +4.0%
vs 5-yr peak -2.3%

Home value trajectory · last 10 years

Zillow ZHVI · monthly
peak 2025-01$816k$445k$586k$727k$868k201620182020202220242026

Lifestyle scores

🚶
Walkability
32/100
Very car-dependent
Estimated from population density. Higher = denser, more amenities within walking distance.
🚉
Public transit
15/100
Transit limited
Curated list of major US transit systems + population-based estimate. Higher = real subway/rail/bus options.
💻
Remote work fit
55/100
Workable for remote workers
Composite of city size, housing cost, state tax structure, and region's remote-work track record.

Scores are heuristic estimates from population density, state, and known transit/walkable cities. Not based on a paid Walk Score / Transit Score API — see methodology for the formula.

Rent trajectory · last 5 years

Zillow ZORI · monthly
$2,215/mo$1,889$2,136$2,38320242026

Home value vs rent · indexed to 100

Both rebased at first month of ZORI data (~2015)
Home valueRent10210710020242026

Rent vs buy

Price-to-rent ratio: 30.7
Rent

At a 30.7 price-to-rent ratio, renting beats buying in Ramona for most shorter holds. The premium you pay to own would take many years of rent savings to recoup, and that's before maintenance, taxes, and opportunity cost on the down payment.

How the momentum score breaks down

methodology →
Home YoY
42 · w22%
Home 5-yr CAGR
59 · w22%
Distance from peak
76 · w18%
Rent YoY
63 · w12%
Home 10-yr CAGR
64 · w10%
Long thesis

Ramona has held up across the cycle: home values at $816,193 with +4.0% 5-year CAGR. The bull case is structural — population, location, employer base — and holds even if next year's print is soft.

Short thesis

Ramona carries a $816,193 median home with only -1.5% YoY. Premium pricing in a flat tape is the bear setup — you're paying for the trend that already ran while new buyers can't afford to extend it.

About Ramona

Ramona is a city in San Diego County, California, with an estimated population of 21,468. It anchors the San Diego-Chula Vista-Carlsbad metro area. The median home value in Ramona is $816,193 as of 2026-04, down 1.5% over the last 12 months. Over the last five years, home values have averaged +4.0% annual growth (-2.3% from the 5-year peak). Rents in Ramona average $2,215 per month, roughly flat year-over-year (+2.7%). The composite momentum score is 60 of 100 (Stable). Conditions are neither hot nor cold, so the local fit matters more than market timing.

Bull case

Held the highs: currently -2.3% from the 5-year peak — this market refused to give back gains.
The data is the data: Ramona has at least 5 years of Zillow tracking, full Census identification, and is included in the 2-criteria momentum score on this page.

Bear case

Expensive AND not growing: median home $816,193 with only -1.5% YoY. You’re paying premium pricing for a flat trend.
Local nuance: city-level data smooths over neighborhood differences. School zones, HOA rules, and street-level character matter — visit before deciding.

Playbook

Buyer

Lifestyle fit matters more than market timing in a Stable market. Take your time on the home and neighborhood; the macro trend isn't urgent. Negotiate normally.

Seller

Price competitively from day one or risk a 60+ day listing. Staging, photography, and presentation matter more in Stable markets than in Hot ones.

Investor

Stable cap rates, no big appreciation story to lean on. Underwrite this as a pure cash-flow play — the math has to work on rent alone.

Local safety & alerts

No active National Weather Service alerts for San Diego County right now.

Public-safety links are official .gov sources, not curated by us. San Diego County routes NWS alerts; check the state EM portal for non-weather emergencies.

Cities like Ramona

Sources: Zillow ZHVI (home values), Zillow ZORI (rents), US Census ACS + place population. Updated when source agencies publish revisions.

Climate & natural-disaster risk

Winter (Jan)
60° / 41°
avg high / low
Summer (Jul)
82° / 60°
avg high / low
Sunny days/yr
258
~71% of year
Annual precip
22″ rain
8″ snow
Disaster risk (1=very low, 5=very high)
Hurricane
Very low
Tornado
Very low
Wildfire
Very high
Earthquake
Very high
Flood
Moderate

State-level averages from NOAA Climate Normals (1991-2020) and FEMA National Risk Index. City-level conditions can vary significantly within a state.

Local sports teams

Major professional teams the San Diego-Chula Vista-Carlsbad area cheers for. Detailed stats, schedules, and player pages on intherafters.com.

Current weather

Loading current conditions…

7-day forecast on weather.gov →

Find rentals & listings

Open current Ramona listings on the major real-estate sites.

Links open the live search on the destination site — results are always current.

Local economy & environment

Humidity
65%
Moderate climate
Median household income
$91,500
California state median
Top industries (state-level)
TechEntertainmentAgriculture

Humidity is annual average relative humidity (NOAA). Income is Census ACS 5-year estimate. Industries are largest employment sectors statewide (BLS); the local mix in a given city may vary.

Cities similar to Ramona

Explore other places with comparable momentum or affordability.

See all California cities →    Browse best-of lists →