Rancho Santa Margarita, CA

All statesΒ·CaliforniaΒ·Rancho Santa Margarita

Why look at Rancho Santa Margarita?

  • High-cost housing. Median home is $1.0M β€” expensive market.
  • Stable market. Home values -2.6% year-over-year β€” neither overheated nor falling.
  • Higher tax state. Top marginal income tax rate around 13.3% β€” factor into salary comparisons.
View watchlist β†’
57
Stable
Momentum score Β· 0–100

Where Rancho Santa Margarita stands

Averaging 7.1% annual growth over 5 years. population shrinking 0.8% per year.

Median home $1,029,854
1-year -2.6%
5-yr growth +7.1%
vs 5-yr peak -2.9%
Population -0.8%/yr

Home value trajectory Β· last 10 years

Zillow ZHVI Β· monthly
peak 2025-03$1030k$508k$707k$905k$1103k201620182020202220242026

Lifestyle scores

🚢
Walkability
32/100
Very car-dependent
Estimated from population density. Higher = denser, more amenities within walking distance.
πŸš‰
Public transit
22/100
Transit limited
Curated list of major US transit systems + population-based estimate. Higher = real subway/rail/bus options.
πŸ’»
Remote work fit
46/100
Marginal for remote
Composite of city size, housing cost, state tax structure, and region's remote-work track record.

Scores are heuristic estimates from population density, state, and known transit/walkable cities. Not based on a paid Walk Score / Transit Score API β€” see methodology for the formula.

Rent trajectory Β· last 5 years

Zillow ZORI Β· monthly
$2,799/mo$1,970$2,469$2,967202220242026

Home value vs rent Β· indexed to 100

Both rebased at first month of ZORI data (~2015)
Home valueRent141134100120140202220242026

Rent vs buy

Price-to-rent ratio: 30.7
Rent

At a 30.7 price-to-rent ratio, renting beats buying in Rancho Santa Margarita for most shorter stays. The premium you pay to own would take many years of saved rent to recover, and that's before maintenance, taxes, and what your down payment could earn elsewhere.

How the momentum score breaks down

methodology β†’
Home YoY
37 · w22%
Home 5-yr growth
75 · w22%
Distance from peak
73 · w18%
Population growth
32 · w16%
Rent YoY
61 · w12%
Home 10-yr growth
71 · w10%

About Rancho Santa Margarita (Wikipedia)

Rancho Santa Margarita is a city in Orange County, California, United States. One of Orange County's youngest cities, Rancho Santa Margarita is a master-planned community. The population was 47,949 at the 2020 census, up from 47,853 at the 2010 census. Although it is named for Rancho Santa Margarita y Las Flores, which was in San Diego County, the city limits fall within the borders of Rancho Mission Viejo. At 20 characters long, it is the longest city name in California.

Source: Wikipedia Β· this summary is contributed and licensed under CC-BY-SA.

Local safety & alerts

No active National Weather Service alerts for Orange County right now.

Public-safety links are official .gov sources, not curated by us. Orange County routes NWS alerts; check the state EM portal for non-weather emergencies.

Neighborhoods of Rancho Santa Margarita

1 tracked Β· ranked by median home value
1Las Flores$1,352,331-1.7%

California context

Schools

8 public schools4,769 students24.0:1 student-teacher

Rancho Santa Margarita is served by 8 public schools enrolling about 4,769 students, with a student-teacher ratio of 24.0:1 β€” larger classes than the US average of ~15:1. Public-school facts are from the NCES Common Core of Data; check ratings and attendance boundaries by exact address below.

Ratings, districts & boundaries:

Sources: Zillow ZHVI (home values), Zillow ZORI (rents), US Census ACS + place population. Updated when source agencies publish revisions.

Climate & natural-disaster risk

Winter (Jan)
60Β° / 41Β°
avg high / low
Summer (Jul)
82Β° / 60Β°
avg high / low
Sunny days/yr
258
~71% of year
Annual precip
22β€³ rain
8β€³ snow
Disaster risk (1=very low, 5=very high)
Hurricane
Very low
Tornado
Very low
Wildfire
Very high
Earthquake
Very high
Flood
Moderate

State-level averages from NOAA Climate Normals (1991-2020) and FEMA National Risk Index. City-level conditions can vary significantly within a state.

Local sports teams

Major professional teams the Los Angeles-Long Beach-Anaheim area cheers for. Detailed stats, schedules, and player pages on intherafters.com.

Current weather

Loading current conditions…

7-day forecast on weather.gov β†’

Find rentals & listings

Open current Rancho Santa Margarita listings on the major real-estate sites.

Links open the live search on the destination site β€” results are always current.

Local news & community

Updated 2026-05-28 from Google News + Reddit RSS. Filtered for Rancho Santa Margarita-specific coverage. Headlines link to original sources.

Local economy & environment

Humidity
65%
Moderate climate
Median household income
$91,500
California state median
Top industries (state-level)
TechEntertainmentAgriculture

Humidity is annual average relative humidity (NOAA). Income is Census ACS 5-year estimate. Industries are largest employment sectors statewide (BLS); the local mix in a given city may vary.

Find more cities like Rancho Santa Margarita

Open the matchmaker pre-filled to match Rancho Santa Margarita’s price band, region, and size β€” refine to taste.

Find more like Rancho Santa Margarita β†’

Cities similar to Rancho Santa Margarita

Explore other places with comparable momentum or affordability.

See all California cities β†’    Browse best-of lists β†’

Cost-of-ownership at the median

Tax burden
13.3% top marginal
~32% all-in for a $150k earner
Property tax / yr
$7k
0.71% Γ— median home $1.0M
Climate / hazard
limited data
Plan for the local hazard profile.

Snapshot assumes a $150k single earner buying at the median home. Your real numbers depend on bracket, deductions, school district, and HOA. Use the affordability calculator and net-pay calculator for your specific case.

Schools & crime context

Schools

School quality is district-by-district and varies dramatically within a city. Check GreatSchools or your state DOE rankings for specific schools before deciding. City-level school data coming soon.

Crime

California: 499 violent crimes per 100K residents (state avg, FBI UCR). Neighborhood-level rates can vary 10Γ— within one city β€” research specific areas via CrimeGrade or local police data.

Compare to where you live now

Set your current city once and we’ll show the cost delta on every city profile.

Jobs & hiring

In Rancho Santa Margarita, unemployment is low at 4.0%, and hiring momentum has been steady. The strongest local sectors are tech, healthcare and remote-friendly roles.

4.0% unemployment53/100 hiring momentum$152,560 median household income39/100 remote-work fit

Search current openings: