San Luis Obispo, CA — Momentum Score, Home Values & Best-For

All states·California·San Luis Obispo

Why look at San Luis Obispo?

  • High-cost housing. Median home is $1.1M — expensive market.
  • Stable market. Home values +2.2% year-over-year — neither overheated nor falling.
  • Higher tax state. Top marginal income tax rate around 13.3% — factor into salary comparisons.
San Luis Obispo, CA
Image: Wikipedia · San Luis Obispo, California
View watchlist →
71
Rising
Momentum score · 0–100

Where San Luis Obispo stands

At or near all-time high.

Median home $1,101,682
1-year +2.2%
5-yr growth +5.7%
vs 5-yr peak +0.0%
Population +1.4%/yr

Home value trajectory · last 10 years

Zillow ZHVI · monthly
peak 2026-04$1102k$583k$771k$958k$1146k201620182020202220242026

Lifestyle scores

🚶
Walkability
32/100
Very car-dependent
Estimated from population density. Higher = denser, more amenities within walking distance.
🚉
Public transit
22/100
Transit limited
Curated list of major US transit systems + population-based estimate. Higher = real subway/rail/bus options.
💻
Remote work fit
55/100
Workable for remote workers
Composite of city size, housing cost, state tax structure, and region's remote-work track record.

Scores are heuristic estimates from population density, state, and known transit/walkable cities. Not based on a paid Walk Score / Transit Score API — see methodology for the formula.

Rent trajectory · last 5 years

Zillow ZORI · monthly
$3,352/mo$2,244$2,920$3,596202220242026

Home value vs rent · indexed to 100

Both rebased at first month of ZORI data (~2015)
Home valueRent132139100120140202220242026

Rent vs buy

Price-to-rent ratio: 27.4
Rent

At a 27.4 price-to-rent ratio, renting beats buying in San Luis Obispo for most shorter stays. The premium you pay to own would take many years of saved rent to recover, and that's before maintenance, taxes, and what your down payment could earn elsewhere.

How the momentum score breaks down

methodology →
Home YoY
61 · w22%
Home 5-yr growth
68 · w22%
Distance from peak
90 · w18%
Population growth
71 · w16%
Rent YoY
71 · w12%
Home 10-yr growth
66 · w10%

About San Luis Obispo (Wikipedia)

San Luis Obispo is a city in and the county seat of San Luis Obispo County, California, United States. Located on the Central Coast of California, San Luis Obispo is roughly halfway between the San Francisco Bay Area in the north and Greater Los Angeles in the south. The population was 47,063 at the 2020 census.

Source: Wikipedia · this summary is contributed and licensed under CC-BY-SA.

Local safety & alerts

No active National Weather Service alerts for San Luis Obispo County right now.

Public-safety links are official .gov sources, not curated by us. San Luis Obispo County routes NWS alerts; check the state EM portal for non-weather emergencies.

California context

Schools

16 public schools5,432 students20.7:1 student-teacher

San Luis Obispo is served by 16 public schools enrolling about 5,432 students, with a student-teacher ratio of 20.7:1 — larger classes than the US average of ~15:1. Public-school facts are from the NCES Common Core of Data; check ratings and attendance boundaries by exact address below.

Ratings, districts & boundaries:

Sources: Zillow ZHVI (home values), Zillow ZORI (rents), US Census ACS + place population. Updated when source agencies publish revisions.

Climate & natural-disaster risk

Winter (Jan)
60° / 41°
avg high / low
Summer (Jul)
82° / 60°
avg high / low
Sunny days/yr
258
~71% of year
Annual precip
22″ rain
8″ snow
Disaster risk (1=very low, 5=very high)
Hurricane
Very low
Tornado
Very low
Wildfire
Very high
Earthquake
Very high
Flood
Moderate

State-level averages from NOAA Climate Normals (1991-2020) and FEMA National Risk Index. City-level conditions can vary significantly within a state.

Current weather

Loading current conditions…

7-day forecast on weather.gov →

Find rentals & listings

Open current San Luis Obispo listings on the major real-estate sites.

Links open the live search on the destination site — results are always current.

Local news & community

What locals are saying

Updated 2026-05-28 from Google News + Reddit RSS. Filtered for San Luis Obispo-specific coverage. Headlines link to original sources.

Local sports teams

Major professional teams the San Luis Obispo-Paso Robles area cheers for. Detailed stats, schedules, and player pages on intherafters.com.

Local economy & environment

Humidity
65%
Moderate climate
Median household income
$91,500
California state median
Top industries (state-level)
TechEntertainmentAgriculture

Humidity is annual average relative humidity (NOAA). Income is Census ACS 5-year estimate. Industries are largest employment sectors statewide (BLS); the local mix in a given city may vary.

Find more cities like San Luis Obispo

Open the matchmaker pre-filled to match San Luis Obispo’s price band, region, and size — refine to taste.

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Cities similar to San Luis Obispo

Explore other places with comparable momentum or affordability.

See all California cities →    Browse best-of lists →

Cost-of-ownership at the median

Tax burden
13.3% top marginal
~32% all-in for a $150k earner
Property tax / yr
$8k
0.71% × median home $1.1M
Climate / hazard
limited data
Plan for the local hazard profile.

Snapshot assumes a $150k single earner buying at the median home. Your real numbers depend on bracket, deductions, school district, and HOA. Use the affordability calculator and net-pay calculator for your specific case.

Schools & crime context

Schools

School quality is district-by-district and varies dramatically within a city. Check GreatSchools or your state DOE rankings for specific schools before deciding. City-level school data coming soon.

Crime

California: 499 violent crimes per 100K residents (state avg, FBI UCR). Neighborhood-level rates can vary 10× within one city — research specific areas via CrimeGrade or local police data.

Compare to where you live now

Set your current city once and we’ll show the cost delta on every city profile.

Getting here by train

San Luis Obispo is served by an Amtrak train station — Amtrak Station. Use the map to find it, and open its Google profile for photos, hours, and reviews.

📍 1011 Railroad Avenue, San Luis Obispo, CA 93401Station code SLOStation Building (with waiting room)

View Amtrak Station on Google Maps →

Jobs & hiring

In San Luis Obispo, unemployment runs higher at 7.0%, and hiring momentum has been steady. The strongest local sectors are tech, hospitality & tourism and healthcare.

7.0% unemployment58/100 hiring momentum$73,685 median household income36/100 remote-work fit

Search current openings: