Waterbury, CT — Momentum Score, Home Values & Best-For

New Haven County · New Haven-Milford · population 115,908

First-time buyersInvestors
Waterbury, CT
Image: Wikipedia · Waterbury, Connecticut
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75
Rising
Momentum score · 0–100

Where Waterbury stands

At or near all-time high. averaging 11.3% annual growth over 5 years.

Median home $280,921
1-year +2.9%
5-yr CAGR +11.3%
vs 5-yr peak +0.0%
Population +0.3%/yr

Home value trajectory · last 10 years

Zillow ZHVI · monthly
peak 2026-04$281k$92k$159k$225k$292k201620182020202220242026

Lifestyle scores

🚶
Walkability
52/100
Somewhat walkable
Estimated from population density. Higher = denser, more amenities within walking distance.
🚉
Public transit
30/100
Minimal transit
Curated list of major US transit systems + population-based estimate. Higher = real subway/rail/bus options.
💻
Remote work fit
82/100
Excellent for remote work
Composite of city size, housing cost, state tax structure, and region's remote-work track record.

Scores are heuristic estimates from population density, state, and known transit/walkable cities. Not based on a paid Walk Score / Transit Score API — see methodology for the formula.

Rent trajectory · last 5 years

Zillow ZORI · monthly
$1,569/mo$993$1,338$1,683202220242026

Home value vs rent · indexed to 100

Both rebased at first month of ZORI data (~2015)
Home valueRent170149100120140160202220242026

Rent vs buy

Price-to-rent ratio: 14.9
Buy

At a 14.9 price-to-rent ratio, buying generally beats renting in Waterbury on a long-enough horizon. The headline math is that one year of mortgage payments approximates 14.9 years of rent — well below the 15+ threshold where ownership starts to dominate.

How the momentum score breaks down

methodology →
Home YoY
65 · w22%
Home 5-yr CAGR
88 · w22%
Distance from peak
90 · w18%
Population growth
52 · w16%
Rent YoY
64 · w12%
Home 10-yr CAGR
91 · w10%
Long thesis

Waterbury has averaged 11.3% annual appreciation over five years and the trend is still live (+2.9% in the last 12 months). When a momentum trade keeps working, the simplest explanation is usually correct: more people want in.

Short thesis

Waterbury's bear case is the boring one: the cycle is real and any market that's run hard can stall. Watch for slowing population growth, rising days-on-market, or builder discounts as the early warning signals.

About Waterbury

Waterbury is a city in New Haven County, Connecticut, with an estimated population of 115,908. It anchors the New Haven-Milford metro area. The median home value in Waterbury is $280,921 as of 2026-04, up 2.9% over the last 12 months. Over the last five years, home values have averaged +11.3% annual growth, with prices at or near the 5-year peak. Rents in Waterbury average $1,569 per month, roughly flat year-over-year (+2.8%). The composite momentum score is 75 of 100 (Rising). The market is healthy with prices supported by underlying demand.

Bull case

Multi-year compounder: home values up an average 11.3% per year over the last 5 years — sustained, not a one-year pop.
Quiet strength: +2.9% over the trailing year — not a melt-up, but the market is bid.
Held the highs: currently +0.0% from the 5-year peak — this market refused to give back gains.

Bear case

Local nuance: city-level data smooths over neighborhood differences. School zones, HOA rules, and street-level character matter — visit before deciding.

About Waterbury (Wikipedia)

Waterbury is a city in the U.S. state of Connecticut. Waterbury had a population of 114,403 as of the 2020 Census. The city is 33 miles (53 km) southwest of Hartford and 77 miles (124 km) northeast of New York City. Waterbury is the largest city in the Naugatuck Valley Planning Region and second-largest city in New Haven County.

Source: Wikipedia · this summary is contributed and licensed under CC-BY-SA.

City facts

MayorPaul K. Pernerewski Jr.
Area28.94 sq mi
Elevation270 ft
Incorporated (Town)1686
NicknameThe Brass City
Mottonowrap
Density4,301.9/sq mi

Extracted from the Wikipedia infobox. Values may be slightly out of date relative to the latest sources.

Things to see in Waterbury(Landmarks)

  • Union Station, opened in 1909
  • Holy Land USA, a park with an illuminated cross on a hill, one of Connecticut's most popular tourist attractions in the 1960s and 1970s
  • Municipal Stadium, built in 1930
  • The Apothecary Building, built in 1893
  • A statue on the Carrie Welton Fountain
  • ''Soldiers' Monument'', sculpted by Waterbury resident George Edwin Bissell as a tribute to the American Civil War
  • Elton Hotel, built in 1905
  • The Cass Gilbert National Register District, founded after architect Cass Gilbert won a competition to design Waterbury's City Hall or Waterbury Municipal Center Complex
  • The statue of Christopher Columbus, by sculptor Frank Gaylord (1984)
  • The Ben Franklin statue (1921), by sculptor Paul Wayland Bartlett, a Waterbury resident
  • Waterbury Courthouse, the former headquarters of the Anaconda American Brass Company
  • The Harrub Pilgrim Memorial (1930), by Hermon Atkins MacNeil

+4 more on Wikipedia.

Extracted from the Wikipedia article. Names linked in the source — open the city’s Wikipedia page for details.

Playbook

Buyer

You're not in a frenzy but you're not getting bargains either. Make a competitive offer with normal inspection terms. Don't lowball — the listing will move with or without you.

Seller

Price at fair market value; expect movement in 30-45 days. Don't get clever with terms (rent-back, contingencies) — buyers in a Rising market have options.

Investor

Appreciation tailwind exists but cash flow requires discipline on price. Run the numbers conservatively and confirm rent comps before committing.

Local safety & alerts

No active National Weather Service alerts for New Haven County right now.

Public-safety links are official .gov sources, not curated by us. New Haven County routes NWS alerts; check the state EM portal for non-weather emergencies.

Neighborhoods of Waterbury

37 tracked · ranked by median home value
1East Mountain$327,227+3.1%
2Overlook$324,689-0.6%
3Bunker Hill$318,011+2.0%
4West Side Manor$315,735+2.9%
5Newton Heights$312,891+4.7%
6Woodtick Road$305,049+4.4%
7Boulevard$299,193+0.8%
8Bucks Hill$297,101+2.6%
9West End$296,247+2.5%
10Maplewood Manor$294,929+5.8%
11Alexander Ave$285,716+4.5%
12Fairlawn$281,809+2.9%
13Town Plot$280,170+3.8%
14East Farms$276,207+6.6%
15Hopeville$274,774+4.5%
16Hill Street$272,442-0.5%
17Mill Plain$270,755+3.2%
18North End$265,872+3.6%
19Waterville$265,341+0.1%
20Bouley Manor$264,559+1.9%
21Redville$264,246+2.9%
22Hillside$263,128+1.4%
23Berkeley Heights$260,094+1.6%
24New Pac$257,677+6.9%

See the full neighborhood ranking →

Cities like Waterbury

Sources: Zillow ZHVI (home values), Zillow ZORI (rents), US Census ACS + place population. Updated when source agencies publish revisions.

Climate & natural-disaster risk

Winter (Jan)
36° / 22°
avg high / low
Summer (Jul)
83° / 64°
avg high / low
Sunny days/yr
194
~53% of year
Annual precip
49″ rain
37″ snow
Disaster risk (1=very low, 5=very high)
Hurricane
Moderate
Tornado
Very low
Wildfire
Very low
Earthquake
Very low
Flood
Moderate

State-level averages from NOAA Climate Normals (1991-2020) and FEMA National Risk Index. City-level conditions can vary significantly within a state.

Current weather

Loading current conditions…

7-day forecast on weather.gov →

Find rentals & listings

Open current Waterbury listings on the major real-estate sites.

Links open the live search on the destination site — results are always current.

Local news & community

Updated 2026-05-21 from Google News + Reddit RSS. Headlines link to original sources.

Local sports teams

Major professional teams the New Haven-Milford area cheers for. Detailed stats, schedules, and player pages on intherafters.com.

Local economy & environment

Humidity
70%
Humid climate
Median household income
$90,200
Connecticut state median
Top industries (state-level)
Finance/InsuranceManufacturingHealthcare

Humidity is annual average relative humidity (NOAA). Income is Census ACS 5-year estimate. Industries are largest employment sectors statewide (BLS); the local mix in a given city may vary.

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