Atlantic Beach, FL — Momentum Score, Home Values & Best-For

All states·Florida·Atlantic Beach

Duval County · Jacksonville · population 13,279

InvestorsSmall-town feel
View watchlist →
61
Stable
Momentum score · 0–100

Where Atlantic Beach stands

Averaging 7.0% annual growth over 5 years. rents up 5.2% in the last year.

Median home $707,224
1-year -2.5%
5-yr CAGR +7.0%
vs 5-yr peak -3.3%
Population -0.4%/yr

Home value trajectory · last 10 years

Zillow ZHVI · monthly
peak 2025-02$707k$299k$453k$607k$760k201620182020202220242026

Lifestyle scores

🚶
Walkability
25/100
Very car-dependent
Estimated from population density. Higher = denser, more amenities within walking distance.
🚉
Public transit
15/100
Transit limited
Curated list of major US transit systems + population-based estimate. Higher = real subway/rail/bus options.
💻
Remote work fit
60/100
Workable for remote workers
Composite of city size, housing cost, state tax structure, and region's remote-work track record.

Scores are heuristic estimates from population density, state, and known transit/walkable cities. Not based on a paid Walk Score / Transit Score API — see methodology for the formula.

Rent trajectory · last 5 years

Zillow ZORI · monthly
$2,289/mo$1,749$2,088$2,426202220242026

Home value vs rent · indexed to 100

Both rebased at first month of ZORI data (~2015)
Home valueRent116121100120202220242026

Rent vs buy

Price-to-rent ratio: 25.7
Rent

At a 25.7 price-to-rent ratio, renting beats buying in Atlantic Beach for most shorter holds. The premium you pay to own would take many years of rent savings to recoup, and that's before maintenance, taxes, and opportunity cost on the down payment.

How the momentum score breaks down

methodology →
Home YoY
38 · w22%
Home 5-yr CAGR
74 · w22%
Distance from peak
70 · w18%
Population growth
38 · w16%
Rent YoY
80 · w12%
Home 10-yr CAGR
82 · w10%
Long thesis

Atlantic Beach has held up across the cycle: home values at $707,224 with +7.0% 5-year CAGR. The bull case is structural — population, location, employer base — and holds even if next year's print is soft.

Short thesis

Atlantic Beach is in a state where home insurance costs have doubled, climate risk repricing is still in progress, and the buyer pool is constrained by both. The bear case writes itself and is currently winning.

About Atlantic Beach

Atlantic Beach is a city in Duval County, Florida, with an estimated population of 13,279. It anchors the Jacksonville metro area. The median home value in Atlantic Beach is $707,224 as of 2026-04, down 2.5% over the last 12 months. Over the last five years, home values have averaged +7.0% annual growth (-3.3% from the 5-year peak). Rents in Atlantic Beach average $2,289 per month, up 5.2% year-over-year. The composite momentum score is 61 of 100 (Stable). Conditions are neither hot nor cold, so the local fit matters more than market timing.

Bull case

Healthy 5-year run: +7.0% annualized over 5 years, outpacing US inflation.
Hot rental market: rents up 5.2% YoY — landlords have pricing power, supports new investment math.

Bear case

Expensive AND not growing: median home $707,224 with only -2.5% YoY. You’re paying premium pricing for a flat trend.
Cooling: -2.5% over the trailing year — momentum has stalled.
Flat or shrinking population: -0.4% per year. Housing demand has to come from somewhere — verify the source.
Thin housing market: small population means fewer transactions and slower resale. Liquidity risk on exit.

Playbook

Buyer

Lifestyle fit matters more than market timing in a Stable market. Take your time on the home and neighborhood; the macro trend isn't urgent. Negotiate normally.

Seller

Price competitively from day one or risk a 60+ day listing. Staging, photography, and presentation matter more in Stable markets than in Hot ones.

Investor

Stable cap rates, no big appreciation story to lean on. Underwrite this as a pure cash-flow play — the math has to work on rent alone.

Local safety & alerts

No active National Weather Service alerts for Duval County right now.

Public-safety links are official .gov sources, not curated by us. Duval County routes NWS alerts; check the state EM portal for non-weather emergencies.

Cities like Atlantic Beach

Sources: Zillow ZHVI (home values), Zillow ZORI (rents), US Census ACS + place population. Updated when source agencies publish revisions.

Climate & natural-disaster risk

Winter (Jan)
70° / 51°
avg high / low
Summer (Jul)
90° / 73°
avg high / low
Sunny days/yr
233
~64% of year
Annual precip
54″ rain
0″ snow
Disaster risk (1=very low, 5=very high)
Hurricane
Very high
Tornado
Moderate
Wildfire
Low
Earthquake
Very low
Flood
Very high

State-level averages from NOAA Climate Normals (1991-2020) and FEMA National Risk Index. City-level conditions can vary significantly within a state.

Local sports teams

Major professional teams the Jacksonville area cheers for. Detailed stats, schedules, and player pages on intherafters.com.

Current weather

Loading current conditions…

7-day forecast on weather.gov →

Find rentals & listings

Open current Atlantic Beach listings on the major real-estate sites.

Links open the live search on the destination site — results are always current.

Local economy & environment

Humidity
76%
Very humid climate
Median household income
$67,900
Florida state median
Top industries (state-level)
TourismHealthcareConstruction

Humidity is annual average relative humidity (NOAA). Income is Census ACS 5-year estimate. Industries are largest employment sectors statewide (BLS); the local mix in a given city may vary.

Cities similar to Atlantic Beach

Explore other places with comparable momentum or affordability.

See all Florida cities →    Browse best-of lists →