Opa-locka, FL — Momentum Score, Home Values & Best-For

All states·Florida·Opa-locka

Miami-Dade County · Miami-Fort Lauderdale-Pompano Beach · population 16,507

InvestorsSmall-town feel
View watchlist →
62
Rising
Momentum score · 0–100

Where Opa-locka stands

Averaging 7.9% annual growth over 5 years.

Median home $471,232
1-year -2.4%
5-yr CAGR +7.9%
vs 5-yr peak -3.5%
Population +0.1%/yr

Home value trajectory · last 10 years

Zillow ZHVI · monthly
peak 2024-09$471k$129k$255k$382k$508k201620182020202220242026

Lifestyle scores

🚶
Walkability
32/100
Very car-dependent
Estimated from population density. Higher = denser, more amenities within walking distance.
🚉
Public transit
15/100
Transit limited
Curated list of major US transit systems + population-based estimate. Higher = real subway/rail/bus options.
💻
Remote work fit
85/100
Excellent for remote work
Composite of city size, housing cost, state tax structure, and region's remote-work track record.

Scores are heuristic estimates from population density, state, and known transit/walkable cities. Not based on a paid Walk Score / Transit Score API — see methodology for the formula.

Rent trajectory · last 5 years

Zillow ZORI · monthly
$2,171/mo$1,831$2,131$2,43220242026

Home value vs rent · indexed to 100

Both rebased at first month of ZORI data (~2015)
Home valueRent10611110012020242026

Rent vs buy

Price-to-rent ratio: 18.1
Lean buy

At a 18.1 price-to-rent ratio, Opa-locka is in the 'depends on horizon' zone. Buy if you'll be there 5+ years and value flexibility on the home; rent if you might move, want zero maintenance friction, or expect rates to drop.

How the momentum score breaks down

methodology →
Home YoY
38 · w22%
Home 5-yr CAGR
78 · w22%
Distance from peak
69 · w18%
Population growth
46 · w16%
Rent YoY
63 · w12%
Home 10-yr CAGR
95 · w10%
Long thesis

Opa-locka has held up across the cycle: home values at $471,232 with +7.9% 5-year CAGR. The bull case is structural — population, location, employer base — and holds even if next year's print is soft.

Short thesis

Opa-locka is in a state where home insurance costs have doubled, climate risk repricing is still in progress, and the buyer pool is constrained by both. The bear case writes itself and is currently winning.

About Opa-locka

Opa-locka is a city in Miami-Dade County, Florida, with an estimated population of 16,507. It anchors the Miami-Fort Lauderdale-Pompano Beach metro area. The median home value in Opa-locka is $471,232 as of 2026-04, down 2.4% over the last 12 months. Over the last five years, home values have averaged +7.9% annual growth (-3.5% from the 5-year peak). Rents in Opa-locka average $2,171 per month, roughly flat year-over-year (+2.7%). The composite momentum score is 62 of 100 (Rising). The market is healthy with prices supported by underlying demand.

Bull case

Healthy 5-year run: +7.9% annualized over 5 years, outpacing US inflation.
The data is the data: Opa-locka has at least 5 years of Zillow tracking, full Census identification, and is included in the 2-criteria momentum score on this page.

Bear case

Cooling: -2.4% over the trailing year — momentum has stalled.
Local nuance: city-level data smooths over neighborhood differences. School zones, HOA rules, and street-level character matter — visit before deciding.

Playbook

Buyer

You're not in a frenzy but you're not getting bargains either. Make a competitive offer with normal inspection terms. Don't lowball — the listing will move with or without you.

Seller

Price at fair market value; expect movement in 30-45 days. Don't get clever with terms (rent-back, contingencies) — buyers in a Rising market have options.

Investor

Appreciation tailwind exists but cash flow requires discipline on price. Run the numbers conservatively and confirm rent comps before committing.

Local safety & alerts

No active National Weather Service alerts for Miami-Dade County right now.

Public-safety links are official .gov sources, not curated by us. Miami-Dade County routes NWS alerts; check the state EM portal for non-weather emergencies.

Neighborhoods of Opa-locka

9 tracked · ranked by median home value
1Palmetto Park Estates$551,191-1.1%
2Lake Steven Estates$544,555-3.5%
3Red Road Manor$543,006-0.8%
4Monterrey$539,248-2.6%
5Miami Gardens Manor$538,175-2.2%
6Lakes of Acadia$444,839-5.3%
7Curtiss Park$437,037+0.2%
8Community Gardens$352,633-1.3%
9Magnolia Gardens$341,534-3.5%

Cities like Opa-locka

Sources: Zillow ZHVI (home values), Zillow ZORI (rents), US Census ACS + place population. Updated when source agencies publish revisions.

Climate & natural-disaster risk

Winter (Jan)
70° / 51°
avg high / low
Summer (Jul)
90° / 73°
avg high / low
Sunny days/yr
233
~64% of year
Annual precip
54″ rain
0″ snow
Disaster risk (1=very low, 5=very high)
Hurricane
Very high
Tornado
Moderate
Wildfire
Low
Earthquake
Very low
Flood
Very high

State-level averages from NOAA Climate Normals (1991-2020) and FEMA National Risk Index. City-level conditions can vary significantly within a state.

Local sports teams

Major professional teams the Miami-Fort Lauderdale-Pompano Beach area cheers for. Detailed stats, schedules, and player pages on intherafters.com.

Current weather

Loading current conditions…

7-day forecast on weather.gov →

Find rentals & listings

Open current Opa-locka listings on the major real-estate sites.

Links open the live search on the destination site — results are always current.

Local economy & environment

Humidity
76%
Very humid climate
Median household income
$67,900
Florida state median
Top industries (state-level)
TourismHealthcareConstruction

Humidity is annual average relative humidity (NOAA). Income is Census ACS 5-year estimate. Industries are largest employment sectors statewide (BLS); the local mix in a given city may vary.

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