Palm Coast, FL — Momentum Score, Home Values & Best-For

All states·Florida·Palm Coast

Flagler County · Deltona-Daytona Beach-Ormond Beach · population 106,729

Growing fast
Palm Coast, FL
Image: Wikipedia · Palm Coast, Florida
View watchlist →
54
Stable
Momentum score · 0–100

Where Palm Coast stands

Home values down 3.1% in the last year. population growing 4.6% per year.

Median home $341,660
1-year -3.1%
5-yr CAGR +4.0%
vs 5-yr peak -13.6%
Population +4.6%/yr

Home value trajectory · last 10 years

Zillow ZHVI · monthly
peak 2022-08$342k$178k$256k$333k$411k201620182020202220242026

Lifestyle scores

🚶
Walkability
30/100
Very car-dependent
Estimated from population density. Higher = denser, more amenities within walking distance.
🚉
Public transit
30/100
Minimal transit
Curated list of major US transit systems + population-based estimate. Higher = real subway/rail/bus options.
💻
Remote work fit
93/100
Excellent for remote work
Composite of city size, housing cost, state tax structure, and region's remote-work track record.

Scores are heuristic estimates from population density, state, and known transit/walkable cities. Not based on a paid Walk Score / Transit Score API — see methodology for the formula.

Rent trajectory · last 5 years

Zillow ZORI · monthly
$1,929/mo$1,387$1,716$2,045202220242026

Home value vs rent · indexed to 100

Both rebased at first month of ZORI data (~2015)
Home valueRent121131100120140202220242026

Rent vs buy

Price-to-rent ratio: 14.8
Buy

At a 14.8 price-to-rent ratio, buying generally beats renting in Palm Coast on a long-enough horizon. The headline math is that one year of mortgage payments approximates 14.8 years of rent — well below the 15+ threshold where ownership starts to dominate.

How the momentum score breaks down

methodology →
Home YoY
34 · w22%
Home 5-yr CAGR
59 · w22%
Distance from peak
34 · w18%
Population growth
90 · w16%
Rent YoY
56 · w12%
Home 10-yr CAGR
68 · w10%
Long thesis

Palm Coast has held up across the cycle: home values at $341,660 with +4.0% 5-year CAGR. The bull case is structural — population, location, employer base — and holds even if next year's print is soft.

Short thesis

Palm Coast is in a state where home insurance costs have doubled, climate risk repricing is still in progress, and the buyer pool is constrained by both. The bear case writes itself and is currently winning.

About Palm Coast

Palm Coast is a city in Flagler County, Florida, with an estimated population of 106,729. It anchors the Deltona-Daytona Beach-Ormond Beach metro area. The population has grown 4.6% per year on average between 2020 and 2024 — among the faster-growing communities in the state. The median home value in Palm Coast is $341,660 as of 2026-04, down 3.1% over the last 12 months. Over the last five years, home values have averaged +4.0% annual growth, and the market currently sits about 14% below its 5-year peak. Rents in Palm Coast average $1,929 per month, roughly flat year-over-year (+1.6%). The composite momentum score is 54 of 100 (Stable). Conditions are neither hot nor cold, so the local fit matters more than market timing.

Bull case

People are voting with their feet: population growing 4.6% per year since 2020 — that’s faster than ~80% of US cities.
The data is the data: Palm Coast has at least 5 years of Zillow tracking, full Census identification, and is included in the 2-criteria momentum score on this page.

Bear case

Cooling: -3.1% over the trailing year — momentum has stalled.
14% off recent peak — buyers are getting through-the-cycle pricing, not the peak.

About Palm Coast (Wikipedia)

Palm Coast is a city in Flagler County, Florida, United States. As of the 2020 United States census, the population was 89,258, an increase of almost 200% since the 2000 count of 32,832. The population was estimated to be 98,411 as of July 1, 2022. The Daytona Beach News-Journal reported in May 2023 that the population of Palm Coast had surpassed Deltona, Florida as the most populous city in the Deltona–Daytona Beach–Ormond Beach, FL metropolitan statistical area.

Source: Wikipedia · this summary is contributed and licensed under CC-BY-SA.

City facts

MayorMike NorrisCite web
Area96.57 sq mi
Elevation30 ft
Developed1969
Density935.92/sq mi

Extracted from the Wikipedia infobox. Values may be slightly out of date relative to the latest sources.

Playbook

Buyer

Lifestyle fit matters more than market timing in a Stable market. Take your time on the home and neighborhood; the macro trend isn't urgent. Negotiate normally.

Seller

Price competitively from day one or risk a 60+ day listing. Staging, photography, and presentation matter more in Stable markets than in Hot ones.

Investor

Stable cap rates, no big appreciation story to lean on. Underwrite this as a pure cash-flow play — the math has to work on rent alone.

Local safety & alerts

No active National Weather Service alerts for Flagler County right now.

Public-safety links are official .gov sources, not curated by us. Flagler County routes NWS alerts; check the state EM portal for non-weather emergencies.

Cities like Palm Coast

Sources: Zillow ZHVI (home values), Zillow ZORI (rents), US Census ACS + place population. Updated when source agencies publish revisions.

Climate & natural-disaster risk

Winter (Jan)
70° / 51°
avg high / low
Summer (Jul)
90° / 73°
avg high / low
Sunny days/yr
233
~64% of year
Annual precip
54″ rain
0″ snow
Disaster risk (1=very low, 5=very high)
Hurricane
Very high
Tornado
Moderate
Wildfire
Low
Earthquake
Very low
Flood
Very high

State-level averages from NOAA Climate Normals (1991-2020) and FEMA National Risk Index. City-level conditions can vary significantly within a state.

Current weather

Loading current conditions…

7-day forecast on weather.gov →

Find rentals & listings

Open current Palm Coast listings on the major real-estate sites.

Links open the live search on the destination site — results are always current.

Local news & community

Updated 2026-05-21 from Google News + Reddit RSS. Headlines link to original sources.

Local sports teams

Major professional teams the Deltona-Daytona Beach-Ormond Beach area cheers for. Detailed stats, schedules, and player pages on intherafters.com.

Local economy & environment

Humidity
76%
Very humid climate
Median household income
$67,900
Florida state median
Top industries (state-level)
TourismHealthcareConstruction

Humidity is annual average relative humidity (NOAA). Income is Census ACS 5-year estimate. Industries are largest employment sectors statewide (BLS); the local mix in a given city may vary.

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