St. Pete Beach, FL — Momentum Score, Home Values & Best-For

All states·Florida·St. Pete Beach

Pinellas County · Tampa-St. Petersburg-Clearwater · population 8,730

Bargain huntersRenter-friendlySmall-town feel
View watchlist →
32
Declining
Momentum score · 0–100

Where St. Pete Beach stands

21% off 5-year peak. home values down 8.9% in the last year.

Median home $602,483
1-year -8.9%
5-yr CAGR +2.4%
vs 5-yr peak -21.3%
Population -0.4%/yr

Home value trajectory · last 10 years

Zillow ZHVI · monthly
peak 2022-08$602k$349k$498k$647k$796k201620182020202220242026

Lifestyle scores

🚶
Walkability
25/100
Very car-dependent
Estimated from population density. Higher = denser, more amenities within walking distance.
🚉
Public transit
10/100
Transit limited
Curated list of major US transit systems + population-based estimate. Higher = real subway/rail/bus options.
💻
Remote work fit
44/100
Marginal for remote
Composite of city size, housing cost, state tax structure, and region's remote-work track record.

Scores are heuristic estimates from population density, state, and known transit/walkable cities. Not based on a paid Walk Score / Transit Score API — see methodology for the formula.

Rent trajectory · last 5 years

Zillow ZORI · monthly
$2,790/mo$2,564$2,888$3,21220242026

Home value vs rent · indexed to 100

Both rebased at first month of ZORI data (~2015)
Home valueRent859510020242026

Rent vs buy

Price-to-rent ratio: 18.0
Lean buy

At a 18.0 price-to-rent ratio, St. Pete Beach is in the 'depends on horizon' zone. Buy if you'll be there 5+ years and value flexibility on the home; rent if you might move, want zero maintenance friction, or expect rates to drop.

How the momentum score breaks down

methodology →
Home YoY
9 · w22%
Home 5-yr CAGR
49 · w22%
Distance from peak
22 · w18%
Population growth
39 · w16%
Rent YoY
29 · w12%
Home 10-yr CAGR
60 · w10%
Long thesis

St. Pete Beach has held up across the cycle: home values at $602,483 with +2.4% 5-year CAGR. The bull case is structural — population, location, employer base — and holds even if next year's print is soft.

Short thesis

St. Pete Beach has given back 21% from its 5-year peak — that's not a healthy correction, it's a market still digesting an overshoot. The bear case is that the floor hasn't been found yet.

About St. Pete Beach

St. Pete Beach is a city in Pinellas County, Florida, with an estimated population of 8,730. It anchors the Tampa-St. Petersburg-Clearwater metro area. The median home value in St. Pete Beach is $602,483 as of 2026-04, down 8.9% over the last 12 months. Over the last five years, home values have averaged +2.4% annual growth, and the market currently sits about 21% below its 5-year peak. Rents in St. Pete Beach average $2,790 per month, down 3.2% year-over-year. The composite momentum score is 32 of 100 (Declining). The market is well off recent highs — patient long-term buyers may find opportunities, but resale liquidity is reduced.

Bull case

The data is the data: St. Pete Beach has at least 5 years of Zillow tracking, full Census identification, and is included in the 1-criteria momentum score on this page.

Bear case

Prices actively falling: down 8.9% in the last 12 months — buyer sentiment has flipped. Sellers competing on price.
21% off the 5-year peak. That’s not a healthy correction — that’s a market that ran too far and is still digesting.
Flat or shrinking population: -0.4% per year. Housing demand has to come from somewhere — verify the source.
Thin housing market: small population means fewer transactions and slower resale. Liquidity risk on exit.

Playbook

Buyer

Make sure you're not catching a falling knife. Verify local fundamentals — jobs, population trend, school enrollment — before assuming the bottom is in. Negotiate hard and walk away from anything that doesn't pencil. St. Pete Beach is currently 21% off its 5-year peak — historically, that's been the discount tier of this market.

Seller

Be realistic. Below-list pricing may be required; time is not your friend. If you can wait 2-3 years for the cycle to turn, consider holding.

Investor

Cap rates can look great in Declining markets, but verify tenant pool, income stability, and exit liquidity before committing. A 10% cap on a vacant property is 0%.

Local safety & alerts

No active National Weather Service alerts for Pinellas County right now.

Public-safety links are official .gov sources, not curated by us. Pinellas County routes NWS alerts; check the state EM portal for non-weather emergencies.

Cities like St. Pete Beach

Sources: Zillow ZHVI (home values), Zillow ZORI (rents), US Census ACS + place population. Updated when source agencies publish revisions.

Climate & natural-disaster risk

Winter (Jan)
70° / 51°
avg high / low
Summer (Jul)
90° / 73°
avg high / low
Sunny days/yr
233
~64% of year
Annual precip
54″ rain
0″ snow
Disaster risk (1=very low, 5=very high)
Hurricane
Very high
Tornado
Moderate
Wildfire
Low
Earthquake
Very low
Flood
Very high

State-level averages from NOAA Climate Normals (1991-2020) and FEMA National Risk Index. City-level conditions can vary significantly within a state.

Local sports teams

Major professional teams the Tampa-St. Petersburg-Clearwater area cheers for. Detailed stats, schedules, and player pages on intherafters.com.

Current weather

Loading current conditions…

7-day forecast on weather.gov →

Find rentals & listings

Open current St. Pete Beach listings on the major real-estate sites.

Links open the live search on the destination site — results are always current.

Local economy & environment

Humidity
76%
Very humid climate
Median household income
$67,900
Florida state median
Top industries (state-level)
TourismHealthcareConstruction

Humidity is annual average relative humidity (NOAA). Income is Census ACS 5-year estimate. Industries are largest employment sectors statewide (BLS); the local mix in a given city may vary.

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