Treasure Island, FL — Momentum Score, Home Values & Best-For

All states·Florida·Treasure Island

Pinellas County · Tampa-St. Petersburg-Clearwater · population 6,524

Bargain huntersSmall-town feel
View watchlist →
35
Cooling
Momentum score · 0–100

Where Treasure Island stands

24% off 5-year peak. home values down 8.4% in the last year.

Median home $522,511
1-year -8.4%
5-yr CAGR +2.0%
vs 5-yr peak -24.2%
Population -0.2%/yr

Home value trajectory · last 10 years

Zillow ZHVI · monthly
peak 2022-08$523k$300k$439k$578k$717k201620182020202220242026

Lifestyle scores

🚶
Walkability
25/100
Very car-dependent
Estimated from population density. Higher = denser, more amenities within walking distance.
🚉
Public transit
10/100
Transit limited
Curated list of major US transit systems + population-based estimate. Higher = real subway/rail/bus options.
💻
Remote work fit
53/100
Workable for remote workers
Composite of city size, housing cost, state tax structure, and region's remote-work track record.

Scores are heuristic estimates from population density, state, and known transit/walkable cities. Not based on a paid Walk Score / Transit Score API — see methodology for the formula.

Rent trajectory · last 5 years

Zillow ZORI · monthly
$2,162/mo$1,930$2,111$2,2922026

Home value vs rent · indexed to 100

Both rebased at first month of ZORI data (~2015)
Home valueRent871041002026

Rent vs buy

Price-to-rent ratio: 20.1
Lean rent

At a 20.1 price-to-rent ratio, the math is starting to lean toward renting in Treasure Island. Owner-occupier ROI requires longer holds and the assumption that prices keep appreciating roughly at the rate of rent.

How the momentum score breaks down

methodology →
Home YoY
12 · w22%
Home 5-yr CAGR
47 · w22%
Distance from peak
18 · w18%
Population growth
42 · w16%
Rent YoY
55 · w12%
Home 10-yr CAGR
61 · w10%
Long thesis

Treasure Island has held up across the cycle: home values at $522,511 with +2.0% 5-year CAGR. The bull case is structural — population, location, employer base — and holds even if next year's print is soft.

Short thesis

Treasure Island has given back 24% from its 5-year peak — that's not a healthy correction, it's a market still digesting an overshoot. The bear case is that the floor hasn't been found yet.

About Treasure Island

Treasure Island is a city in Pinellas County, Florida, with an estimated population of 6,524. It anchors the Tampa-St. Petersburg-Clearwater metro area. The median home value in Treasure Island is $522,511 as of 2026-04, down 8.4% over the last 12 months. Over the last five years, home values have averaged +2.0% annual growth, and the market currently sits about 24% below its 5-year peak. Rents in Treasure Island average $2,162 per month, roughly flat year-over-year (+1.5%). The composite momentum score is 35 of 100 (Cooling). Buyers may find more room to negotiate; sellers should price realistically.

Bull case

The data is the data: Treasure Island has at least 5 years of Zillow tracking, full Census identification, and is included in the 1-criteria momentum score on this page.

Bear case

Prices actively falling: down 8.4% in the last 12 months — buyer sentiment has flipped. Sellers competing on price.
24% off the 5-year peak. That’s not a healthy correction — that’s a market that ran too far and is still digesting.
Thin housing market: small population means fewer transactions and slower resale. Liquidity risk on exit.

Playbook

Buyer

You have leverage. Negotiate price, ask for closing-cost credits, and don't waive inspection. Walk-away power is real in a Cooling market — use it. Treasure Island is currently 24% off its 5-year peak — historically, that's been the discount tier of this market.

Seller

Price aggressively (at or below recent sold comps) or be prepared to wait. Concessions — rate buydowns, closing costs, repair credits — are how deals close right now.

Investor

Cap rates are more attractive than they were 12 months ago but the appreciation tailwind is gone. Confirm tenant demand, vacancy rates, and exit liquidity before committing capital.

Local safety & alerts

No active National Weather Service alerts for Pinellas County right now.

Public-safety links are official .gov sources, not curated by us. Pinellas County routes NWS alerts; check the state EM portal for non-weather emergencies.

Neighborhoods of Treasure Island

3 tracked · ranked by median home value
1Isle of Palms$950,577-3.2%
2Paradise Island$438,363-8.6%
3Isle of Capri$415,494-12.5%

Cities like Treasure Island

Sources: Zillow ZHVI (home values), Zillow ZORI (rents), US Census ACS + place population. Updated when source agencies publish revisions.

Climate & natural-disaster risk

Winter (Jan)
70° / 51°
avg high / low
Summer (Jul)
90° / 73°
avg high / low
Sunny days/yr
233
~64% of year
Annual precip
54″ rain
0″ snow
Disaster risk (1=very low, 5=very high)
Hurricane
Very high
Tornado
Moderate
Wildfire
Low
Earthquake
Very low
Flood
Very high

State-level averages from NOAA Climate Normals (1991-2020) and FEMA National Risk Index. City-level conditions can vary significantly within a state.

Local sports teams

Major professional teams the Tampa-St. Petersburg-Clearwater area cheers for. Detailed stats, schedules, and player pages on intherafters.com.

Current weather

Loading current conditions…

7-day forecast on weather.gov →

Find rentals & listings

Open current Treasure Island listings on the major real-estate sites.

Links open the live search on the destination site — results are always current.

Local economy & environment

Humidity
76%
Very humid climate
Median household income
$67,900
Florida state median
Top industries (state-level)
TourismHealthcareConstruction

Humidity is annual average relative humidity (NOAA). Income is Census ACS 5-year estimate. Industries are largest employment sectors statewide (BLS); the local mix in a given city may vary.

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