Pasco County · Tampa-St. Petersburg-Clearwater · population 22,304
Where Zephyrhills stands
Home values down 3.6% in the last year. population growing 6.7% per year.
Home value trajectory · last 10 years
Zillow ZHVI · monthlyLifestyle scores
Scores are heuristic estimates from population density, state, and known transit/walkable cities. Not based on a paid Walk Score / Transit Score API — see methodology for the formula.
Rent trajectory · last 5 years
Zillow ZORI · monthlyHome value vs rent · indexed to 100
Both rebased at first month of ZORI data (~2015)Rent vs buy
At a 13.7 price-to-rent ratio, buying generally beats renting in Zephyrhills on a long-enough horizon. The headline math is that one year of mortgage payments approximates 13.7 years of rent — well below the 15+ threshold where ownership starts to dominate.
How the momentum score breaks down
methodology →Zephyrhills has been growing population at 6.7% per year while home values compounded +5.6% annually. Demand-driven appreciation — the kind that persists as long as people keep showing up, which they currently are.
Zephyrhills is in a state where home insurance costs have doubled, climate risk repricing is still in progress, and the buyer pool is constrained by both. The bear case writes itself and is currently winning.
About Zephyrhills
Zephyrhills is a city in Pasco County, Florida, with an estimated population of 22,304. It anchors the Tampa-St. Petersburg-Clearwater metro area. The population has grown 6.7% per year on average between 2020 and 2024 — among the faster-growing communities in the state. The median home value in Zephyrhills is $304,995 as of 2026-04, down 3.6% over the last 12 months. Over the last five years, home values have averaged +5.6% annual growth (-7.1% from the 5-year peak). Rents in Zephyrhills average $1,850 per month, down 3.3% year-over-year. The composite momentum score is 58 of 100 (Stable). Conditions are neither hot nor cold, so the local fit matters more than market timing.
▲ Bull case
▼ Bear case
Playbook
Lifestyle fit matters more than market timing in a Stable market. Take your time on the home and neighborhood; the macro trend isn't urgent. Negotiate normally.
Price competitively from day one or risk a 60+ day listing. Staging, photography, and presentation matter more in Stable markets than in Hot ones.
Stable cap rates, no big appreciation story to lean on. Underwrite this as a pure cash-flow play — the math has to work on rent alone.
Local safety & alerts
No active National Weather Service alerts for Pasco County right now.
Public-safety links are official .gov sources, not curated by us. Pasco County routes NWS alerts; check the state EM portal for non-weather emergencies.
Neighborhoods of Zephyrhills
3 tracked · ranked by median home valueCities like Zephyrhills
Run the numbers for Zephyrhills
Sources: Zillow ZHVI (home values), Zillow ZORI (rents), US Census ACS + place population. Updated when source agencies publish revisions.
Climate & natural-disaster risk
State-level averages from NOAA Climate Normals (1991-2020) and FEMA National Risk Index. City-level conditions can vary significantly within a state.
Local sports teams
Major professional teams the Tampa-St. Petersburg-Clearwater area cheers for. Detailed stats, schedules, and player pages on intherafters.com.
Current weather
Find rentals & listings
Open current Zephyrhills listings on the major real-estate sites.
Links open the live search on the destination site — results are always current.
Local economy & environment
Humidity is annual average relative humidity (NOAA). Income is Census ACS 5-year estimate. Industries are largest employment sectors statewide (BLS); the local mix in a given city may vary.
Cities similar to Zephyrhills
Explore other places with comparable momentum or affordability.