Ottawa, IL — Momentum Score, Home Values & Best-For

Why look at Ottawa?

  • Affordable housing. Median home is $210k — well below the national median.
  • Rising market. Home values up +9.0% year-over-year — momentum is positive.
  • Higher tax state. Top marginal income tax rate around 5.0% — factor into salary comparisons.
View watchlist →
75
Rising
Momentum score · 0–100

Where Ottawa stands

At or near all-time high. home values up 9.0% in the last year. averaging 7.4% annual growth over 5 years.

Median home $210,370
1-year +9.0%
5-yr growth +7.4%
vs 5-yr peak +0.0%
Population -0.1%/yr

Home value trajectory · last 10 years

Zillow ZHVI · monthly
peak 2026-04$210k$105k$143k$181k$219k201620182020202220242026

Lifestyle scores

🚶
Walkability
32/100
Very car-dependent
Estimated from population density. Higher = denser, more amenities within walking distance.
🚉
Public transit
15/100
Transit limited
Curated list of major US transit systems + population-based estimate. Higher = real subway/rail/bus options.
💻
Remote work fit
78/100
Strong remote-work fit
Composite of city size, housing cost, state tax structure, and region's remote-work track record.

Scores are heuristic estimates from population density, state, and known transit/walkable cities. Not based on a paid Walk Score / Transit Score API — see methodology for the formula.

Rent vs buy

Price-to-rent ratio: 12.3
Buy

At a 12.3 price-to-rent ratio, buying generally beats renting in Ottawa on a long-enough horizon. The headline math is that one year of mortgage payments approximates 12.3 years of rent — well below the 15+ threshold where ownership starts to dominate.

How the momentum score breaks down

methodology →
Home YoY
89 · w22%
Home 5-yr growth
76 · w22%
Distance from peak
90 · w18%
Population growth
44 · w16%
Home 10-yr growth
70 · w10%

Local safety & alerts

No active National Weather Service alerts for LaSalle County right now.

Public-safety links are official .gov sources, not curated by us. LaSalle County routes NWS alerts; check the state EM portal for non-weather emergencies.

Illinois context

Schools

11 public schools3,608 students12.7:1 student-teacher

Ottawa is served by 11 public schools enrolling about 3,608 students, with a student-teacher ratio of 12.7:1 — smaller classes than the US average of ~15:1. Public-school facts are from the NCES Common Core of Data; check ratings and attendance boundaries by exact address below.

Ratings, districts & boundaries:

Sources: Zillow ZHVI (home values), Zillow ZORI (rents), US Census ACS + place population. Updated when source agencies publish revisions.

Climate & natural-disaster risk

Winter (Jan)
33° / 18°
avg high / low
Summer (Jul)
85° / 64°
avg high / low
Sunny days/yr
189
~52% of year
Annual precip
38″ rain
22″ snow
Disaster risk (1=very low, 5=very high)
Hurricane
Very low
Tornado
High
Wildfire
Very low
Earthquake
Low
Flood
Moderate

State-level averages from NOAA Climate Normals (1991-2020) and FEMA National Risk Index. City-level conditions can vary significantly within a state.

Current weather

Loading current conditions…

7-day forecast on weather.gov →

Find rentals & listings

Open current Ottawa listings on the major real-estate sites.

Links open the live search on the destination site — results are always current.

Local sports teams

Major professional teams the Ottawa area cheers for. Detailed stats, schedules, and player pages on intherafters.com.

Local economy & environment

Humidity
71%
Humid climate
Median household income
$78,400
Illinois state median
Top industries (state-level)
FinanceManufacturingHealthcare

Humidity is annual average relative humidity (NOAA). Income is Census ACS 5-year estimate. Industries are largest employment sectors statewide (BLS); the local mix in a given city may vary.

Find more cities like Ottawa

Open the matchmaker pre-filled to match Ottawa’s price band, region, and size — refine to taste.

Find more like Ottawa →

Cities similar to Ottawa

Explore other places with comparable momentum or affordability.

See all Illinois cities →    Browse best-of lists →

Cost-of-ownership at the median

Tax burden
5.0% top marginal
~28% all-in for a $150k earner
Property tax / yr
$4k
2.11% × median home $210k
Climate / hazard
limited data
Plan for the local hazard profile.

Snapshot assumes a $150k single earner buying at the median home. Your real numbers depend on bracket, deductions, school district, and HOA. Use the affordability calculator and net-pay calculator for your specific case.

Schools & crime context

Schools

School quality is district-by-district and varies dramatically within a city. Check GreatSchools or your state DOE rankings for specific schools before deciding. City-level school data coming soon.

Crime

Illinois: 396 violent crimes per 100K residents (state avg, FBI UCR). Neighborhood-level rates can vary 10× within one city — research specific areas via CrimeGrade or local police data.

Compare to where you live now

Set your current city once and we’ll show the cost delta on every city profile.

Jobs & hiring

In Ottawa, unemployment runs higher at 6.9%, and hiring momentum has been steady. The strongest local sectors are skilled trades & manufacturing, healthcare and hospitality & tourism.

6.9% unemployment62/100 hiring momentum$71,413 median household income25/100 remote-work fit

Search current openings: