Terre Haute, IN — Momentum Score, Home Values & Best-For

All states·Indiana·Terre Haute

Vigo County · Terre Haute · population 58,531

Affordability
Terre Haute, IN
Image: Wikipedia · Terre Haute, Indiana
OverviewCost of livingMoving guide
View watchlist →
64
Rising
Momentum score · 0–100

Where Terre Haute stands

At or near all-time high.

Median home $158,255
1-year -0.0%
5-yr CAGR +6.1%
vs 5-yr peak -0.8%
Population +0.1%/yr

Home value trajectory · last 10 years

Zillow ZHVI · monthly
peak 2025-10$158k$81k$109k$138k$166k201620182020202220242026

Lifestyle scores

🚶
Walkability
40/100
Car-dependent
Estimated from population density. Higher = denser, more amenities within walking distance.
🚉
Public transit
22/100
Transit limited
Curated list of major US transit systems + population-based estimate. Higher = real subway/rail/bus options.
💻
Remote work fit
85/100
Excellent for remote work
Composite of city size, housing cost, state tax structure, and region's remote-work track record.

Scores are heuristic estimates from population density, state, and known transit/walkable cities. Not based on a paid Walk Score / Transit Score API — see methodology for the formula.

Rent trajectory · last 5 years

Zillow ZORI · monthly
$965/mo$656$843$1,030202220242026

Home value vs rent · indexed to 100

Both rebased at first month of ZORI data (~2015)
Home valueRent134138100120140202220242026

Rent vs buy

Price-to-rent ratio: 13.7
Buy

At a 13.7 price-to-rent ratio, buying generally beats renting in Terre Haute on a long-enough horizon. The headline math is that one year of mortgage payments approximates 13.7 years of rent — well below the 15+ threshold where ownership starts to dominate.

How the momentum score breaks down

methodology →
Home YoY
50 · w22%
Home 5-yr CAGR
70 · w22%
Distance from peak
85 · w18%
Population growth
46 · w16%
Rent YoY
70 · w12%
Home 10-yr CAGR
69 · w10%
Long thesis

Terre Haute offers a $158,255 median home with +6.1% annualized 5-year appreciation. Affordability + positive trend is one of the better risk/reward setups in US residential — small downside, room to compound.

Short thesis

Terre Haute's bear case is the boring one: the cycle is real and any market that's run hard can stall. Watch for slowing population growth, rising days-on-market, or builder discounts as the early warning signals.

About Terre Haute

Terre Haute is a city in Vigo County, Indiana, with an estimated population of 58,531. The median home value in Terre Haute is $158,255 as of 2026-04, down 0.0% over the last 12 months. Over the last five years, home values have averaged +6.1% annual growth, with prices at or near the 5-year peak. Rents in Terre Haute average $965 per month, up 3.8% year-over-year. The composite momentum score is 64 of 100 (Rising). The market is healthy with prices supported by underlying demand.

▲ Bull case

●Healthy 5-year run: +6.1% annualized over 5 years, outpacing US inflation.
●Held the highs: currently -0.8% from the 5-year peak — this market refused to give back gains.
●Cheap entry point: $158,255 median home is well below the US median of $355k — room to grow without overpaying.

▼ Bear case

○Local nuance: city-level data smooths over neighborhood differences. School zones, HOA rules, and street-level character matter — visit before deciding.

About Terre Haute (Wikipedia)

Terre Haute is a city in Vigo County, Indiana, United States, and its county seat. As of the 2020 census, the city had a population of 58,389 and its metropolitan area had a population of 168,716.

Source: Wikipedia · this summary is contributed and licensed under CC-BY-SA.

City facts

MayorBrandon Sakbun
Area35.16 sq mi
Elevation505 ft
Motto"A Level Above"
Density1679.15/sq mi

Extracted from the Wikipedia infobox. Values may be slightly out of date relative to the latest sources.

Playbook

Buyer

You're not in a frenzy but you're not getting bargains either. Make a competitive offer with normal inspection terms. Don't lowball — the listing will move with or without you.

Seller

Price at fair market value; expect movement in 30-45 days. Don't get clever with terms (rent-back, contingencies) — buyers in a Rising market have options.

Investor

Appreciation tailwind exists but cash flow requires discipline on price. Run the numbers conservatively and confirm rent comps before committing.

Local safety & alerts

No active National Weather Service alerts for Vigo County right now.

NWS active alerts (IN)Indiana Emergency ManagementHow to prepare (NWS)

Public-safety links are official .gov sources, not curated by us. Vigo County routes NWS alerts; check the state EM portal for non-weather emergencies.

Cities like Terre Haute

Hammond, IN66 · RisingHobart, IN64 · RisingMerrillville, IN67 · RisingLawrence, IN66 · Rising

Run the numbers for Terre Haute

ToolCan I afford Terre Haute?Income → city shortlistToolROI on a Terre Haute rentalCap rate, cash-on-cash, DSCRToolCompare Terre Haute to anywhereSide-by-side up to 3 citiesToolTerre Haute cost-of-livingEquivalent income elsewhere

Sources: Zillow ZHVI (home values), Zillow ZORI (rents), US Census ACS + place population. Updated when source agencies publish revisions.

Climate & natural-disaster risk

Winter (Jan)
35° / 19°
avg high / low
Summer (Jul)
85° / 64°
avg high / low
Sunny days/yr
186
~51% of year
Annual precip
42″ rain
20″ snow
Disaster risk (1=very low, 5=very high)
Hurricane
Very low
Tornado
High
Wildfire
Very low
Earthquake
Low
Flood
Moderate

State-level averages from NOAA Climate Normals (1991-2020) and FEMA National Risk Index. City-level conditions can vary significantly within a state.

Current weather

Loading current conditions…

7-day forecast on weather.gov →

Find rentals & listings

Open current Terre Haute listings on the major real-estate sites.

Links open the live search on the destination site — results are always current.

Local news & community

Updated 2026-05-21 from Google News + Reddit RSS. Headlines link to original sources.

Local sports teams

Major professional teams the Terre Haute area cheers for. Detailed stats, schedules, and player pages on intherafters.com.

Local economy & environment

Humidity
72%
Humid climate
Median household income
$67,200
Indiana state median
Top industries (state-level)
Manufacturing (auto)HealthcareLogistics

Humidity is annual average relative humidity (NOAA). Income is Census ACS 5-year estimate. Industries are largest employment sectors statewide (BLS); the local mix in a given city may vary.

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