Elsmere, KY — Momentum Score, Home Values & Best-For

Kenton County · Cincinnati · population 9,337

First-time buyersSmall-town feel
View watchlist →
51
Stable
Momentum score · 0–100

Where Elsmere stands

Home values down 5.8% in the last year.

Median home $226,304
1-year -5.8%
5-yr CAGR +4.8%
vs 5-yr peak -5.9%
Population +0.5%/yr

Home value trajectory · last 10 years

Zillow ZHVI · monthly
peak 2025-03$226k$109k$156k$203k$250k201620182020202220242026

Lifestyle scores

🚶
Walkability
25/100
Very car-dependent
Estimated from population density. Higher = denser, more amenities within walking distance.
🚉
Public transit
10/100
Transit limited
Curated list of major US transit systems + population-based estimate. Higher = real subway/rail/bus options.
💻
Remote work fit
54/100
Workable for remote workers
Composite of city size, housing cost, state tax structure, and region's remote-work track record.

Scores are heuristic estimates from population density, state, and known transit/walkable cities. Not based on a paid Walk Score / Transit Score API — see methodology for the formula.

How the momentum score breaks down

methodology →
Home YoY
22 · w22%
Home 5-yr CAGR
64 · w22%
Distance from peak
57 · w18%
Population growth
55 · w16%
Home 10-yr CAGR
73 · w10%
Long thesis

Elsmere has held up across the cycle: home values at $226,304 with +4.8% 5-year CAGR. The bull case is structural — population, location, employer base — and holds even if next year's print is soft.

Short thesis

Elsmere is down 5.8% over the last 12 months and the trend isn't flattening. Falling knife rule applies: you don't catch one with your hands, you wait for it to hit the floor and stop moving.

About Elsmere

Elsmere is a city in Kenton County, Kentucky, with an estimated population of 9,337. It anchors the Cincinnati metro area. The median home value in Elsmere is $226,304 as of 2026-04, down 5.8% over the last 12 months. Over the last five years, home values have averaged +4.8% annual growth (-5.9% from the 5-year peak). The composite momentum score is 51 of 100 (Stable). Conditions are neither hot nor cold, so the local fit matters more than market timing.

Bull case

The data is the data: Elsmere has at least 5 years of Zillow tracking, full Census identification, and is included in the 1-criteria momentum score on this page.

Bear case

Prices actively falling: down 5.8% in the last 12 months — buyer sentiment has flipped. Sellers competing on price.
Thin housing market: small population means fewer transactions and slower resale. Liquidity risk on exit.

Playbook

Buyer

Lifestyle fit matters more than market timing in a Stable market. Take your time on the home and neighborhood; the macro trend isn't urgent. Negotiate normally.

Seller

Price competitively from day one or risk a 60+ day listing. Staging, photography, and presentation matter more in Stable markets than in Hot ones.

Investor

Stable cap rates, no big appreciation story to lean on. Underwrite this as a pure cash-flow play — the math has to work on rent alone.

Local safety & alerts

No active National Weather Service alerts for Kenton County right now.

Public-safety links are official .gov sources, not curated by us. Kenton County routes NWS alerts; check the state EM portal for non-weather emergencies.

Cities like Elsmere

Sources: Zillow ZHVI (home values), Zillow ZORI (rents), US Census ACS + place population. Updated when source agencies publish revisions.

Climate & natural-disaster risk

Winter (Jan)
42° / 26°
avg high / low
Summer (Jul)
86° / 66°
avg high / low
Sunny days/yr
188
~52% of year
Annual precip
50″ rain
12″ snow
Disaster risk (1=very low, 5=very high)
Hurricane
Very low
Tornado
High
Wildfire
Very low
Earthquake
Moderate
Flood
High

State-level averages from NOAA Climate Normals (1991-2020) and FEMA National Risk Index. City-level conditions can vary significantly within a state.

Local sports teams

Major professional teams the Cincinnati area cheers for. Detailed stats, schedules, and player pages on intherafters.com.

Current weather

Loading current conditions…

7-day forecast on weather.gov →

Find rentals & listings

Open current Elsmere listings on the major real-estate sites.

Links open the live search on the destination site — results are always current.

Local economy & environment

Humidity
70%
Humid climate
Median household income
$60,200
Kentucky state median
Top industries (state-level)
Manufacturing (auto)HealthcareLogistics (UPS)

Humidity is annual average relative humidity (NOAA). Income is Census ACS 5-year estimate. Industries are largest employment sectors statewide (BLS); the local mix in a given city may vary.

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