Murray, KY — Momentum Score, Home Values & Best-For

Why look at Murray?

  • Affordable housing. Median home is $196k — well below the national median.
  • Stable market. Home values -4.3% year-over-year — neither overheated nor falling.
  • Growing population. ~1.8%/yr — typically signals jobs + investment.
View watchlist →
63
Rising
Momentum score · 0–100

Where Murray stands

Home values down 4.3% in the last year. rents up 7.2% in the last year.

Median home $195,953
1-year -4.3%
5-yr growth +5.2%
vs 5-yr peak -4.4%
Population +1.8%/yr

Home value trajectory · last 10 years

Zillow ZHVI · monthly
peak 2025-05$196k$87k$129k$171k$213k201620182020202220242026

Lifestyle scores

🚶
Walkability
32/100
Very car-dependent
Estimated from population density. Higher = denser, more amenities within walking distance.
🚉
Public transit
15/100
Transit limited
Curated list of major US transit systems + population-based estimate. Higher = real subway/rail/bus options.
💻
Remote work fit
81/100
Excellent for remote work
Composite of city size, housing cost, state tax structure, and region's remote-work track record.

Scores are heuristic estimates from population density, state, and known transit/walkable cities. Not based on a paid Walk Score / Transit Score API — see methodology for the formula.

Rent trajectory · last 5 years

Zillow ZORI · monthly
$1,207/mo$993$1,136$1,27920242026

Home value vs rent · indexed to 100

Both rebased at first month of ZORI data (~2015)
Home valueRent10111410020242026

Rent vs buy

Price-to-rent ratio: 13.5
Buy

At a 13.5 price-to-rent ratio, buying generally beats renting in Murray on a long-enough horizon. The headline math is that one year of mortgage payments approximates 13.5 years of rent — well below the 15+ threshold where ownership starts to dominate.

How the momentum score breaks down

methodology →
Home YoY
28 · w22%
Home 5-yr growth
66 · w22%
Distance from peak
64 · w18%
Population growth
77 · w16%
Rent YoY
85 · w12%
Home 10-yr growth
79 · w10%

Local safety & alerts

No active National Weather Service alerts for Calloway County right now.

Public-safety links are official .gov sources, not curated by us. Calloway County routes NWS alerts; check the state EM portal for non-weather emergencies.

Kentucky context

Schools

13 public schools4,838 students15.8:1 student-teacher

Murray is served by 13 public schools enrolling about 4,838 students, with a student-teacher ratio of 15.8:1 — about the same as the US average of ~15:1. Public-school facts are from the NCES Common Core of Data; check ratings and attendance boundaries by exact address below.

Ratings, districts & boundaries:

Sources: Zillow ZHVI (home values), Zillow ZORI (rents), US Census ACS + place population. Updated when source agencies publish revisions.

Climate & natural-disaster risk

Winter (Jan)
42° / 26°
avg high / low
Summer (Jul)
86° / 66°
avg high / low
Sunny days/yr
188
~52% of year
Annual precip
50″ rain
12″ snow
Disaster risk (1=very low, 5=very high)
Hurricane
Very low
Tornado
High
Wildfire
Very low
Earthquake
Moderate
Flood
High

State-level averages from NOAA Climate Normals (1991-2020) and FEMA National Risk Index. City-level conditions can vary significantly within a state.

Current weather

Loading current conditions…

7-day forecast on weather.gov →

Find rentals & listings

Open current Murray listings on the major real-estate sites.

Links open the live search on the destination site — results are always current.

Local sports teams

Major professional teams the Murray area cheers for. Detailed stats, schedules, and player pages on intherafters.com.

Local economy & environment

Humidity
70%
Humid climate
Median household income
$60,200
Kentucky state median
Top industries (state-level)
Manufacturing (auto)HealthcareLogistics (UPS)

Humidity is annual average relative humidity (NOAA). Income is Census ACS 5-year estimate. Industries are largest employment sectors statewide (BLS); the local mix in a given city may vary.

Find more cities like Murray

Open the matchmaker pre-filled to match Murray’s price band, region, and size — refine to taste.

Find more like Murray →

Cities similar to Murray

Explore other places with comparable momentum or affordability.

See all Kentucky cities →    Browse best-of lists →

Cost-of-ownership at the median

Tax burden
moderate state tax
~29% all-in for a $150k earner
Property tax / yr
$2k
0.83% × median home $196k
Climate / hazard
limited data
Plan for the local hazard profile.

Snapshot assumes a $150k single earner buying at the median home. Your real numbers depend on bracket, deductions, school district, and HOA. Use the affordability calculator and net-pay calculator for your specific case.

Schools & crime context

Schools

School quality is district-by-district and varies dramatically within a city. Check GreatSchools or your state DOE rankings for specific schools before deciding. City-level school data coming soon.

Crime

Kentucky: 253 violent crimes per 100K residents (state avg, FBI UCR). Neighborhood-level rates can vary 10× within one city — research specific areas via CrimeGrade or local police data.

Compare to where you live now

Set your current city once and we’ll show the cost delta on every city profile.

Jobs & hiring

In Murray, unemployment sits around 5.8%, and hiring momentum has been steady. The strongest local sectors are hospitality & tourism, skilled trades & manufacturing and tech.

5.8% unemployment54/100 hiring momentum$44,091 median household income28/100 remote-work fit

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