Radcliff, KY — Momentum Score, Home Values & Best-For

All states·Kentucky·Radcliff

Hardin County · Elizabethtown-Fort Knox · population 22,706

First-time buyersSmall-town feel
View watchlist →
61
Stable
Momentum score · 0–100

Where Radcliff stands

Steady, no major recent move.

Median home $211,648
1-year -0.6%
5-yr CAGR +6.7%
vs 5-yr peak -2.2%
Population -0.4%/yr

Home value trajectory · last 10 years

Zillow ZHVI · monthly
peak 2025-07$212k$97k$139k$182k$225k201620182020202220242026

Lifestyle scores

🚶
Walkability
32/100
Very car-dependent
Estimated from population density. Higher = denser, more amenities within walking distance.
🚉
Public transit
15/100
Transit limited
Curated list of major US transit systems + population-based estimate. Higher = real subway/rail/bus options.
💻
Remote work fit
78/100
Strong remote-work fit
Composite of city size, housing cost, state tax structure, and region's remote-work track record.

Scores are heuristic estimates from population density, state, and known transit/walkable cities. Not based on a paid Walk Score / Transit Score API — see methodology for the formula.

Rent trajectory · last 5 years

Zillow ZORI · monthly
$903/mo$729$853$97720242026

Home value vs rent · indexed to 100

Both rebased at first month of ZORI data (~2015)
Home valueRent11411610012020242026

Rent vs buy

Price-to-rent ratio: 19.5
Lean buy

At a 19.5 price-to-rent ratio, Radcliff is in the 'depends on horizon' zone. Buy if you'll be there 5+ years and value flexibility on the home; rent if you might move, want zero maintenance friction, or expect rates to drop.

How the momentum score breaks down

methodology →
Home YoY
47 · w22%
Home 5-yr CAGR
73 · w22%
Distance from peak
77 · w18%
Population growth
40 · w16%
Rent YoY
56 · w12%
Home 10-yr CAGR
77 · w10%
Long thesis

Radcliff has held up across the cycle: home values at $211,648 with +6.7% 5-year CAGR. The bull case is structural — population, location, employer base — and holds even if next year's print is soft.

Short thesis

Radcliff's bear case is the boring one: the cycle is real and any market that's run hard can stall. Watch for slowing population growth, rising days-on-market, or builder discounts as the early warning signals.

About Radcliff

Radcliff is a city in Hardin County, Kentucky, with an estimated population of 22,706. It anchors the Elizabethtown-Fort Knox metro area. The median home value in Radcliff is $211,648 as of 2026-04, down 0.6% over the last 12 months. Over the last five years, home values have averaged +6.7% annual growth (-2.2% from the 5-year peak). Rents in Radcliff average $903 per month, roughly flat year-over-year (+1.6%). The composite momentum score is 61 of 100 (Stable). Conditions are neither hot nor cold, so the local fit matters more than market timing.

Bull case

Healthy 5-year run: +6.7% annualized over 5 years, outpacing US inflation.
Held the highs: currently -2.2% from the 5-year peak — this market refused to give back gains.

Bear case

Flat or shrinking population: -0.4% per year. Housing demand has to come from somewhere — verify the source.
Local nuance: city-level data smooths over neighborhood differences. School zones, HOA rules, and street-level character matter — visit before deciding.

Playbook

Buyer

Lifestyle fit matters more than market timing in a Stable market. Take your time on the home and neighborhood; the macro trend isn't urgent. Negotiate normally.

Seller

Price competitively from day one or risk a 60+ day listing. Staging, photography, and presentation matter more in Stable markets than in Hot ones.

Investor

Stable cap rates, no big appreciation story to lean on. Underwrite this as a pure cash-flow play — the math has to work on rent alone.

Local safety & alerts

No active National Weather Service alerts for Hardin County right now.

Public-safety links are official .gov sources, not curated by us. Hardin County routes NWS alerts; check the state EM portal for non-weather emergencies.

Cities like Radcliff

Sources: Zillow ZHVI (home values), Zillow ZORI (rents), US Census ACS + place population. Updated when source agencies publish revisions.

Climate & natural-disaster risk

Winter (Jan)
42° / 26°
avg high / low
Summer (Jul)
86° / 66°
avg high / low
Sunny days/yr
188
~52% of year
Annual precip
50″ rain
12″ snow
Disaster risk (1=very low, 5=very high)
Hurricane
Very low
Tornado
High
Wildfire
Very low
Earthquake
Moderate
Flood
High

State-level averages from NOAA Climate Normals (1991-2020) and FEMA National Risk Index. City-level conditions can vary significantly within a state.

Current weather

Loading current conditions…

7-day forecast on weather.gov →

Find rentals & listings

Open current Radcliff listings on the major real-estate sites.

Links open the live search on the destination site — results are always current.

Local sports teams

Major professional teams the Elizabethtown-Fort Knox area cheers for. Detailed stats, schedules, and player pages on intherafters.com.

Local economy & environment

Humidity
70%
Humid climate
Median household income
$60,200
Kentucky state median
Top industries (state-level)
Manufacturing (auto)HealthcareLogistics (UPS)

Humidity is annual average relative humidity (NOAA). Income is Census ACS 5-year estimate. Industries are largest employment sectors statewide (BLS); the local mix in a given city may vary.

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