What to know before you move: cost, market timing, who it fits.
If you're considering a move to Radcliff, KY, the most important variables are the local housing market, the cost structure (taxes, insurance, utilities), and how well the city fits your day-to-day life. This page summarizes the housing market read; pair it with the cost of living page for the full picture.
Radcliff is a city in Hardin County, Kentucky, with an estimated population of 22,706. It anchors the Elizabethtown-Fort Knox metro area. The median home value in Radcliff is $211,648 as of 2026-04, down 0.6% over the last 12 months. Over the last five years, home values have averaged +6.7% annual growth (-2.2% from the 5-year peak). Rents in Radcliff average $903 per month, roughly flat year-over-year (+1.6%). The composite momentum score is 61 of 100 (Stable). Conditions are neither hot nor cold, so the local fit matters more than market timing.
Sideways market (-0.6% YoY). No urgency to time the macro trend — focus on the home and neighborhood.
Reasons people move here
- Healthy 5-year run: +6.7% annualized over 5 years, outpacing US inflation.
- Held the highs: currently -2.2% from the 5-year peak — this market refused to give back gains.
Things to know first
- Flat or shrinking population: -0.4% per year. Housing demand has to come from somewhere — verify the source.
- Local nuance: city-level data smooths over neighborhood differences. School zones, HOA rules, and street-level character matter — visit before deciding.
More about Radcliff
Sources: Zillow ZHVI (home values), Zillow ZORI (rents), US Census ACS + place population. Updated when source agencies publish revisions.