Horn Lake, MS — Momentum Score, Home Values & Best-For

All states·Mississippi·Horn Lake

DeSoto County · Memphis · population 26,574

First-time buyers
Horn Lake, MS
Image: Wikipedia · Horn Lake, Mississippi
OverviewCost of livingMoving guide
View watchlist →
61
Stable
Momentum score · 0–100

Where Horn Lake stands

At or near all-time high.

Median home $202,690
1-year +0.1%
5-yr CAGR +5.3%
vs 5-yr peak -0.8%
Population -0.2%/yr

Home value trajectory · last 10 years

Zillow ZHVI · monthly
peak 2024-05$203k$96k$135k$174k$213k201620182020202220242026

Lifestyle scores

🚶
Walkability
32/100
Very car-dependent
Estimated from population density. Higher = denser, more amenities within walking distance.
🚉
Public transit
15/100
Transit limited
Curated list of major US transit systems + population-based estimate. Higher = real subway/rail/bus options.
💻
Remote work fit
78/100
Strong remote-work fit
Composite of city size, housing cost, state tax structure, and region's remote-work track record.

Scores are heuristic estimates from population density, state, and known transit/walkable cities. Not based on a paid Walk Score / Transit Score API — see methodology for the formula.

Rent trajectory · last 5 years

Zillow ZORI · monthly
$1,529/mo$1,130$1,397$1,663202220242026

Home value vs rent · indexed to 100

Both rebased at first month of ZORI data (~2015)
Home valueRent130127100120202220242026

Rent vs buy

Price-to-rent ratio: 11.1
Buy

At a 11.1 price-to-rent ratio, buying generally beats renting in Horn Lake on a long-enough horizon. The headline math is that one year of mortgage payments approximates 11.1 years of rent — well below the 15+ threshold where ownership starts to dominate.

How the momentum score breaks down

methodology →
Home YoY
51 · w22%
Home 5-yr CAGR
67 · w22%
Distance from peak
85 · w18%
Population growth
43 · w16%
Rent YoY
50 · w12%
Home 10-yr CAGR
74 · w10%
Long thesis

Horn Lake has held up across the cycle: home values at $202,690 with +5.3% 5-year CAGR. The bull case is structural — population, location, employer base — and holds even if next year's print is soft.

Short thesis

Horn Lake's bear case is the boring one: the cycle is real and any market that's run hard can stall. Watch for slowing population growth, rising days-on-market, or builder discounts as the early warning signals.

About Horn Lake

Horn Lake is a city in DeSoto County, Mississippi, with an estimated population of 26,574. It anchors the Memphis metro area. The median home value in Horn Lake is $202,690 as of 2026-04, up 0.1% over the last 12 months. Over the last five years, home values have averaged +5.3% annual growth, with prices at or near the 5-year peak. Rents in Horn Lake average $1,529 per month, roughly flat year-over-year (+0.8%). The composite momentum score is 61 of 100 (Stable). Conditions are neither hot nor cold, so the local fit matters more than market timing.

▲ Bull case

●Healthy 5-year run: +5.3% annualized over 5 years, outpacing US inflation.
●Held the highs: currently -0.8% from the 5-year peak — this market refused to give back gains.

▼ Bear case

○Local nuance: city-level data smooths over neighborhood differences. School zones, HOA rules, and street-level character matter — visit before deciding.

About Horn Lake (Wikipedia)

Horn Lake is a city in DeSoto County, Mississippi, United States. It is located 1.2 mi (1.9 km) south of Memphis, Tennessee. The population was 26,736 at the 2020 census, and was estimated at 26,574 in 2024. making it the 13th most populous city in Mississippi.

Source: Wikipedia · this summary is contributed and licensed under CC-BY-SA.

Playbook

Buyer

Lifestyle fit matters more than market timing in a Stable market. Take your time on the home and neighborhood; the macro trend isn't urgent. Negotiate normally.

Seller

Price competitively from day one or risk a 60+ day listing. Staging, photography, and presentation matter more in Stable markets than in Hot ones.

Investor

Stable cap rates, no big appreciation story to lean on. Underwrite this as a pure cash-flow play — the math has to work on rent alone.

Local safety & alerts

No active National Weather Service alerts for DeSoto County right now.

NWS active alerts (MS)Mississippi Emergency ManagementHow to prepare (NWS)

Public-safety links are official .gov sources, not curated by us. DeSoto County routes NWS alerts; check the state EM portal for non-weather emergencies.

Cities like Horn Lake

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Run the numbers for Horn Lake

ToolCan I afford Horn Lake?Income → city shortlistToolROI on a Horn Lake rentalCap rate, cash-on-cash, DSCRToolCompare Horn Lake to anywhereSide-by-side up to 3 citiesToolHorn Lake cost-of-livingEquivalent income elsewhere

Sources: Zillow ZHVI (home values), Zillow ZORI (rents), US Census ACS + place population. Updated when source agencies publish revisions.

Climate & natural-disaster risk

Winter (Jan)
56° / 36°
avg high / low
Summer (Jul)
91° / 72°
avg high / low
Sunny days/yr
216
~59% of year
Annual precip
59″ rain
1″ snow
Disaster risk (1=very low, 5=very high)
Hurricane
Very high
Tornado
Very high
Wildfire
Low
Earthquake
Low
Flood
High

State-level averages from NOAA Climate Normals (1991-2020) and FEMA National Risk Index. City-level conditions can vary significantly within a state.

Local sports teams

Major professional teams the Memphis area cheers for. Detailed stats, schedules, and player pages on intherafters.com.

Current weather

Loading current conditions…

7-day forecast on weather.gov →

Find rentals & listings

Open current Horn Lake listings on the major real-estate sites.

Links open the live search on the destination site — results are always current.

Local news & community

Updated 2026-05-21 from Google News + Reddit RSS. Headlines link to original sources.

Local economy & environment

Humidity
75%
Very humid climate
Median household income
$52,700
Mississippi state median
Top industries (state-level)
ManufacturingHealthcareAgriculture

Humidity is annual average relative humidity (NOAA). Income is Census ACS 5-year estimate. Industries are largest employment sectors statewide (BLS); the local mix in a given city may vary.

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