Beloit, WI — Momentum Score, Home Values & Best-For

All states·Wisconsin·Beloit

Why look at Beloit?

  • Affordable housing. Median home is $203k — well below the national median.
  • Rising market. Home values up +7.6% year-over-year — momentum is positive.
  • Higher tax state. Top marginal income tax rate around 7.7% — factor into salary comparisons.
Beloit, WI
Image: Wikipedia · Beloit, Wisconsin
OverviewCost of livingMoving guide
View watchlist →
77
Rising
Momentum score · 0–100

Where Beloit stands

At or near all-time high. home values up 7.6% in the last year. averaging 8.8% annual growth over 5 years.

Median home $202,571
1-year +7.6%
5-yr growth +8.8%
vs 5-yr peak +0.0%
Population -0.0%/yr

Home value trajectory · last 10 years

Zillow ZHVI · monthly
peak 2026-04$203k$69k$116k$163k$211k201620182020202220242026

Lifestyle scores

🚶
Walkability
32/100
Very car-dependent
Estimated from population density. Higher = denser, more amenities within walking distance.
🚉
Public transit
22/100
Transit limited
Curated list of major US transit systems + population-based estimate. Higher = real subway/rail/bus options.
💻
Remote work fit
78/100
Strong remote-work fit
Composite of city size, housing cost, state tax structure, and region's remote-work track record.

Scores are heuristic estimates from population density, state, and known transit/walkable cities. Not based on a paid Walk Score / Transit Score API — see methodology for the formula.

Rent trajectory · last 5 years

Zillow ZORI · monthly
$1,173/mo$962$1,115$1,26820242026

Home value vs rent · indexed to 100

Both rebased at first month of ZORI data (~2015)
Home valueRent11911410012020242026

Rent vs buy

Price-to-rent ratio: 14.4
Buy

At a 14.4 price-to-rent ratio, buying generally beats renting in Beloit on a long-enough horizon. The headline math is that one year of mortgage payments approximates 14.4 years of rent — well below the 15+ threshold where ownership starts to dominate.

How the momentum score breaks down

methodology →
Home YoY
84 · w22%
Home 5-yr growth
83 · w22%
Distance from peak
90 · w18%
Population growth
45 · w16%
Rent YoY
70 · w12%
Home 10-yr growth
90 · w10%

About Beloit (Wikipedia)

Beloit is a city in Rock County, Wisconsin, United States. It is located along the Rock River in southern Wisconsin, on the state border with Illinois. The population was 36,657 at the 2020 census. The Janesville–Beloit metropolitan statistical area, consisting solely of Rock County, has an estimated 165,000 residents.

Source: Wikipedia · this summary is contributed and licensed under CC-BY-SA.

Local safety & alerts

No active National Weather Service alerts for Rock County right now.

NWS active alerts (WI)Wisconsin Emergency ManagementHow to prepare (NWS)

Public-safety links are official .gov sources, not curated by us. Rock County routes NWS alerts; check the state EM portal for non-weather emergencies.

Run the numbers for Beloit

ToolCan I afford Beloit?Income → city shortlistToolCompare Beloit to anywhereSide-by-side up to 3 citiesToolBeloit cost-of-livingEquivalent income elsewhere

Wisconsin context

Sources: Zillow ZHVI (home values), Zillow ZORI (rents), US Census ACS + place population. Updated when source agencies publish revisions.

Climate & natural-disaster risk

Winter (Jan)
27° / 11°
avg high / low
Summer (Jul)
81° / 60°
avg high / low
Sunny days/yr
188
~52% of year
Annual precip
33″ rain
47″ snow
Disaster risk (1=very low, 5=very high)
Hurricane
Very low
Tornado
Moderate
Wildfire
Very low
Earthquake
Very low
Flood
Low

State-level averages from NOAA Climate Normals (1991-2020) and FEMA National Risk Index. City-level conditions can vary significantly within a state.

Current weather

Loading current conditions…

7-day forecast on weather.gov →

Find rentals & listings

Open current Beloit listings on the major real-estate sites.

Links open the live search on the destination site — results are always current.

Local news & community

Updated 2026-05-28 from Google News + Reddit RSS. Filtered for Beloit-specific coverage. Headlines link to original sources.

Local sports teams

Major professional teams the Janesville-Beloit area cheers for. Detailed stats, schedules, and player pages on intherafters.com.

Local economy & environment

Humidity
73%
Humid climate
Median household income
$72,500
Wisconsin state median
Top industries (state-level)
ManufacturingHealthcareDairy/Food

Humidity is annual average relative humidity (NOAA). Income is Census ACS 5-year estimate. Industries are largest employment sectors statewide (BLS); the local mix in a given city may vary.

Find more cities like Beloit

Open the matchmaker pre-filled to match Beloit’s price band, region, and size — refine to taste.

Find more like Beloit →

Cities similar to Beloit

Explore other places with comparable momentum or affordability.

See all Wisconsin cities →    Browse best-of lists →

Cost-of-ownership at the median

Tax burden
7.7% top marginal
~29% all-in for a $150k earner
Property tax / yr
$4k
1.76% × median home $203k
Climate / hazard
limited data
Plan for the local hazard profile.

Snapshot assumes a $150k single earner buying at the median home. Your real numbers depend on bracket, deductions, school district, and HOA. Use the affordability calculator and net-pay calculator for your specific case.

Schools & crime context

Schools

School quality is district-by-district and varies dramatically within a city. Check GreatSchools or your state DOE rankings for specific schools before deciding. City-level school data coming soon.

Crime

Wisconsin: 300 violent crimes per 100K residents (state avg, FBI UCR). Neighborhood-level rates can vary 10× within one city — research specific areas via CrimeGrade or local police data.

Compare to where you live now

Set your current city once and we’ll show the cost delta on every city profile.