Chesterfield, MO — Momentum Score, Home Values & Best-For

All states·Missouri·Chesterfield

St. Louis County · St. Louis · population 49,465

Chesterfield, MO
Image: Wikipedia · Chesterfield, Missouri
OverviewCost of livingMoving guide
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68
Rising
Momentum score · 0–100

Where Chesterfield stands

At or near all-time high. rents up 5.3% in the last year.

Median home $574,209
1-year +3.5%
5-yr CAGR +5.5%
vs 5-yr peak +0.0%
Population -0.3%/yr

Home value trajectory · last 10 years

Zillow ZHVI · monthly
peak 2026-04$574k$341k$427k$512k$597k201620182020202220242026

Lifestyle scores

🚶
Walkability
32/100
Very car-dependent
Estimated from population density. Higher = denser, more amenities within walking distance.
🚉
Public transit
22/100
Transit limited
Curated list of major US transit systems + population-based estimate. Higher = real subway/rail/bus options.
💻
Remote work fit
76/100
Strong remote-work fit
Composite of city size, housing cost, state tax structure, and region's remote-work track record.

Scores are heuristic estimates from population density, state, and known transit/walkable cities. Not based on a paid Walk Score / Transit Score API — see methodology for the formula.

Rent trajectory · last 5 years

Zillow ZORI · monthly
$1,767/mo$1,322$1,611$1,899202220242026

Home value vs rent · indexed to 100

Both rebased at first month of ZORI data (~2015)
Home valueRent131126100120202220242026

Rent vs buy

Price-to-rent ratio: 27.1
Rent

At a 27.1 price-to-rent ratio, renting beats buying in Chesterfield for most shorter holds. The premium you pay to own would take many years of rent savings to recoup, and that's before maintenance, taxes, and opportunity cost on the down payment.

How the momentum score breaks down

methodology →
Home YoY
68 · w22%
Home 5-yr CAGR
67 · w22%
Distance from peak
90 · w18%
Population growth
41 · w16%
Rent YoY
81 · w12%
Home 10-yr CAGR
58 · w10%
Long thesis

Chesterfield has held up across the cycle: home values at $574,209 with +5.5% 5-year CAGR. The bull case is structural — population, location, employer base — and holds even if next year's print is soft.

Short thesis

Chesterfield's bear case is the boring one: the cycle is real and any market that's run hard can stall. Watch for slowing population growth, rising days-on-market, or builder discounts as the early warning signals.

About Chesterfield

Chesterfield is a city in St. Louis County, Missouri, with an estimated population of 49,465. It anchors the St. Louis metro area. The median home value in Chesterfield is $574,209 as of 2026-04, up 3.5% over the last 12 months. Over the last five years, home values have averaged +5.5% annual growth, with prices at or near the 5-year peak. Rents in Chesterfield average $1,767 per month, up 5.3% year-over-year. The composite momentum score is 68 of 100 (Rising). The market is healthy with prices supported by underlying demand.

▲ Bull case

●Healthy 5-year run: +5.5% annualized over 5 years, outpacing US inflation.
●Quiet strength: +3.5% over the trailing year — not a melt-up, but the market is bid.
●Held the highs: currently +0.0% from the 5-year peak — this market refused to give back gains.
●Hot rental market: rents up 5.3% YoY — landlords have pricing power, supports new investment math.

▼ Bear case

○Local nuance: city-level data smooths over neighborhood differences. School zones, HOA rules, and street-level character matter — visit before deciding.

About Chesterfield (Wikipedia)

Chesterfield is a city in St. Louis County, Missouri, United States. It is a western suburb of St. Louis. As of the 2020 census, the population was 49,999, making it the state's 14th most populous city. The broader valley of Chesterfield was originally referred to as "Gumbo Flats", derived from its soil, which though very rich and silty, resembled gumbo when wet.

Source: Wikipedia · this summary is contributed and licensed under CC-BY-SA.

Playbook

Buyer

You're not in a frenzy but you're not getting bargains either. Make a competitive offer with normal inspection terms. Don't lowball — the listing will move with or without you.

Seller

Price at fair market value; expect movement in 30-45 days. Don't get clever with terms (rent-back, contingencies) — buyers in a Rising market have options.

Investor

Appreciation tailwind exists but cash flow requires discipline on price. Run the numbers conservatively and confirm rent comps before committing.

Local safety & alerts

No active National Weather Service alerts for St. Louis County right now.

NWS active alerts (MO)Missouri Emergency ManagementHow to prepare (NWS)

Public-safety links are official .gov sources, not curated by us. St. Louis County routes NWS alerts; check the state EM portal for non-weather emergencies.

Cities like Chesterfield

Kirkwood, MO69 · RisingWebster Groves, MO66 · RisingWildwood, MO65 · RisingMaryland Heights, MO60 · Stable

Run the numbers for Chesterfield

ToolCan I afford Chesterfield?Income → city shortlistToolROI on a Chesterfield rentalCap rate, cash-on-cash, DSCRToolCompare Chesterfield to anywhereSide-by-side up to 3 citiesToolChesterfield cost-of-livingEquivalent income elsewhere

Sources: Zillow ZHVI (home values), Zillow ZORI (rents), US Census ACS + place population. Updated when source agencies publish revisions.

Climate & natural-disaster risk

Winter (Jan)
39° / 22°
avg high / low
Summer (Jul)
88° / 67°
avg high / low
Sunny days/yr
211
~58% of year
Annual precip
42″ rain
16″ snow
Disaster risk (1=very low, 5=very high)
Hurricane
Very low
Tornado
Very high
Wildfire
Very low
Earthquake
High
Flood
High

State-level averages from NOAA Climate Normals (1991-2020) and FEMA National Risk Index. City-level conditions can vary significantly within a state.

Local sports teams

Major professional teams the St. Louis area cheers for. Detailed stats, schedules, and player pages on intherafters.com.

Current weather

Loading current conditions…

7-day forecast on weather.gov →

Find rentals & listings

Open current Chesterfield listings on the major real-estate sites.

Links open the live search on the destination site — results are always current.

Local news & community

Updated 2026-05-21 from Google News + Reddit RSS. Headlines link to original sources.

Local economy & environment

Humidity
70%
Humid climate
Median household income
$65,900
Missouri state median
Top industries (state-level)
HealthcareManufacturingFinance

Humidity is annual average relative humidity (NOAA). Income is Census ACS 5-year estimate. Industries are largest employment sectors statewide (BLS); the local mix in a given city may vary.

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