Findlay, OH — Momentum Score, Home Values & Best-For

All states·Ohio·Findlay

Hancock County · Findlay · population 40,343

First-time buyers
Findlay, OH
Image: Wikipedia · Findlay, Ohio
OverviewCost of livingMoving guide
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69
Rising
Momentum score · 0–100

Where Findlay stands

At or near all-time high. rents up 6.4% in the last year.

Median home $240,906
1-year +2.3%
5-yr CAGR +5.5%
vs 5-yr peak +0.0%
Population +0.0%/yr

Home value trajectory · last 10 years

Zillow ZHVI · monthly
peak 2026-04$241k$126k$168k$209k$251k201620182020202220242026

Lifestyle scores

🚶
Walkability
32/100
Very car-dependent
Estimated from population density. Higher = denser, more amenities within walking distance.
🚉
Public transit
22/100
Transit limited
Curated list of major US transit systems + population-based estimate. Higher = real subway/rail/bus options.
💻
Remote work fit
85/100
Excellent for remote work
Composite of city size, housing cost, state tax structure, and region's remote-work track record.

Scores are heuristic estimates from population density, state, and known transit/walkable cities. Not based on a paid Walk Score / Transit Score API — see methodology for the formula.

Rent trajectory · last 5 years

Zillow ZORI · monthly
$1,321/mo$974$1,187$1,400202220242026

Home value vs rent · indexed to 100

Both rebased at first month of ZORI data (~2015)
Home valueRent115122100120202220242026

Rent vs buy

Price-to-rent ratio: 15.2
Lean buy

At a 15.2 price-to-rent ratio, Findlay is in the 'depends on horizon' zone. Buy if you'll be there 5+ years and value flexibility on the home; rent if you might move, want zero maintenance friction, or expect rates to drop.

How the momentum score breaks down

methodology →
Home YoY
61 · w22%
Home 5-yr CAGR
67 · w22%
Distance from peak
90 · w18%
Population growth
45 · w16%
Rent YoY
85 · w12%
Home 10-yr CAGR
67 · w10%
Long thesis

Findlay is a Rust Belt market with +0.0% population growth — a rare combination. You're buying real housing for less than the cost of a coastal studio in a city the data says is finally turning.

Short thesis

Findlay's bear case is the boring one: the cycle is real and any market that's run hard can stall. Watch for slowing population growth, rising days-on-market, or builder discounts as the early warning signals.

About Findlay

Findlay is a city in Hancock County, Ohio, with an estimated population of 40,343. The median home value in Findlay is $240,906 as of 2026-04, up 2.3% over the last 12 months. Over the last five years, home values have averaged +5.5% annual growth, with prices at or near the 5-year peak. Rents in Findlay average $1,321 per month, up 6.4% year-over-year. The composite momentum score is 69 of 100 (Rising). The market is healthy with prices supported by underlying demand.

▲ Bull case

●Affordable AND rising: median home $240,906 with positive recent direction — rare combination most of the country can’t offer.
●Healthy 5-year run: +5.5% annualized over 5 years, outpacing US inflation.
●Quiet strength: +2.3% over the trailing year — not a melt-up, but the market is bid.
●Held the highs: currently +0.0% from the 5-year peak — this market refused to give back gains.
●Hot rental market: rents up 6.4% YoY — landlords have pricing power, supports new investment math.

▼ Bear case

○Local nuance: city-level data smooths over neighborhood differences. School zones, HOA rules, and street-level character matter — visit before deciding.

About Findlay (Wikipedia)

Findlay is a city in Hancock County, Ohio, United States, and its county seat. The second-largest city in Northwest Ohio, Findlay lies about 40 miles (64 km) south of Toledo. The population was 40,313 at the 2020 census. The principal city of the Findlay micropolitan area, it is home to the University of Findlay and the headquarters of Marathon Petroleum.

Source: Wikipedia · this summary is contributed and licensed under CC-BY-SA.

Playbook

Buyer

You're not in a frenzy but you're not getting bargains either. Make a competitive offer with normal inspection terms. Don't lowball — the listing will move with or without you.

Seller

Price at fair market value; expect movement in 30-45 days. Don't get clever with terms (rent-back, contingencies) — buyers in a Rising market have options.

Investor

Appreciation tailwind exists but cash flow requires discipline on price. Run the numbers conservatively and confirm rent comps before committing.

Local safety & alerts

No active National Weather Service alerts for Hancock County right now.

NWS active alerts (OH)Ohio Emergency ManagementHow to prepare (NWS)

Public-safety links are official .gov sources, not curated by us. Hancock County routes NWS alerts; check the state EM portal for non-weather emergencies.

Cities like Findlay

Perrysburg, OH70 · RisingMiddletown, OH69 · RisingGahanna, OH66 · RisingTwinsburg, OH68 · Rising

Run the numbers for Findlay

ToolCan I afford Findlay?Income → city shortlistToolROI on a Findlay rentalCap rate, cash-on-cash, DSCRToolCompare Findlay to anywhereSide-by-side up to 3 citiesToolFindlay cost-of-livingEquivalent income elsewhere

Sources: Zillow ZHVI (home values), Zillow ZORI (rents), US Census ACS + place population. Updated when source agencies publish revisions.

Climate & natural-disaster risk

Winter (Jan)
36° / 21°
avg high / low
Summer (Jul)
83° / 64°
avg high / low
Sunny days/yr
178
~49% of year
Annual precip
39″ rain
28″ snow
Disaster risk (1=very low, 5=very high)
Hurricane
Very low
Tornado
High
Wildfire
Very low
Earthquake
Low
Flood
Moderate

State-level averages from NOAA Climate Normals (1991-2020) and FEMA National Risk Index. City-level conditions can vary significantly within a state.

Current weather

Loading current conditions…

7-day forecast on weather.gov →

Find rentals & listings

Open current Findlay listings on the major real-estate sites.

Links open the live search on the destination site — results are always current.

Local news & community

Updated 2026-05-21 from Google News + Reddit RSS. Headlines link to original sources.

Local sports teams

Major professional teams the Findlay area cheers for. Detailed stats, schedules, and player pages on intherafters.com.

Local economy & environment

Humidity
72%
Humid climate
Median household income
$67,800
Ohio state median
Top industries (state-level)
ManufacturingHealthcareFinance

Humidity is annual average relative humidity (NOAA). Income is Census ACS 5-year estimate. Industries are largest employment sectors statewide (BLS); the local mix in a given city may vary.

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