Property tax, income tax, sales tax, and retirement-income treatment in Mississippi. Quick read for movers, retirees, and remote workers.
Property tax
Mississippi’s effective property tax rate is approximately 0.75% of assessed home value per year. On a $350,000 home that’s about $2,625/yr. Rates vary by county and municipality — this is a state-wide average.
Income tax
Top marginal rate: 4.4%. Brackets vary by income. For wage earners, the effective rate depends on filing status, deductions, and credits.
Sales tax
State base rate: 7.00%. Local municipal and county additions can raise the combined rate by 1-4 percentage points.
Retirement income
Social Security: Not taxed by state. Pensions & 401(k) withdrawals: Fully taxed at state income rate.
Top cities in Mississippi
Jackson · pop 141,449 · momentum 35
Gulfport · pop 74,621 · momentum 67
Southaven · pop 57,493 · momentum 68
Hattiesburg · pop 48,522 · momentum 65
Biloxi · pop 48,144 · momentum 63
Olive Branch · pop 47,365 · momentum 68
Compare to other states: All 50 state tax overviews · All Mississippi cities · Best Mississippi cities for retirees
Sources: Tax Foundation effective property tax rankings, state DOR publications, AARP retirement tax guide. 2024/2025 representative figures — verify with a CPA for your specific situation.