Memphis, TN — Momentum Score, Home Values & Best-For

Shelby County · Memphis · population 610,919

AffordabilityShrinkingBig-city amenities
Memphis, TN
Image: Wikipedia · Memphis, Tennessee
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47
Cooling
Momentum score · 0–100

Where Memphis stands

Home values down 3.2% in the last year. population shrinking 0.9% per year.

Median home $147,306
1-year -3.2%
5-yr CAGR +2.8%
vs 5-yr peak -7.7%
Population -0.9%/yr

Home value trajectory · last 10 years

Zillow ZHVI · monthly
peak 2022-10$147k$68k$101k$133k$166k201620182020202220242026

Lifestyle scores

🚶
Walkability
40/100
Car-dependent
Estimated from population density. Higher = denser, more amenities within walking distance.
🚉
Public transit
45/100
Some transit
Curated list of major US transit systems + population-based estimate. Higher = real subway/rail/bus options.
💻
Remote work fit
66/100
Strong remote-work fit
Composite of city size, housing cost, state tax structure, and region's remote-work track record.

Scores are heuristic estimates from population density, state, and known transit/walkable cities. Not based on a paid Walk Score / Transit Score API — see methodology for the formula.

Rent trajectory · last 5 years

Zillow ZORI · monthly
$1,256/mo$954$1,147$1,340202220242026

Home value vs rent · indexed to 100

Both rebased at first month of ZORI data (~2015)
Home valueRent115124100120202220242026

Rent vs buy

Price-to-rent ratio: 9.8
Buy

At a 9.8 price-to-rent ratio, buying generally beats renting in Memphis on a long-enough horizon. The headline math is that one year of mortgage payments approximates 9.8 years of rent — well below the 15+ threshold where ownership starts to dominate.

How the momentum score breaks down

methodology →
Home YoY
34 · w22%
Home 5-yr CAGR
52 · w22%
Distance from peak
52 · w18%
Population growth
32 · w16%
Rent YoY
46 · w12%
Home 10-yr CAGR
76 · w10%
Long thesis

Memphis has held up across the cycle: home values at $147,306 with +2.8% 5-year CAGR. The bull case is structural — population, location, employer base — and holds even if next year's print is soft.

Short thesis

Memphis's population is shrinking 0.9% per year. Housing demand has to come from somewhere — if people are leaving, the buyer pool is shrinking faster than the inventory. That eventually shows up in price.

About Memphis

Memphis is a city in Shelby County, Tennessee, with an estimated population of 610,919. The population has contracted 0.9% per year on average since 2020. The median home value in Memphis is $147,306 as of 2026-04, down 3.2% over the last 12 months. Over the last five years, home values have averaged +2.8% annual growth (-7.7% from the 5-year peak). Rents in Memphis average $1,256 per month, roughly flat year-over-year (+0.2%). The composite momentum score is 47 of 100 (Cooling). Buyers may find more room to negotiate; sellers should price realistically.

Bull case

Cheap entry point: $147,306 median home is well below the US median of $355k — room to grow without overpaying.
Scale = optionality: 610,919 population gives you airports, hospitals, a deep job market, and a real cultural scene.

Bear case

Cooling: -3.2% over the trailing year — momentum has stalled.
Flat or shrinking population: -0.9% per year. Housing demand has to come from somewhere — verify the source.

About Memphis (Wikipedia)

Memphis is a city in Shelby County, Tennessee, United States, and its county seat. Situated along the Mississippi River, it had a population of 633,104 at the 2020 census, making it the second-most populous city in Tennessee, the fifth-most populous in the Southeast, and the 28th-most populous in the US. Memphis is the largest city proper on the Mississippi River and anchors the Memphis area that includes parts of Arkansas and Mississippi, the 45th-most populous metropolitan area in the U.S. with 1.34 million residents.

Source: Wikipedia · this summary is contributed and licensed under CC-BY-SA.

City facts

Area302.55 sq mi
Elevation337 ft
Densityauto/sq mi
Named forMemphis, Egypt

Extracted from the Wikipedia infobox. Values may be slightly out of date relative to the latest sources.

Things to see in Memphis(Tourism)

  • Beale Street – a significant location in the city's history, as well as in the history of the blues. Street performers play live music, and bars and clubs feature live entertainment.
  • Graceland – the private residence of Elvis Presley
  • Memphis Zoo – features exhibits of mammals, birds, fish, and amphibians
  • Peabody Hotel – known for the "Peabody Ducks" on the hotel rooftop
  • Sun Studio – a recording studio opened in 1950; it now also contains a museum
  • Orpheum Theatre – features Broadway shows, Ballet Memphis and Opera Memphis
  • The New Daisy Theatre – concert venue located on Beale Street
  • Mud Island Amphitheatre – concert venue
  • Memphis Pyramid – location of the largest Bass Pro Shops in the world, an observation deck, restaurants, bowling alley, aquarium, and hotel
  • Memphis Brooks Museum of Art – the oldest and largest fine art museum in Tennessee; the collection includes Renaissance, Baroque, Impressionist, and 20th-century artists.
  • Belz Museum of Asian and Judaic Art – contains a large collection of Asian jade art, Asian art, and Judaic art.
  • Children's Museum of Memphis – exhibits interactive and educational activities for children.

+9 more on Wikipedia.

Extracted from the Wikipedia article. Names linked in the source — open the city’s Wikipedia page for details.

Playbook

Buyer

You have leverage. Negotiate price, ask for closing-cost credits, and don't waive inspection. Walk-away power is real in a Cooling market — use it.

Seller

Price aggressively (at or below recent sold comps) or be prepared to wait. Concessions — rate buydowns, closing costs, repair credits — are how deals close right now.

Investor

Cap rates are more attractive than they were 12 months ago but the appreciation tailwind is gone. Confirm tenant demand, vacancy rates, and exit liquidity before committing capital.

Local safety & alerts

No active National Weather Service alerts for Shelby County right now.

Public-safety links are official .gov sources, not curated by us. Shelby County routes NWS alerts; check the state EM portal for non-weather emergencies.

Neighborhoods of Memphis

12 tracked · ranked by median home value
1River Oaks-Kirby-Balmoral$308,603-1.1%
2Cordova-Appling$260,771-2.5%
3Eads-Fisherville$255,283-1.9%
4East Memphis-Colonial-Yorkshire$192,671-2.3%
5Hickory Ridge-South Riverdale$176,747-1.4%
6Raleigh$155,463-0.6%
7Midtown$134,912-9.0%
8Parkway Village-Oakhaven$125,276-1.6%
9White Haven-Coro Lake$117,772-5.1%
10Berclair-Highland Heights$104,702-4.1%
11Shelby Forest-Frayser$87,776-8.0%
12Downtown$87,319-7.7%

Cities like Memphis

Sources: Zillow ZHVI (home values), Zillow ZORI (rents), US Census ACS + place population. Updated when source agencies publish revisions.

Climate & natural-disaster risk

Winter (Jan)
47° / 28°
avg high / low
Summer (Jul)
88° / 68°
avg high / low
Sunny days/yr
207
~57% of year
Annual precip
54″ rain
5″ snow
Disaster risk (1=very low, 5=very high)
Hurricane
Very low
Tornado
High
Wildfire
Low
Earthquake
Moderate
Flood
Moderate

State-level averages from NOAA Climate Normals (1991-2020) and FEMA National Risk Index. City-level conditions can vary significantly within a state.

Local sports teams

Major professional teams the Memphis area cheers for. Detailed stats, schedules, and player pages on intherafters.com.

Current weather

Loading current conditions…

7-day forecast on weather.gov →

Find rentals & listings

Open current Memphis listings on the major real-estate sites.

Links open the live search on the destination site — results are always current.

Local economy & environment

Humidity
71%
Humid climate
Median household income
$64,700
Tennessee state median
Top industries (state-level)
HealthcareMusic/EntertainmentManufacturing

Humidity is annual average relative humidity (NOAA). Income is Census ACS 5-year estimate. Industries are largest employment sectors statewide (BLS); the local mix in a given city may vary.

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