Lacy-Lakeview, TX — Momentum Score, Home Values & Best-For

All states·Texas·Lacy-Lakeview

McLennan County · Waco · population 7,262

AffordabilitySmall-town feel
View watchlist →
68
Rising
Momentum score · 0–100

Where Lacy-Lakeview stands

Steady, no major recent move.

Median home $190,623
1-year +2.0%
5-yr CAGR +4.9%
vs 5-yr peak -2.5%
Population +1.0%/yr

Home value trajectory · last 10 years

Zillow ZHVI · monthly
peak 2024-06$191k$80k$121k$162k$203k201620182020202220242026

Lifestyle scores

🚶
Walkability
25/100
Very car-dependent
Estimated from population density. Higher = denser, more amenities within walking distance.
🚉
Public transit
10/100
Transit limited
Curated list of major US transit systems + population-based estimate. Higher = real subway/rail/bus options.
💻
Remote work fit
78/100
Strong remote-work fit
Composite of city size, housing cost, state tax structure, and region's remote-work track record.

Scores are heuristic estimates from population density, state, and known transit/walkable cities. Not based on a paid Walk Score / Transit Score API — see methodology for the formula.

Rent vs buy

Price-to-rent ratio: 12.3
Buy

At a 12.3 price-to-rent ratio, buying generally beats renting in Lacy-Lakeview on a long-enough horizon. The headline math is that one year of mortgage payments approximates 12.3 years of rent — well below the 15+ threshold where ownership starts to dominate.

How the momentum score breaks down

methodology →
Home YoY
60 · w22%
Home 5-yr CAGR
65 · w22%
Distance from peak
75 · w18%
Population growth
64 · w16%
Home 10-yr CAGR
83 · w10%
Long thesis

Lacy-Lakeview offers a $190,623 median home with +4.9% annualized 5-year appreciation. Affordability + positive trend is one of the better risk/reward setups in US residential — small downside, room to compound.

Short thesis

Lacy-Lakeview's bear case is the boring one: the cycle is real and any market that's run hard can stall. Watch for slowing population growth, rising days-on-market, or builder discounts as the early warning signals.

About Lacy-Lakeview

Lacy-Lakeview is a city in McLennan County, Texas, with an estimated population of 7,262. It anchors the Waco metro area. The population grew 1.0% annually from 2020 to 2024, a moderate gain. The median home value in Lacy-Lakeview is $190,623 as of 2026-04, up 2.0% over the last 12 months. Over the last five years, home values have averaged +4.9% annual growth (-2.5% from the 5-year peak). Rents in Lacy-Lakeview average $1,291 per month. The composite momentum score is 68 of 100 (Rising). The market is healthy with prices supported by underlying demand.

Bull case

Held the highs: currently -2.5% from the 5-year peak — this market refused to give back gains.
Cheap entry point: $190,623 median home is well below the US median of $355k — room to grow without overpaying.

Bear case

Local nuance: city-level data smooths over neighborhood differences. School zones, HOA rules, and street-level character matter — visit before deciding.

Playbook

Buyer

You're not in a frenzy but you're not getting bargains either. Make a competitive offer with normal inspection terms. Don't lowball — the listing will move with or without you.

Seller

Price at fair market value; expect movement in 30-45 days. Don't get clever with terms (rent-back, contingencies) — buyers in a Rising market have options.

Investor

Appreciation tailwind exists but cash flow requires discipline on price. Run the numbers conservatively and confirm rent comps before committing.

Local safety & alerts

No active National Weather Service alerts for McLennan County right now.

Public-safety links are official .gov sources, not curated by us. McLennan County routes NWS alerts; check the state EM portal for non-weather emergencies.

Cities like Lacy-Lakeview

Sources: Zillow ZHVI (home values), Zillow ZORI (rents), US Census ACS + place population. Updated when source agencies publish revisions.

Climate & natural-disaster risk

Winter (Jan)
60° / 39°
avg high / low
Summer (Jul)
95° / 73°
avg high / low
Sunny days/yr
232
~64% of year
Annual precip
29″ rain
1″ snow
Disaster risk (1=very low, 5=very high)
Hurricane
High
Tornado
Very high
Wildfire
Moderate
Earthquake
Low
Flood
Very high

State-level averages from NOAA Climate Normals (1991-2020) and FEMA National Risk Index. City-level conditions can vary significantly within a state.

Current weather

Loading current conditions…

7-day forecast on weather.gov →

Find rentals & listings

Open current Lacy-Lakeview listings on the major real-estate sites.

Links open the live search on the destination site — results are always current.

Local sports teams

Major professional teams the Waco area cheers for. Detailed stats, schedules, and player pages on intherafters.com.

Local economy & environment

Humidity
64%
Moderate climate
Median household income
$73,000
Texas state median
Top industries (state-level)
Energy/Oil & GasTech (Austin)Healthcare

Humidity is annual average relative humidity (NOAA). Income is Census ACS 5-year estimate. Industries are largest employment sectors statewide (BLS); the local mix in a given city may vary.

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