Cost of living in Saratoga Springs, UT

All states·Utah·Saratoga Springs·Cost of living

Housing, rent, and a comparison to the US average.

$565,398
Median home value
$2,245/mo
Median rent
159
Cost index (US=100)
+0.7%
Home YoY change

The median home value in Saratoga Springs, UT is $565,398 as of 2026-04. That places Saratoga Springs above the US average for housing cost, with a cost index of approximately 159 versus a national baseline of 100.

Over the past 12 months, the median home value in Saratoga Springs has moved sideways, and over the past five years it has averaged +3.8% annual growth. The current price sits -7.2% from its 5-year peak in 2022-06.

Renters pay a median of $2,245 per month in Saratoga Springs. Rents have changed +2.4% over the last year and averaged — per year over five years.

Beyond housing, day-to-day costs in Saratoga Springs are shaped by state and local taxes, utility rates, transportation, and groceries. This page focuses on the housing component, which is the largest single line in most household budgets and the easiest to compare across cities using consistent national data.

Housing

Median home value$565,398
1-year change+0.7%
5-year CAGR+3.8%
10-year CAGR+6.7%
vs 5-year peak-7.2%

Source: Zillow Home Value Index (ZHVI).

How Saratoga Springs compares

Cost index159 (above US)
Median home vs US (~$355k)+59.3%
Population57,411
Momentum score63 (Rising)

Cost index is currently a housing-only proxy; full BLS basket coming with ACS pull.

Sources: Zillow ZHVI (home values), Zillow ZORI (rents), US Census ACS + place population. Updated when source agencies publish revisions.