La Crosse, WI — Momentum Score, Home Values & Best-For

All states·Wisconsin·La Crosse

La Crosse County · La Crosse-Onalaska · population 51,049

First-time buyersShrinking
La Crosse, WI
Image: Wikipedia · La Crosse, Wisconsin
View watchlist →
69
Rising
Momentum score · 0–100

Where La Crosse stands

At or near all-time high. home values up 5.0% in the last year. population shrinking 0.8% per year.

Median home $285,124
1-year +5.0%
5-yr CAGR +6.3%
vs 5-yr peak +0.0%
Population -0.8%/yr

Home value trajectory · last 10 years

Zillow ZHVI · monthly
peak 2026-04$285k$140k$192k$244k$297k201620182020202220242026

Lifestyle scores

🚶
Walkability
40/100
Car-dependent
Estimated from population density. Higher = denser, more amenities within walking distance.
🚉
Public transit
22/100
Transit limited
Curated list of major US transit systems + population-based estimate. Higher = real subway/rail/bus options.
💻
Remote work fit
76/100
Strong remote-work fit
Composite of city size, housing cost, state tax structure, and region's remote-work track record.

Scores are heuristic estimates from population density, state, and known transit/walkable cities. Not based on a paid Walk Score / Transit Score API — see methodology for the formula.

Rent trajectory · last 5 years

Zillow ZORI · monthly
$1,073/mo$0$571$1,143202220242026

Home value vs rent · indexed to 100

Both rebased at first month of ZORI data (~2015)
Home valueRent12412980100120202220242026

Rent vs buy

Price-to-rent ratio: 22.1
Lean rent

At a 22.1 price-to-rent ratio, the math is starting to lean toward renting in La Crosse. Owner-occupier ROI requires longer holds and the assumption that prices keep appreciating roughly at the rate of rent.

How the momentum score breaks down

methodology →
Home YoY
75 · w22%
Home 5-yr CAGR
71 · w22%
Distance from peak
90 · w18%
Population growth
33 · w16%
Rent YoY
72 · w12%
Home 10-yr CAGR
72 · w10%
Long thesis

La Crosse has held up across the cycle: home values at $285,124 with +6.3% 5-year CAGR. The bull case is structural — population, location, employer base — and holds even if next year's print is soft.

Short thesis

La Crosse's population is shrinking 0.8% per year. Housing demand has to come from somewhere — if people are leaving, the buyer pool is shrinking faster than the inventory. That eventually shows up in price.

About La Crosse

La Crosse is a city in La Crosse County, Wisconsin, with an estimated population of 51,049. It anchors the La Crosse-Onalaska metro area. The population has contracted 0.8% per year on average since 2020. The median home value in La Crosse is $285,124 as of 2026-04, up 5.0% over the last 12 months. Over the last five years, home values have averaged +6.3% annual growth, with prices at or near the 5-year peak. Rents in La Crosse average $1,073 per month, up 4.1% year-over-year. The composite momentum score is 69 of 100 (Rising). The market is healthy with prices supported by underlying demand.

Bull case

Healthy 5-year run: +6.3% annualized over 5 years, outpacing US inflation.
Quiet strength: +5.0% over the trailing year — not a melt-up, but the market is bid.
Held the highs: currently +0.0% from the 5-year peak — this market refused to give back gains.

Bear case

Flat or shrinking population: -0.8% per year. Housing demand has to come from somewhere — verify the source.
Local nuance: city-level data smooths over neighborhood differences. School zones, HOA rules, and street-level character matter — visit before deciding.

About La Crosse (Wikipedia)

La Crosse is a city in La Crosse County, Wisconsin, United States, and its county seat. Positioned alongside the Mississippi River, La Crosse is the most populous city on Wisconsin's western border. The population was 52,680 at the 2020 census. The La Crosse–Onalaska metropolitan area has an estimated 140,000 residents.

Source: Wikipedia · this summary is contributed and licensed under CC-BY-SA.

City facts

MayorShaundel Washington-Spivey (D)
Area23.79 sq mi
Elevation669 ft
Established1842
Density2214.38/sq mi

Extracted from the Wikipedia infobox. Values may be slightly out of date relative to the latest sources.

Playbook

Buyer

You're not in a frenzy but you're not getting bargains either. Make a competitive offer with normal inspection terms. Don't lowball — the listing will move with or without you.

Seller

Price at fair market value; expect movement in 30-45 days. Don't get clever with terms (rent-back, contingencies) — buyers in a Rising market have options.

Investor

Appreciation tailwind exists but cash flow requires discipline on price. Run the numbers conservatively and confirm rent comps before committing.

Local safety & alerts

No active National Weather Service alerts for La Crosse County right now.

Public-safety links are official .gov sources, not curated by us. La Crosse County routes NWS alerts; check the state EM portal for non-weather emergencies.

Neighborhoods of La Crosse

4 tracked · ranked by median home value
1Goosetown$372,867+4.4%
2Washburn$273,147+6.8%
3Powell-Hood-Hamilton$207,585+6.1%
4Lower Northside$197,248+5.5%

Cities like La Crosse

Sources: Zillow ZHVI (home values), Zillow ZORI (rents), US Census ACS + place population. Updated when source agencies publish revisions.

Climate & natural-disaster risk

Winter (Jan)
27° / 11°
avg high / low
Summer (Jul)
81° / 60°
avg high / low
Sunny days/yr
188
~52% of year
Annual precip
33″ rain
47″ snow
Disaster risk (1=very low, 5=very high)
Hurricane
Very low
Tornado
Moderate
Wildfire
Very low
Earthquake
Very low
Flood
Low

State-level averages from NOAA Climate Normals (1991-2020) and FEMA National Risk Index. City-level conditions can vary significantly within a state.

Current weather

Loading current conditions…

7-day forecast on weather.gov →

Find rentals & listings

Open current La Crosse listings on the major real-estate sites.

Links open the live search on the destination site — results are always current.

Local news & community

Updated 2026-05-21 from Google News + Reddit RSS. Headlines link to original sources.

Local sports teams

Major professional teams the La Crosse-Onalaska area cheers for. Detailed stats, schedules, and player pages on intherafters.com.

Local economy & environment

Humidity
73%
Humid climate
Median household income
$72,500
Wisconsin state median
Top industries (state-level)
ManufacturingHealthcareDairy/Food

Humidity is annual average relative humidity (NOAA). Income is Census ACS 5-year estimate. Industries are largest employment sectors statewide (BLS); the local mix in a given city may vary.

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