Eloy, AZ — Momentum Score, Home Values & Best-For

All states·Arizona·Eloy

Pinal County · Phoenix-Mesa-Chandler · population 19,199

First-time buyersGrowing fastSmall-town feel
OverviewCost of livingMoving guide
View watchlist →
57
Stable
Momentum score · 0–100

Where Eloy stands

Home values down 3.1% in the last year. population growing 5.3% per year.

Median home $274,004
1-year -3.1%
5-yr CAGR +3.7%
vs 5-yr peak -12.3%
Population +5.3%/yr

Home value trajectory · last 10 years

Zillow ZHVI · monthly
peak 2022-08$274k$98k$174k$249k$325k201620182020202220242026

Lifestyle scores

🚶
Walkability
32/100
Very car-dependent
Estimated from population density. Higher = denser, more amenities within walking distance.
🚉
Public transit
15/100
Transit limited
Curated list of major US transit systems + population-based estimate. Higher = real subway/rail/bus options.
💻
Remote work fit
92/100
Excellent for remote work
Composite of city size, housing cost, state tax structure, and region's remote-work track record.

Scores are heuristic estimates from population density, state, and known transit/walkable cities. Not based on a paid Walk Score / Transit Score API — see methodology for the formula.

How the momentum score breaks down

methodology →
Home YoY
34 · w22%
Home 5-yr CAGR
57 · w22%
Distance from peak
38 · w18%
Population growth
90 · w16%
Home 10-yr CAGR
87 · w10%
Long thesis

Eloy has held up across the cycle: home values at $274,004 with +3.7% 5-year CAGR. The bull case is structural — population, location, employer base — and holds even if next year's print is soft.

Short thesis

Eloy's bear case is the boring one: the cycle is real and any market that's run hard can stall. Watch for slowing population growth, rising days-on-market, or builder discounts as the early warning signals.

About Eloy

Eloy is a city in Pinal County, Arizona, with an estimated population of 19,199. It anchors the Phoenix-Mesa-Chandler metro area. The population has grown 5.3% per year on average between 2020 and 2024 — among the faster-growing communities in the state. The median home value in Eloy is $274,004 as of 2026-04, down 3.1% over the last 12 months. Over the last five years, home values have averaged +3.7% annual growth, and the market currently sits about 12% below its 5-year peak. The composite momentum score is 57 of 100 (Stable). Conditions are neither hot nor cold, so the local fit matters more than market timing.

▲ Bull case

●People are voting with their feet: population growing 5.3% per year since 2020 — that’s faster than ~80% of US cities.
○The data is the data: Eloy has at least 5 years of Zillow tracking, full Census identification, and is included in the 2-criteria momentum score on this page.

▼ Bear case

●Cooling: -3.1% over the trailing year — momentum has stalled.
●12% off recent peak — buyers are getting through-the-cycle pricing, not the peak.

Playbook

Buyer

Lifestyle fit matters more than market timing in a Stable market. Take your time on the home and neighborhood; the macro trend isn't urgent. Negotiate normally.

Seller

Price competitively from day one or risk a 60+ day listing. Staging, photography, and presentation matter more in Stable markets than in Hot ones.

Investor

Stable cap rates, no big appreciation story to lean on. Underwrite this as a pure cash-flow play — the math has to work on rent alone.

Local safety & alerts

No active National Weather Service alerts for Pinal County right now.

NWS active alerts (AZ)Arizona Emergency ManagementHow to prepare (NWS)

Public-safety links are official .gov sources, not curated by us. Pinal County routes NWS alerts; check the state EM portal for non-weather emergencies.

Cities like Eloy

Casa Grande, AZ57 · StableMarana, AZ63 · RisingTolleson, AZ61 · StableApache Junction, AZ59 · Stable

Run the numbers for Eloy

ToolCan I afford Eloy?Income → city shortlistToolROI on a Eloy rentalCap rate, cash-on-cash, DSCRToolCompare Eloy to anywhereSide-by-side up to 3 citiesToolEloy cost-of-livingEquivalent income elsewhere

Sources: Zillow ZHVI (home values), Zillow ZORI (rents), US Census ACS + place population. Updated when source agencies publish revisions.

Climate & natural-disaster risk

Winter (Jan)
65° / 41°
avg high / low
Summer (Jul)
106° / 79°
avg high / low
Sunny days/yr
286
~78% of year
Annual precip
14″ rain
2″ snow
Disaster risk (1=very low, 5=very high)
Hurricane
Very low
Tornado
Very low
Wildfire
High
Earthquake
Low
Flood
Low

State-level averages from NOAA Climate Normals (1991-2020) and FEMA National Risk Index. City-level conditions can vary significantly within a state.

Local sports teams

Major professional teams the Phoenix-Mesa-Chandler area cheers for. Detailed stats, schedules, and player pages on intherafters.com.

Current weather

Loading current conditions…

7-day forecast on weather.gov →

Find rentals & listings

Open current Eloy listings on the major real-estate sites.

Links open the live search on the destination site — results are always current.

Local economy & environment

Humidity
36%
Very dry climate
Median household income
$72,900
Arizona state median
Top industries (state-level)
HealthcareConstructionTech

Humidity is annual average relative humidity (NOAA). Income is Census ACS 5-year estimate. Industries are largest employment sectors statewide (BLS); the local mix in a given city may vary.

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