Asbury Lake, FL — Momentum Score, Home Values & Best-For

All states·Florida·Asbury Lake

Clay County · Jacksonville · population 11,036

Small-town feel
OverviewCost of livingMoving guide
View watchlist →
68
Rising
Momentum score · 0–100

Where Asbury Lake stands

At or near all-time high.

Median home $476,073
1-year -0.5%
5-yr CAGR +6.4%
vs 5-yr peak -0.8%

Home value trajectory · last 10 years

Zillow ZHVI · monthly
peak 2024-11$476k$214k$309k$404k$499k201620182020202220242026

Lifestyle scores

🚶
Walkability
25/100
Very car-dependent
Estimated from population density. Higher = denser, more amenities within walking distance.
🚉
Public transit
15/100
Transit limited
Curated list of major US transit systems + population-based estimate. Higher = real subway/rail/bus options.
💻
Remote work fit
69/100
Strong remote-work fit
Composite of city size, housing cost, state tax structure, and region's remote-work track record.

Scores are heuristic estimates from population density, state, and known transit/walkable cities. Not based on a paid Walk Score / Transit Score API — see methodology for the formula.

How the momentum score breaks down

methodology →
Home YoY
47 · w22%
Home 5-yr CAGR
72 · w22%
Distance from peak
85 · w18%
Home 10-yr CAGR
78 · w10%
Long thesis

Asbury Lake has held up across the cycle: home values at $476,073 with +6.4% 5-year CAGR. The bull case is structural — population, location, employer base — and holds even if next year's print is soft.

Short thesis

Asbury Lake is in a state where home insurance costs have doubled, climate risk repricing is still in progress, and the buyer pool is constrained by both. The bear case writes itself and is currently winning.

About Asbury Lake

Asbury Lake is a city in Clay County, Florida, with an estimated population of 11,036. It anchors the Jacksonville metro area. The median home value in Asbury Lake is $476,073 as of 2026-04, down 0.5% over the last 12 months. Over the last five years, home values have averaged +6.4% annual growth, with prices at or near the 5-year peak. The composite momentum score is 68 of 100 (Rising). The market is healthy with prices supported by underlying demand.

▲ Bull case

●Healthy 5-year run: +6.4% annualized over 5 years, outpacing US inflation.
●Held the highs: currently -0.8% from the 5-year peak — this market refused to give back gains.

▼ Bear case

○Thin housing market: small population means fewer transactions and slower resale. Liquidity risk on exit.
○Local nuance: city-level data smooths over neighborhood differences. School zones, HOA rules, and street-level character matter — visit before deciding.

Playbook

Buyer

You're not in a frenzy but you're not getting bargains either. Make a competitive offer with normal inspection terms. Don't lowball — the listing will move with or without you.

Seller

Price at fair market value; expect movement in 30-45 days. Don't get clever with terms (rent-back, contingencies) — buyers in a Rising market have options.

Investor

Appreciation tailwind exists but cash flow requires discipline on price. Run the numbers conservatively and confirm rent comps before committing.

Local safety & alerts

No active National Weather Service alerts for Clay County right now.

NWS active alerts (FL)Florida Emergency ManagementHow to prepare (NWS)

Public-safety links are official .gov sources, not curated by us. Clay County routes NWS alerts; check the state EM portal for non-weather emergencies.

Cities like Asbury Lake

Fleming Island, FL62 · RisingBithlo, FL63 · RisingYulee, FL61 · StableCitrus Park, FL59 · Stable

Run the numbers for Asbury Lake

ToolCan I afford Asbury Lake?Income → city shortlistToolROI on a Asbury Lake rentalCap rate, cash-on-cash, DSCRToolCompare Asbury Lake to anywhereSide-by-side up to 3 citiesToolAsbury Lake cost-of-livingEquivalent income elsewhere

Sources: Zillow ZHVI (home values), Zillow ZORI (rents), US Census ACS + place population. Updated when source agencies publish revisions.

Climate & natural-disaster risk

Winter (Jan)
70° / 51°
avg high / low
Summer (Jul)
90° / 73°
avg high / low
Sunny days/yr
233
~64% of year
Annual precip
54″ rain
0″ snow
Disaster risk (1=very low, 5=very high)
Hurricane
Very high
Tornado
Moderate
Wildfire
Low
Earthquake
Very low
Flood
Very high

State-level averages from NOAA Climate Normals (1991-2020) and FEMA National Risk Index. City-level conditions can vary significantly within a state.

Local sports teams

Major professional teams the Jacksonville area cheers for. Detailed stats, schedules, and player pages on intherafters.com.

Current weather

Loading current conditions…

7-day forecast on weather.gov →

Find rentals & listings

Open current Asbury Lake listings on the major real-estate sites.

Links open the live search on the destination site — results are always current.

Local economy & environment

Humidity
76%
Very humid climate
Median household income
$67,900
Florida state median
Top industries (state-level)
TourismHealthcareConstruction

Humidity is annual average relative humidity (NOAA). Income is Census ACS 5-year estimate. Industries are largest employment sectors statewide (BLS); the local mix in a given city may vary.

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