Fleming Island, FL — Momentum Score, Home Values & Best-For

All states·Florida·Fleming Island

Clay County · Jacksonville · population 29,142

Small-town feel
View watchlist →
62
Rising
Momentum score · 0–100

Where Fleming Island stands

Steady, no major recent move.

Median home $444,483
1-year -1.0%
5-yr CAGR +6.0%
vs 5-yr peak -2.7%

Home value trajectory · last 10 years

Zillow ZHVI · monthly
peak 2024-06$444k$231k$312k$394k$475k201620182020202220242026

Lifestyle scores

🚶
Walkability
32/100
Very car-dependent
Estimated from population density. Higher = denser, more amenities within walking distance.
🚉
Public transit
15/100
Transit limited
Curated list of major US transit systems + population-based estimate. Higher = real subway/rail/bus options.
💻
Remote work fit
85/100
Excellent for remote work
Composite of city size, housing cost, state tax structure, and region's remote-work track record.

Scores are heuristic estimates from population density, state, and known transit/walkable cities. Not based on a paid Walk Score / Transit Score API — see methodology for the formula.

Rent trajectory · last 5 years

Zillow ZORI · monthly
$1,743/mo$1,233$1,545$1,857202220242026

Home value vs rent · indexed to 100

Both rebased at first month of ZORI data (~2015)
Home valueRent134133100120140202220242026

Rent vs buy

Price-to-rent ratio: 21.3
Lean rent

At a 21.3 price-to-rent ratio, the math is starting to lean toward renting in Fleming Island. Owner-occupier ROI requires longer holds and the assumption that prices keep appreciating roughly at the rate of rent.

How the momentum score breaks down

methodology →
Home YoY
45 · w22%
Home 5-yr CAGR
70 · w22%
Distance from peak
74 · w18%
Rent YoY
58 · w12%
Home 10-yr CAGR
68 · w10%
Long thesis

Fleming Island has held up across the cycle: home values at $444,483 with +6.0% 5-year CAGR. The bull case is structural — population, location, employer base — and holds even if next year's print is soft.

Short thesis

Fleming Island is in a state where home insurance costs have doubled, climate risk repricing is still in progress, and the buyer pool is constrained by both. The bear case writes itself and is currently winning.

About Fleming Island

Fleming Island is a city in Clay County, Florida, with an estimated population of 29,142. It anchors the Jacksonville metro area. The median home value in Fleming Island is $444,483 as of 2026-04, down 1.0% over the last 12 months. Over the last five years, home values have averaged +6.0% annual growth (-2.7% from the 5-year peak). Rents in Fleming Island average $1,743 per month, roughly flat year-over-year (+1.9%). The composite momentum score is 62 of 100 (Rising). The market is healthy with prices supported by underlying demand.

Bull case

Healthy 5-year run: +6.0% annualized over 5 years, outpacing US inflation.
Held the highs: currently -2.7% from the 5-year peak — this market refused to give back gains.

Bear case

Local nuance: city-level data smooths over neighborhood differences. School zones, HOA rules, and street-level character matter — visit before deciding.

Playbook

Buyer

You're not in a frenzy but you're not getting bargains either. Make a competitive offer with normal inspection terms. Don't lowball — the listing will move with or without you.

Seller

Price at fair market value; expect movement in 30-45 days. Don't get clever with terms (rent-back, contingencies) — buyers in a Rising market have options.

Investor

Appreciation tailwind exists but cash flow requires discipline on price. Run the numbers conservatively and confirm rent comps before committing.

Local safety & alerts

No active National Weather Service alerts for Clay County right now.

Public-safety links are official .gov sources, not curated by us. Clay County routes NWS alerts; check the state EM portal for non-weather emergencies.

Cities like Fleming Island

Sources: Zillow ZHVI (home values), Zillow ZORI (rents), US Census ACS + place population. Updated when source agencies publish revisions.

Climate & natural-disaster risk

Winter (Jan)
70° / 51°
avg high / low
Summer (Jul)
90° / 73°
avg high / low
Sunny days/yr
233
~64% of year
Annual precip
54″ rain
0″ snow
Disaster risk (1=very low, 5=very high)
Hurricane
Very high
Tornado
Moderate
Wildfire
Low
Earthquake
Very low
Flood
Very high

State-level averages from NOAA Climate Normals (1991-2020) and FEMA National Risk Index. City-level conditions can vary significantly within a state.

Local sports teams

Major professional teams the Jacksonville area cheers for. Detailed stats, schedules, and player pages on intherafters.com.

Current weather

Loading current conditions…

7-day forecast on weather.gov →

Find rentals & listings

Open current Fleming Island listings on the major real-estate sites.

Links open the live search on the destination site — results are always current.

Local economy & environment

Humidity
76%
Very humid climate
Median household income
$67,900
Florida state median
Top industries (state-level)
TourismHealthcareConstruction

Humidity is annual average relative humidity (NOAA). Income is Census ACS 5-year estimate. Industries are largest employment sectors statewide (BLS); the local mix in a given city may vary.

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