Naples, FL — Momentum Score, Home Values & Best-For

Collier County · Naples-Marco Island · population 20,168

Renter-friendlySmall-town feel
View watchlist →
51
Stable
Momentum score · 0–100

Where Naples stands

Home values down 5.5% in the last year.

Median home $549,494
1-year -5.5%
5-yr CAGR +6.9%
vs 5-yr peak -11.6%
Population +1.3%/yr

Home value trajectory · last 10 years

Zillow ZHVI · monthly
peak 2024-03$549k$312k$424k$535k$647k201620182020202220242026

Lifestyle scores

🚶
Walkability
32/100
Very car-dependent
Estimated from population density. Higher = denser, more amenities within walking distance.
🚉
Public transit
15/100
Transit limited
Curated list of major US transit systems + population-based estimate. Higher = real subway/rail/bus options.
💻
Remote work fit
80/100
Excellent for remote work
Composite of city size, housing cost, state tax structure, and region's remote-work track record.

Scores are heuristic estimates from population density, state, and known transit/walkable cities. Not based on a paid Walk Score / Transit Score API — see methodology for the formula.

Rent trajectory · last 5 years

Zillow ZORI · monthly
$2,715/mo$1,823$2,444$3,064202220242026

Home value vs rent · indexed to 100

Both rebased at first month of ZORI data (~2015)
Home valueRent140140100120140160202220242026

Rent vs buy

Price-to-rent ratio: 16.9
Lean buy

At a 16.9 price-to-rent ratio, Naples is in the 'depends on horizon' zone. Buy if you'll be there 5+ years and value flexibility on the home; rent if you might move, want zero maintenance friction, or expect rates to drop.

How the momentum score breaks down

methodology →
Home YoY
23 · w22%
Home 5-yr CAGR
74 · w22%
Distance from peak
40 · w18%
Population growth
70 · w16%
Rent YoY
42 · w12%
Home 10-yr CAGR
61 · w10%
Long thesis

Naples has held up across the cycle: home values at $549,494 with +6.9% 5-year CAGR. The bull case is structural — population, location, employer base — and holds even if next year's print is soft.

Short thesis

Naples is down 5.5% over the last 12 months and the trend isn't flattening. Falling knife rule applies: you don't catch one with your hands, you wait for it to hit the floor and stop moving.

About Naples

Naples is a city in Collier County, Florida, with an estimated population of 20,168. It anchors the Naples-Marco Island metro area. The population grew 1.3% annually from 2020 to 2024, a moderate gain. The median home value in Naples is $549,494 as of 2026-04, down 5.5% over the last 12 months. Over the last five years, home values have averaged +6.9% annual growth, and the market currently sits about 12% below its 5-year peak. Rents in Naples average $2,715 per month, roughly flat year-over-year (-0.6%). The composite momentum score is 51 of 100 (Stable). Conditions are neither hot nor cold, so the local fit matters more than market timing.

Bull case

Healthy 5-year run: +6.9% annualized over 5 years, outpacing US inflation.
Net positive migration: population up 1.3% per year — demand fundamentals are intact.

Bear case

Prices actively falling: down 5.5% in the last 12 months — buyer sentiment has flipped. Sellers competing on price.
12% off recent peak — buyers are getting through-the-cycle pricing, not the peak.

Playbook

Buyer

Lifestyle fit matters more than market timing in a Stable market. Take your time on the home and neighborhood; the macro trend isn't urgent. Negotiate normally.

Seller

Price competitively from day one or risk a 60+ day listing. Staging, photography, and presentation matter more in Stable markets than in Hot ones.

Investor

Stable cap rates, no big appreciation story to lean on. Underwrite this as a pure cash-flow play — the math has to work on rent alone.

Local safety & alerts

No active National Weather Service alerts for Collier County right now.

Public-safety links are official .gov sources, not curated by us. Collier County routes NWS alerts; check the state EM portal for non-weather emergencies.

Neighborhoods of Naples

23 tracked · ranked by median home value
1Port Royal$14,508,984+5.1%
2Aqualane Shore$7,799,335-1.5%
3Estuary at Grey Oaks$5,812,871-1.7%
4Park Shore$1,786,474-7.6%
5Coquina Sands$1,670,286-0.6%
6Pelican Bay$1,317,181-6.3%
7Pine Ridge$1,162,847+4.4%
8Royal Harbor$1,147,266-4.5%
9Moorings$1,102,317-5.3%
10Redevelopment Area$1,073,006-4.5%
11Lake Park$1,009,236+4.9%
12Old Naples$969,993-8.4%
13Sun Terrace$790,408-7.6%
14Bears Paw$757,843+13.0%
15Naples Park$726,395-9.6%
16Vineyards$690,131-5.9%
17River Reach$689,357-3.7%
18Lely Resort$605,379-6.9%
19Verona Walk$550,613-9.7%
20Golden Gate$533,567-3.4%
21Orangetree$495,770-6.0%
22Naples Manor$365,063-6.8%
23Lely$253,971-11.7%

Cities like Naples

Sources: Zillow ZHVI (home values), Zillow ZORI (rents), US Census ACS + place population. Updated when source agencies publish revisions.

Climate & natural-disaster risk

Winter (Jan)
70° / 51°
avg high / low
Summer (Jul)
90° / 73°
avg high / low
Sunny days/yr
233
~64% of year
Annual precip
54″ rain
0″ snow
Disaster risk (1=very low, 5=very high)
Hurricane
Very high
Tornado
Moderate
Wildfire
Low
Earthquake
Very low
Flood
Very high

State-level averages from NOAA Climate Normals (1991-2020) and FEMA National Risk Index. City-level conditions can vary significantly within a state.

Current weather

Loading current conditions…

7-day forecast on weather.gov →

Find rentals & listings

Open current Naples listings on the major real-estate sites.

Links open the live search on the destination site — results are always current.

Local sports teams

Major professional teams the Naples-Marco Island area cheers for. Detailed stats, schedules, and player pages on intherafters.com.

Local economy & environment

Humidity
76%
Very humid climate
Median household income
$67,900
Florida state median
Top industries (state-level)
TourismHealthcareConstruction

Humidity is annual average relative humidity (NOAA). Income is Census ACS 5-year estimate. Industries are largest employment sectors statewide (BLS); the local mix in a given city may vary.

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