Moorhead, MN — Momentum Score, Home Values & Best-For

All states·Minnesota·Moorhead

Clay County · Fargo · population 45,726

First-time buyers
Moorhead, MN
Image: Wikipedia · Moorhead, Minnesota
OverviewCost of livingMoving guide
View watchlist →
64
Rising
Momentum score · 0–100

Where Moorhead stands

At or near all-time high.

Median home $286,330
1-year +2.4%
5-yr CAGR +4.5%
vs 5-yr peak -0.1%
Population +0.7%/yr

Home value trajectory · last 10 years

Zillow ZHVI · monthly
peak 2026-02$286k$186k$223k$261k$298k201620182020202220242026

Lifestyle scores

🚶
Walkability
32/100
Very car-dependent
Estimated from population density. Higher = denser, more amenities within walking distance.
🚉
Public transit
22/100
Transit limited
Curated list of major US transit systems + population-based estimate. Higher = real subway/rail/bus options.
💻
Remote work fit
85/100
Excellent for remote work
Composite of city size, housing cost, state tax structure, and region's remote-work track record.

Scores are heuristic estimates from population density, state, and known transit/walkable cities. Not based on a paid Walk Score / Transit Score API — see methodology for the formula.

Rent trajectory · last 5 years

Zillow ZORI · monthly
$1,395/mo$1,135$1,309$1,483202220242026

Home value vs rent · indexed to 100

Both rebased at first month of ZORI data (~2015)
Home valueRent109115100120202220242026

Rent vs buy

Price-to-rent ratio: 17.1
Lean buy

At a 17.1 price-to-rent ratio, Moorhead is in the 'depends on horizon' zone. Buy if you'll be there 5+ years and value flexibility on the home; rent if you might move, want zero maintenance friction, or expect rates to drop.

How the momentum score breaks down

methodology →
Home YoY
62 · w22%
Home 5-yr CAGR
62 · w22%
Distance from peak
89 · w18%
Population growth
59 · w16%
Rent YoY
53 · w12%
Home 10-yr CAGR
52 · w10%
Long thesis

Moorhead has held up across the cycle: home values at $286,330 with +4.5% 5-year CAGR. The bull case is structural — population, location, employer base — and holds even if next year's print is soft.

Short thesis

Moorhead's bear case is the boring one: the cycle is real and any market that's run hard can stall. Watch for slowing population growth, rising days-on-market, or builder discounts as the early warning signals.

About Moorhead

Moorhead is a city in Clay County, Minnesota, with an estimated population of 45,726. It anchors the Fargo metro area. The population grew 0.7% annually from 2020 to 2024, a moderate gain. The median home value in Moorhead is $286,330 as of 2026-04, up 2.4% over the last 12 months. Over the last five years, home values have averaged +4.5% annual growth, with prices at or near the 5-year peak. Rents in Moorhead average $1,395 per month, roughly flat year-over-year (+1.2%). The composite momentum score is 64 of 100 (Rising). The market is healthy with prices supported by underlying demand.

▲ Bull case

●Quiet strength: +2.4% over the trailing year — not a melt-up, but the market is bid.
●Held the highs: currently -0.1% from the 5-year peak — this market refused to give back gains.

▼ Bear case

○Local nuance: city-level data smooths over neighborhood differences. School zones, HOA rules, and street-level character matter — visit before deciding.

About Moorhead (Wikipedia)

Moorhead is a city in and the county seat of Clay County, Minnesota, United States, on the banks of the Red River of the North. Located in the Red River Valley, an extremely fertile and active agricultural region, Moorhead is home to several corporations and manufacturing industries. Across the river from Fargo, North Dakota and next to Dilworth, Minnesota, Moorhead forms part of the core of the Fargo–Moorhead ND-MN Metropolitan Area. The population was 44,505 at the 2020 census. Moorhead is a hub of higher education in Minnesota, home to Minnesota State University Moorhead, Concordia College, and a campus of Minnesota State Community and Technical College.

Source: Wikipedia · this summary is contributed and licensed under CC-BY-SA.

Playbook

Buyer

You're not in a frenzy but you're not getting bargains either. Make a competitive offer with normal inspection terms. Don't lowball — the listing will move with or without you.

Seller

Price at fair market value; expect movement in 30-45 days. Don't get clever with terms (rent-back, contingencies) — buyers in a Rising market have options.

Investor

Appreciation tailwind exists but cash flow requires discipline on price. Run the numbers conservatively and confirm rent comps before committing.

Local safety & alerts

No active National Weather Service alerts for Clay County right now.

NWS active alerts (MN)Minnesota Emergency ManagementHow to prepare (NWS)

Public-safety links are official .gov sources, not curated by us. Clay County routes NWS alerts; check the state EM portal for non-weather emergencies.

Cities like Moorhead

Northfield, MN67 · RisingRed Wing, MN66 · RisingAndover, MN65 · RisingPrior Lake, MN64 · Rising

Run the numbers for Moorhead

ToolCan I afford Moorhead?Income → city shortlistToolROI on a Moorhead rentalCap rate, cash-on-cash, DSCRToolCompare Moorhead to anywhereSide-by-side up to 3 citiesToolMoorhead cost-of-livingEquivalent income elsewhere

Sources: Zillow ZHVI (home values), Zillow ZORI (rents), US Census ACS + place population. Updated when source agencies publish revisions.

Climate & natural-disaster risk

Winter (Jan)
22° / 4°
avg high / low
Summer (Jul)
82° / 62°
avg high / low
Sunny days/yr
198
~54% of year
Annual precip
28″ rain
45″ snow
Disaster risk (1=very low, 5=very high)
Hurricane
Very low
Tornado
High
Wildfire
Very low
Earthquake
Very low
Flood
Low

State-level averages from NOAA Climate Normals (1991-2020) and FEMA National Risk Index. City-level conditions can vary significantly within a state.

Current weather

Loading current conditions…

7-day forecast on weather.gov →

Find rentals & listings

Open current Moorhead listings on the major real-estate sites.

Links open the live search on the destination site — results are always current.

Local news & community

Updated 2026-05-21 from Google News + Reddit RSS. Headlines link to original sources.

Local sports teams

Major professional teams the Fargo area cheers for. Detailed stats, schedules, and player pages on intherafters.com.

Local economy & environment

Humidity
71%
Humid climate
Median household income
$84,300
Minnesota state median
Top industries (state-level)
Medical DevicesFinanceManufacturing

Humidity is annual average relative humidity (NOAA). Income is Census ACS 5-year estimate. Industries are largest employment sectors statewide (BLS); the local mix in a given city may vary.

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