Fate, TX — Momentum Score, Home Values & Best-For

All states·Texas·Fate

Rockwall County · Dallas-Fort Worth-Arlington · population 27,467

Growing fast
Fate, TX
Image: Wikipedia · Fate, Texas
OverviewCost of livingMoving guide
View watchlist →
51
Stable
Momentum score · 0–100

Where Fate stands

Home values down 3.5% in the last year. population growing 11.2% per year.

Median home $360,689
1-year -3.5%
5-yr CAGR +3.4%
vs 5-yr peak -15.0%
Population +11.2%/yr

Home value trajectory · last 10 years

Zillow ZHVI · monthly
peak 2022-08$361k$218k$292k$367k$441k201620182020202220242026

Lifestyle scores

🚶
Walkability
32/100
Very car-dependent
Estimated from population density. Higher = denser, more amenities within walking distance.
🚉
Public transit
15/100
Transit limited
Curated list of major US transit systems + population-based estimate. Higher = real subway/rail/bus options.
💻
Remote work fit
89/100
Excellent for remote work
Composite of city size, housing cost, state tax structure, and region's remote-work track record.

Scores are heuristic estimates from population density, state, and known transit/walkable cities. Not based on a paid Walk Score / Transit Score API — see methodology for the formula.

Rent trajectory · last 5 years

Zillow ZORI · monthly
$2,159/mo$0$1,144$2,288202220242026

Home value vs rent · indexed to 100

Both rebased at first month of ZORI data (~2015)
Home valueRent10311680100120202220242026

Rent vs buy

Price-to-rent ratio: 13.9
Buy

At a 13.9 price-to-rent ratio, buying generally beats renting in Fate on a long-enough horizon. The headline math is that one year of mortgage payments approximates 13.9 years of rent — well below the 15+ threshold where ownership starts to dominate.

How the momentum score breaks down

methodology →
Home YoY
32 · w22%
Home 5-yr CAGR
55 · w22%
Distance from peak
30 · w18%
Population growth
90 · w16%
Rent YoY
52 · w12%
Home 10-yr CAGR
57 · w10%
Long thesis

Fate has held up across the cycle: home values at $360,689 with +3.4% 5-year CAGR. The bull case is structural — population, location, employer base — and holds even if next year's print is soft.

Short thesis

Fate's bear case is the boring one: the cycle is real and any market that's run hard can stall. Watch for slowing population growth, rising days-on-market, or builder discounts as the early warning signals.

About Fate

Fate is a city in Rockwall County, Texas, with an estimated population of 27,467. It anchors the Dallas-Fort Worth-Arlington metro area. The population has grown 11.2% per year on average between 2020 and 2024 — among the faster-growing communities in the state. The median home value in Fate is $360,689 as of 2026-04, down 3.5% over the last 12 months. Over the last five years, home values have averaged +3.4% annual growth, and the market currently sits about 15% below its 5-year peak. Rents in Fate average $2,159 per month, roughly flat year-over-year (+1.0%). The composite momentum score is 51 of 100 (Stable). Conditions are neither hot nor cold, so the local fit matters more than market timing.

▲ Bull case

●People are voting with their feet: population growing 11.2% per year since 2020 — that’s faster than ~80% of US cities.
○The data is the data: Fate has at least 5 years of Zillow tracking, full Census identification, and is included in the 2-criteria momentum score on this page.

▼ Bear case

●Cooling: -3.5% over the trailing year — momentum has stalled.
●15% off recent peak — buyers are getting through-the-cycle pricing, not the peak.

About Fate (Wikipedia)

Fate is a city located in the center of Rockwall County, Texas, United States. The population in 2020 was 17,958, an increase from 6,357 in 2010, and 602 in 2000. In 2022, Fate's population was estimated to have grown to just under 23,000.

Source: Wikipedia · this summary is contributed and licensed under CC-BY-SA.

Playbook

Buyer

Lifestyle fit matters more than market timing in a Stable market. Take your time on the home and neighborhood; the macro trend isn't urgent. Negotiate normally.

Seller

Price competitively from day one or risk a 60+ day listing. Staging, photography, and presentation matter more in Stable markets than in Hot ones.

Investor

Stable cap rates, no big appreciation story to lean on. Underwrite this as a pure cash-flow play — the math has to work on rent alone.

Local safety & alerts

No active National Weather Service alerts for Rockwall County right now.

NWS active alerts (TX)Texas Emergency ManagementHow to prepare (NWS)

Public-safety links are official .gov sources, not curated by us. Rockwall County routes NWS alerts; check the state EM portal for non-weather emergencies.

Cities like Fate

Hickory Creek, TX60 · StableCrandall, TX47 · CoolingArgyle, TX55 · StableAlvarado, TX68 · Rising

Run the numbers for Fate

ToolCan I afford Fate?Income → city shortlistToolROI on a Fate rentalCap rate, cash-on-cash, DSCRToolCompare Fate to anywhereSide-by-side up to 3 citiesToolFate cost-of-livingEquivalent income elsewhere

Sources: Zillow ZHVI (home values), Zillow ZORI (rents), US Census ACS + place population. Updated when source agencies publish revisions.

Climate & natural-disaster risk

Winter (Jan)
60° / 39°
avg high / low
Summer (Jul)
95° / 73°
avg high / low
Sunny days/yr
232
~64% of year
Annual precip
29″ rain
1″ snow
Disaster risk (1=very low, 5=very high)
Hurricane
High
Tornado
Very high
Wildfire
Moderate
Earthquake
Low
Flood
Very high

State-level averages from NOAA Climate Normals (1991-2020) and FEMA National Risk Index. City-level conditions can vary significantly within a state.

Local sports teams

Major professional teams the Dallas-Fort Worth-Arlington area cheers for. Detailed stats, schedules, and player pages on intherafters.com.

Current weather

Loading current conditions…

7-day forecast on weather.gov →

Find rentals & listings

Open current Fate listings on the major real-estate sites.

Links open the live search on the destination site — results are always current.

Local news & community

Updated 2026-05-21 from Google News + Reddit RSS. Headlines link to original sources.

Local economy & environment

Humidity
64%
Moderate climate
Median household income
$73,000
Texas state median
Top industries (state-level)
Energy/Oil & GasTech (Austin)Healthcare

Humidity is annual average relative humidity (NOAA). Income is Census ACS 5-year estimate. Industries are largest employment sectors statewide (BLS); the local mix in a given city may vary.

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