Sherman, TX — Momentum Score, Home Values & Best-For

All states·Texas·Sherman

Grayson County · Sherman-Denison · population 50,229

First-time buyersGrowing fastRenter-friendly
Sherman, TX
Image: Wikipedia · Sherman, Texas
OverviewCost of livingMoving guide
View watchlist →
51
Stable
Momentum score · 0–100

Where Sherman stands

Home values down 6.8% in the last year. population growing 3.6% per year.

Median home $259,728
1-year -6.8%
5-yr CAGR +3.7%
vs 5-yr peak -8.3%
Population +3.6%/yr

Home value trajectory · last 10 years

Zillow ZHVI · monthly
peak 2024-06$260k$122k$180k$237k$295k201620182020202220242026

Lifestyle scores

🚶
Walkability
25/100
Very car-dependent
Estimated from population density. Higher = denser, more amenities within walking distance.
🚉
Public transit
22/100
Transit limited
Curated list of major US transit systems + population-based estimate. Higher = real subway/rail/bus options.
💻
Remote work fit
93/100
Excellent for remote work
Composite of city size, housing cost, state tax structure, and region's remote-work track record.

Scores are heuristic estimates from population density, state, and known transit/walkable cities. Not based on a paid Walk Score / Transit Score API — see methodology for the formula.

Rent trajectory · last 5 years

Zillow ZORI · monthly
$1,409/mo$1,240$1,407$1,573202220242026

Home value vs rent · indexed to 100

Both rebased at first month of ZORI data (~2015)
Home valueRent101107100202220242026

Rent vs buy

Price-to-rent ratio: 15.4
Lean buy

At a 15.4 price-to-rent ratio, Sherman is in the 'depends on horizon' zone. Buy if you'll be there 5+ years and value flexibility on the home; rent if you might move, want zero maintenance friction, or expect rates to drop.

How the momentum score breaks down

methodology →
Home YoY
18 · w22%
Home 5-yr CAGR
57 · w22%
Distance from peak
50 · w18%
Population growth
90 · w16%
Rent YoY
33 · w12%
Home 10-yr CAGR
75 · w10%
Long thesis

Sherman has held up across the cycle: home values at $259,728 with +3.7% 5-year CAGR. The bull case is structural — population, location, employer base — and holds even if next year's print is soft.

Short thesis

Sherman is down 6.8% over the last 12 months and the trend isn't flattening. Falling knife rule applies: you don't catch one with your hands, you wait for it to hit the floor and stop moving.

About Sherman

Sherman is a city in Grayson County, Texas, with an estimated population of 50,229. It anchors the Sherman-Denison metro area. The population has grown 3.6% per year on average between 2020 and 2024 — among the faster-growing communities in the state. The median home value in Sherman is $259,728 as of 2026-04, down 6.8% over the last 12 months. Over the last five years, home values have averaged +3.7% annual growth (-8.3% from the 5-year peak). Rents in Sherman average $1,409 per month, down 2.4% year-over-year. The composite momentum score is 51 of 100 (Stable). Conditions are neither hot nor cold, so the local fit matters more than market timing.

▲ Bull case

●People are voting with their feet: population growing 3.6% per year since 2020 — that’s faster than ~80% of US cities.
○The data is the data: Sherman has at least 5 years of Zillow tracking, full Census identification, and is included in the 2-criteria momentum score on this page.

▼ Bear case

●Prices actively falling: down 6.8% in the last 12 months — buyer sentiment has flipped. Sellers competing on price.
○Local nuance: city-level data smooths over neighborhood differences. School zones, HOA rules, and street-level character matter — visit before deciding.

About Sherman (Wikipedia)

Sherman is a city in and the county seat of Grayson County, Texas, United States. The city's population in 2020 was 43,645. It is one of the two principal cities in the Sherman–Denison metropolitan statistical area, and is the largest city in the Texoma region of North Texas and southern Oklahoma.

Source: Wikipedia · this summary is contributed and licensed under CC-BY-SA.

City facts

Area46.22 sq mi
Elevation686 ft
Founded1846
Motto"Classic Town. Broad Horizon."
Density945.82/sq mi

Extracted from the Wikipedia infobox. Values may be slightly out of date relative to the latest sources.

Playbook

Buyer

Lifestyle fit matters more than market timing in a Stable market. Take your time on the home and neighborhood; the macro trend isn't urgent. Negotiate normally.

Seller

Price competitively from day one or risk a 60+ day listing. Staging, photography, and presentation matter more in Stable markets than in Hot ones.

Investor

Stable cap rates, no big appreciation story to lean on. Underwrite this as a pure cash-flow play — the math has to work on rent alone.

Local safety & alerts

No active National Weather Service alerts for Grayson County right now.

NWS active alerts (TX)Texas Emergency ManagementHow to prepare (NWS)

Public-safety links are official .gov sources, not curated by us. Grayson County routes NWS alerts; check the state EM portal for non-weather emergencies.

Cities like Sherman

Wylie, TX49 · StableLockhart, TX47 · CoolingDenison, TX51 · StableMcKinney, TX49 · Stable

Run the numbers for Sherman

ToolCan I afford Sherman?Income → city shortlistToolROI on a Sherman rentalCap rate, cash-on-cash, DSCRToolCompare Sherman to anywhereSide-by-side up to 3 citiesToolSherman cost-of-livingEquivalent income elsewhere

Sources: Zillow ZHVI (home values), Zillow ZORI (rents), US Census ACS + place population. Updated when source agencies publish revisions.

Climate & natural-disaster risk

Winter (Jan)
60° / 39°
avg high / low
Summer (Jul)
95° / 73°
avg high / low
Sunny days/yr
232
~64% of year
Annual precip
29″ rain
1″ snow
Disaster risk (1=very low, 5=very high)
Hurricane
High
Tornado
Very high
Wildfire
Moderate
Earthquake
Low
Flood
Very high

State-level averages from NOAA Climate Normals (1991-2020) and FEMA National Risk Index. City-level conditions can vary significantly within a state.

Current weather

Loading current conditions…

7-day forecast on weather.gov →

Find rentals & listings

Open current Sherman listings on the major real-estate sites.

Links open the live search on the destination site — results are always current.

Local news & community

Updated 2026-05-21 from Google News + Reddit RSS. Headlines link to original sources.

Local sports teams

Major professional teams the Sherman-Denison area cheers for. Detailed stats, schedules, and player pages on intherafters.com.

Local economy & environment

Humidity
64%
Moderate climate
Median household income
$73,000
Texas state median
Top industries (state-level)
Energy/Oil & GasTech (Austin)Healthcare

Humidity is annual average relative humidity (NOAA). Income is Census ACS 5-year estimate. Industries are largest employment sectors statewide (BLS); the local mix in a given city may vary.

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