Lutz, FL — Momentum Score, Home Values & Best-For

Why look at Lutz?

  • Mid-tier housing market. Median home is $486k.
  • Stable market. Home values -2.6% year-over-year — neither overheated nor falling.
  • No state income tax. Higher take-home pay than equivalent salary in a high-tax state.
View watchlist →
55
Stable
Momentum score · 0–100

Where Lutz stands

Steady, no major recent move.

Median home $486,126
1-year -2.6%
5-yr growth +6.2%
vs 5-yr peak -5.0%

Home value trajectory · last 10 years

Zillow ZHVI · monthly
peak 2024-05$486k$234k$333k$433k$532k201620182020202220242026

Lifestyle scores

🚶
Walkability
32/100
Very car-dependent
Estimated from population density. Higher = denser, more amenities within walking distance.
🚉
Public transit
15/100
Transit limited
Curated list of major US transit systems + population-based estimate. Higher = real subway/rail/bus options.
💻
Remote work fit
85/100
Excellent for remote work
Composite of city size, housing cost, state tax structure, and region's remote-work track record.

Scores are heuristic estimates from population density, state, and known transit/walkable cities. Not based on a paid Walk Score / Transit Score API — see methodology for the formula.

Rent trajectory · last 5 years

Zillow ZORI · monthly
$1,997/mo$1,525$1,868$2,211202220242026

Home value vs rent · indexed to 100

Both rebased at first month of ZORI data (~2015)
Home valueRent135123100120140202220242026

Rent vs buy

Price-to-rent ratio: 20.3
Lean rent

At a 20.3 price-to-rent ratio, the math is starting to lean toward renting in Lutz. Buying makes more sense the longer you plan to stay and the more confident you are that prices will keep appreciating roughly in line with rent.

How the momentum score breaks down

methodology →
Home YoY
37 · w22%
Home 5-yr growth
71 · w22%
Distance from peak
60 · w18%
Rent YoY
34 · w12%
Home 10-yr growth
73 · w10%

Local safety & alerts

No active National Weather Service alerts for Hillsborough County right now.

Public-safety links are official .gov sources, not curated by us. Hillsborough County routes NWS alerts; check the state EM portal for non-weather emergencies.

Neighborhoods of Lutz

17 tracked · ranked by median home value
1The Sanctuary of Livingston$1,297,303-2.9%
2Wellington Manor$971,408+0.7%
3Cheval East$968,185-4.0%
4Van Dyke Estates$778,530-0.7%
5Crystal Lakes Manors$771,122+3.9%
6Stonebrier$633,607-2.5%
7Villa Rosa$621,777-3.7%
8Lake Brant$617,638-1.5%
9Sierra Pines$514,337+0.3%
10Willow Bend$486,955-3.5%
11Calusa Trace$436,443-2.9%
12Turtle Lakes$385,018-1.0%
13Indian Lakes$381,772-2.5%
14Oak Grove$373,006-2.4%
15Cypress Cove$344,597-5.0%
16Carpenters Run$342,318-4.7%
17Foxwood$308,467-3.8%

Florida context

Sources: Zillow ZHVI (home values), Zillow ZORI (rents), US Census ACS + place population. Updated when source agencies publish revisions.

Climate & natural-disaster risk

Winter (Jan)
70° / 51°
avg high / low
Summer (Jul)
90° / 73°
avg high / low
Sunny days/yr
233
~64% of year
Annual precip
54″ rain
0″ snow
Disaster risk (1=very low, 5=very high)
Hurricane
Very high
Tornado
Moderate
Wildfire
Low
Earthquake
Very low
Flood
Very high

State-level averages from NOAA Climate Normals (1991-2020) and FEMA National Risk Index. City-level conditions can vary significantly within a state.

Local sports teams

Major professional teams the Tampa-St. Petersburg-Clearwater area cheers for. Detailed stats, schedules, and player pages on intherafters.com.

Current weather

Loading current conditions…

7-day forecast on weather.gov →

Find rentals & listings

Open current Lutz listings on the major real-estate sites.

Links open the live search on the destination site — results are always current.

Local economy & environment

Humidity
76%
Very humid climate
Median household income
$67,900
Florida state median
Top industries (state-level)
TourismHealthcareConstruction

Humidity is annual average relative humidity (NOAA). Income is Census ACS 5-year estimate. Industries are largest employment sectors statewide (BLS); the local mix in a given city may vary.

Find more cities like Lutz

Open the matchmaker pre-filled to match Lutz’s price band, region, and size — refine to taste.

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Cities similar to Lutz

Explore other places with comparable momentum or affordability.

See all Florida cities →    Browse best-of lists →

Cost-of-ownership at the median

Tax burden
no state income tax
~25% all-in for a $150k earner
Property tax / yr
$4k
0.83% × median home $486k
Climate / hazard
limited data
Plan for the local hazard profile.

Snapshot assumes a $150k single earner buying at the median home. Your real numbers depend on bracket, deductions, school district, and HOA. Use the affordability calculator and net-pay calculator for your specific case.

Schools & crime context

Schools

School quality is district-by-district and varies dramatically within a city. Check GreatSchools or your state DOE rankings for specific schools before deciding. City-level school data coming soon.

Crime

Florida: 259 violent crimes per 100K residents (state avg, FBI UCR). Neighborhood-level rates can vary 10× within one city — research specific areas via CrimeGrade or local police data.

Compare to where you live now

Set your current city once and we’ll show the cost delta on every city profile.