Denison, TX — Momentum Score, Home Values & Best-For

All states·Texas·Denison

Grayson County · Sherman-Denison · population 26,446

First-time buyersRenter-friendly
Denison, TX
Image: Wikipedia · Denison, Texas
OverviewCost of livingMoving guide
View watchlist →
51
Stable
Momentum score · 0–100

Where Denison stands

Home values down 6.4% in the last year.

Median home $229,340
1-year -6.4%
5-yr CAGR +3.1%
vs 5-yr peak -7.3%
Population +2.0%/yr

Home value trajectory · last 10 years

Zillow ZHVI · monthly
peak 2024-06$229k$102k$154k$206k$257k201620182020202220242026

Lifestyle scores

🚶
Walkability
32/100
Very car-dependent
Estimated from population density. Higher = denser, more amenities within walking distance.
🚉
Public transit
15/100
Transit limited
Curated list of major US transit systems + population-based estimate. Higher = real subway/rail/bus options.
💻
Remote work fit
86/100
Excellent for remote work
Composite of city size, housing cost, state tax structure, and region's remote-work track record.

Scores are heuristic estimates from population density, state, and known transit/walkable cities. Not based on a paid Walk Score / Transit Score API — see methodology for the formula.

Rent trajectory · last 5 years

Zillow ZORI · monthly
$1,439/mo$1,215$1,403$1,592202220242026

Home value vs rent · indexed to 100

Both rebased at first month of ZORI data (~2015)
Home valueRent101111100120202220242026

Rent vs buy

Price-to-rent ratio: 13.3
Buy

At a 13.3 price-to-rent ratio, buying generally beats renting in Denison on a long-enough horizon. The headline math is that one year of mortgage payments approximates 13.3 years of rent — well below the 15+ threshold where ownership starts to dominate.

How the momentum score breaks down

methodology →
Home YoY
20 · w22%
Home 5-yr CAGR
53 · w22%
Distance from peak
53 · w18%
Population growth
79 · w16%
Rent YoY
38 · w12%
Home 10-yr CAGR
79 · w10%
Long thesis

Denison has held up across the cycle: home values at $229,340 with +3.1% 5-year CAGR. The bull case is structural — population, location, employer base — and holds even if next year's print is soft.

Short thesis

Denison is down 6.4% over the last 12 months and the trend isn't flattening. Falling knife rule applies: you don't catch one with your hands, you wait for it to hit the floor and stop moving.

About Denison

Denison is a city in Grayson County, Texas, with an estimated population of 26,446. It anchors the Sherman-Denison metro area. The population grew 2.0% annually from 2020 to 2024, a moderate gain. The median home value in Denison is $229,340 as of 2026-04, down 6.4% over the last 12 months. Over the last five years, home values have averaged +3.1% annual growth (-7.3% from the 5-year peak). Rents in Denison average $1,439 per month, down 1.3% year-over-year. The composite momentum score is 51 of 100 (Stable). Conditions are neither hot nor cold, so the local fit matters more than market timing.

▲ Bull case

●Net positive migration: population up 2.0% per year — demand fundamentals are intact.
○The data is the data: Denison has at least 5 years of Zillow tracking, full Census identification, and is included in the 2-criteria momentum score on this page.

▼ Bear case

●Prices actively falling: down 6.4% in the last 12 months — buyer sentiment has flipped. Sellers competing on price.
○Local nuance: city-level data smooths over neighborhood differences. School zones, HOA rules, and street-level character matter — visit before deciding.

About Denison (Wikipedia)

Denison is a city in Grayson County, Texas, United States, 1 mile (1.6 km) south of the Texas–Oklahoma border. Its population was 24,479 at the 2020 census, up from 22,682 at the 2010 census. Denison is part of the Texoma region and is one of two principal cities in the Sherman–Denison metropolitan statistical area. It is the birthplace of 34th U.S. president Dwight D. Eisenhower.

Source: Wikipedia · this summary is contributed and licensed under CC-BY-SA.

Playbook

Buyer

Lifestyle fit matters more than market timing in a Stable market. Take your time on the home and neighborhood; the macro trend isn't urgent. Negotiate normally.

Seller

Price competitively from day one or risk a 60+ day listing. Staging, photography, and presentation matter more in Stable markets than in Hot ones.

Investor

Stable cap rates, no big appreciation story to lean on. Underwrite this as a pure cash-flow play — the math has to work on rent alone.

Local safety & alerts

No active National Weather Service alerts for Grayson County right now.

NWS active alerts (TX)Texas Emergency ManagementHow to prepare (NWS)

Public-safety links are official .gov sources, not curated by us. Grayson County routes NWS alerts; check the state EM portal for non-weather emergencies.

Cities like Denison

Wylie, TX49 · StableCommerce, TX56 · StableFredericksburg, TX52 · StableTaylor, TX45 · Cooling

Run the numbers for Denison

ToolCan I afford Denison?Income → city shortlistToolROI on a Denison rentalCap rate, cash-on-cash, DSCRToolCompare Denison to anywhereSide-by-side up to 3 citiesToolDenison cost-of-livingEquivalent income elsewhere

Sources: Zillow ZHVI (home values), Zillow ZORI (rents), US Census ACS + place population. Updated when source agencies publish revisions.

Climate & natural-disaster risk

Winter (Jan)
60° / 39°
avg high / low
Summer (Jul)
95° / 73°
avg high / low
Sunny days/yr
232
~64% of year
Annual precip
29″ rain
1″ snow
Disaster risk (1=very low, 5=very high)
Hurricane
High
Tornado
Very high
Wildfire
Moderate
Earthquake
Low
Flood
Very high

State-level averages from NOAA Climate Normals (1991-2020) and FEMA National Risk Index. City-level conditions can vary significantly within a state.

Current weather

Loading current conditions…

7-day forecast on weather.gov →

Find rentals & listings

Open current Denison listings on the major real-estate sites.

Links open the live search on the destination site — results are always current.

Local news & community

Updated 2026-05-21 from Google News + Reddit RSS. Headlines link to original sources.

Local sports teams

Major professional teams the Sherman-Denison area cheers for. Detailed stats, schedules, and player pages on intherafters.com.

Local economy & environment

Humidity
64%
Moderate climate
Median household income
$73,000
Texas state median
Top industries (state-level)
Energy/Oil & GasTech (Austin)Healthcare

Humidity is annual average relative humidity (NOAA). Income is Census ACS 5-year estimate. Industries are largest employment sectors statewide (BLS); the local mix in a given city may vary.

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