Why look at Elgin?
- Moderately priced housing. Median home is $277k.
- Cooling market. Home values down -6.8% year-over-year — more room to negotiate as a buyer.
- No state income tax. Higher take-home pay than equivalent salary in a high-tax state.
Where Elgin stands
21% off 5-year peak. home values down 6.8% in the last year. population growing 6.2% per year.
Home value trajectory · last 10 years
Zillow ZHVI · monthlyLifestyle scores
Scores are heuristic estimates from population density, state, and known transit/walkable cities. Not based on a paid Walk Score / Transit Score API — see methodology for the formula.
Rent trajectory · last 5 years
Zillow ZORI · monthlyHome value vs rent · indexed to 100
Both rebased at first month of ZORI data (~2015)Rent vs buy
At a 12.1 price-to-rent ratio, buying generally beats renting in Elgin on a long-enough horizon. The headline math is that one year of mortgage payments approximates 12.1 years of rent — well below the 15+ threshold where ownership starts to dominate.
How the momentum score breaks down
methodology →Local safety & alerts
No active National Weather Service alerts for Bastrop County right now.
Public-safety links are official .gov sources, not curated by us. Bastrop County routes NWS alerts; check the state EM portal for non-weather emergencies.
Run the numbers for Elgin
Texas context
Sources: Zillow ZHVI (home values), Zillow ZORI (rents), US Census ACS + place population. Updated when source agencies publish revisions.
Climate & natural-disaster risk
State-level averages from NOAA Climate Normals (1991-2020) and FEMA National Risk Index. City-level conditions can vary significantly within a state.
Current weather
Find rentals & listings
Open current Elgin listings on the major real-estate sites.
Links open the live search on the destination site — results are always current.
Local sports teams
Major professional teams the Austin-Round Rock-Georgetown area cheers for. Detailed stats, schedules, and player pages on intherafters.com.
Local economy & environment
Humidity is annual average relative humidity (NOAA). Income is Census ACS 5-year estimate. Industries are largest employment sectors statewide (BLS); the local mix in a given city may vary.
Find more cities like Elgin
Open the matchmaker pre-filled to match Elgin’s price band, region, and size — refine to taste.
Find more like Elgin →Cities similar to Elgin
Explore other places with comparable momentum or affordability.
Cost-of-ownership at the median
Snapshot assumes a $150k single earner buying at the median home. Your real numbers depend on bracket, deductions, school district, and HOA. Use the affordability calculator and net-pay calculator for your specific case.
Schools & crime context
School quality is district-by-district and varies dramatically within a city. Check GreatSchools or your state DOE rankings for specific schools before deciding. City-level school data coming soon.
Texas: 421 violent crimes per 100K residents (state avg, FBI UCR). Neighborhood-level rates can vary 10× within one city — research specific areas via CrimeGrade or local police data.
Compare to where you live now
Set your current city once and we’ll show the cost delta on every city profile.