McKinney, TX — Momentum Score, Home Values & Best-For

All states·Texas·McKinney

Collin County · Dallas-Fort Worth-Arlington · population 227,526

Growing fastRenter-friendly
McKinney, TX
Image: Wikipedia · McKinney, Texas
OverviewCost of livingMoving guide
View watchlist →
49
Stable
Momentum score · 0–100

Where McKinney stands

Home values down 7.0% in the last year. population growing 3.9% per year.

Median home $487,346
1-year -7.0%
5-yr CAGR +4.7%
vs 5-yr peak -12.5%
Population +3.9%/yr

Home value trajectory · last 10 years

Zillow ZHVI · monthly
peak 2022-07$487k$282k$381k$480k$580k201620182020202220242026

Lifestyle scores

🚶
Walkability
35/100
Car-dependent
Estimated from population density. Higher = denser, more amenities within walking distance.
🚉
Public transit
38/100
Minimal transit
Curated list of major US transit systems + population-based estimate. Higher = real subway/rail/bus options.
💻
Remote work fit
87/100
Excellent for remote work
Composite of city size, housing cost, state tax structure, and region's remote-work track record.

Scores are heuristic estimates from population density, state, and known transit/walkable cities. Not based on a paid Walk Score / Transit Score API — see methodology for the formula.

Rent trajectory · last 5 years

Zillow ZORI · monthly
$1,772/mo$0$1,009$2,018202220242026

Home value vs rent · indexed to 100

Both rebased at first month of ZORI data (~2015)
Home valueRent12611880100120140202220242026

Rent vs buy

Price-to-rent ratio: 22.9
Lean rent

At a 22.9 price-to-rent ratio, the math is starting to lean toward renting in McKinney. Owner-occupier ROI requires longer holds and the assumption that prices keep appreciating roughly at the rate of rent.

How the momentum score breaks down

methodology →
Home YoY
17 · w22%
Home 5-yr CAGR
63 · w22%
Distance from peak
37 · w18%
Population growth
90 · w16%
Rent YoY
37 · w12%
Home 10-yr CAGR
60 · w10%
Long thesis

McKinney has held up across the cycle: home values at $487,346 with +4.7% 5-year CAGR. The bull case is structural — population, location, employer base — and holds even if next year's print is soft.

Short thesis

McKinney is down 7.0% over the last 12 months and the trend isn't flattening. Falling knife rule applies: you don't catch one with your hands, you wait for it to hit the floor and stop moving.

About McKinney

McKinney is a city in Collin County, Texas, with an estimated population of 227,526. It anchors the Dallas-Fort Worth-Arlington metro area. The population has grown 3.9% per year on average between 2020 and 2024 — among the faster-growing communities in the state. The median home value in McKinney is $487,346 as of 2026-04, down 7.0% over the last 12 months. Over the last five years, home values have averaged +4.7% annual growth, and the market currently sits about 13% below its 5-year peak. Rents in McKinney average $1,772 per month, down 1.5% year-over-year. The composite momentum score is 49 of 100 (Stable). Conditions are neither hot nor cold, so the local fit matters more than market timing.

▲ Bull case

●People are voting with their feet: population growing 3.9% per year since 2020 — that’s faster than ~80% of US cities.
○The data is the data: McKinney has at least 5 years of Zillow tracking, full Census identification, and is included in the 2-criteria momentum score on this page.

▼ Bear case

●Prices actively falling: down 7.0% in the last 12 months — buyer sentiment has flipped. Sellers competing on price.
●13% off recent peak — buyers are getting through-the-cycle pricing, not the peak.

About McKinney (Wikipedia)

McKinney is a city in and the county seat of Collin County, Texas, United States. It is Collin County's third-largest city, after Plano and Frisco. A suburb of the Dallas–Fort Worth metroplex, McKinney is about 32 miles (51 km) north of Dallas.

Source: Wikipedia · this summary is contributed and licensed under CC-BY-SA.

City facts

MayorBill Cox
Area67.70 sq mi
Elevation577 ft
Incorporated1848 named_for = Collin McKinney
Motto"Unique by nature"
Density2916.79/sq mi

Extracted from the Wikipedia infobox. Values may be slightly out of date relative to the latest sources.

Playbook

Buyer

Lifestyle fit matters more than market timing in a Stable market. Take your time on the home and neighborhood; the macro trend isn't urgent. Negotiate normally.

Seller

Price competitively from day one or risk a 60+ day listing. Staging, photography, and presentation matter more in Stable markets than in Hot ones.

Investor

Stable cap rates, no big appreciation story to lean on. Underwrite this as a pure cash-flow play — the math has to work on rent alone.

Local safety & alerts

No active National Weather Service alerts for Collin County right now.

NWS active alerts (TX)Texas Emergency ManagementHow to prepare (NWS)

Public-safety links are official .gov sources, not curated by us. Collin County routes NWS alerts; check the state EM portal for non-weather emergencies.

Neighborhoods of McKinney

50 tracked · ranked by median home value
1Waterstone Estates$1,013,790-0.6%
2Verona$892,654-3.9%
3Mallard Lakes$873,429-2.9%
4Wynn Ridge Estates$791,940-6.5%
5Tucker Hill$762,261-5.4%
6Flagstone$725,564-4.2%
7Shiloh$709,026-5.5%
8Stone Hollow$700,895-3.5%
9Auburn Hills$648,008-6.8%
10Cambridge$616,967-5.7%
11Eldorado$594,513-4.8%
12Ridgecrest$594,435-7.2%
13Stonebridge Ranch$593,598-4.9%
14Hidden Creek$584,305-5.8%
15Virginia Woods$579,401-4.2%
16Stonegate$553,659-7.0%
17Craig Ranch$543,449-7.1%
18Village Park$528,340-5.7%
19Trinity Falls$519,341-7.3%
20Creekview Estates$501,887-6.7%
21Historic McKinney$500,068+0.8%
22Brookstone$488,625-7.4%
23Robinson Ridge$486,280-7.8%
24Heatherwood$482,535-7.3%

See the full neighborhood ranking →

Cities like McKinney

Sherman, TX51 · StableAllen, TX50 · StableWylie, TX49 · StableFrisco, TX56 · Stable

Run the numbers for McKinney

ToolCan I afford McKinney?Income → city shortlistToolROI on a McKinney rentalCap rate, cash-on-cash, DSCRToolCompare McKinney to anywhereSide-by-side up to 3 citiesToolMcKinney cost-of-livingEquivalent income elsewhere

Sources: Zillow ZHVI (home values), Zillow ZORI (rents), US Census ACS + place population. Updated when source agencies publish revisions.

Climate & natural-disaster risk

Winter (Jan)
60° / 39°
avg high / low
Summer (Jul)
95° / 73°
avg high / low
Sunny days/yr
232
~64% of year
Annual precip
29″ rain
1″ snow
Disaster risk (1=very low, 5=very high)
Hurricane
High
Tornado
Very high
Wildfire
Moderate
Earthquake
Low
Flood
Very high

State-level averages from NOAA Climate Normals (1991-2020) and FEMA National Risk Index. City-level conditions can vary significantly within a state.

Local sports teams

Major professional teams the Dallas-Fort Worth-Arlington area cheers for. Detailed stats, schedules, and player pages on intherafters.com.

Current weather

Loading current conditions…

7-day forecast on weather.gov →

Find rentals & listings

Open current McKinney listings on the major real-estate sites.

Links open the live search on the destination site — results are always current.

Local news & community

Updated 2026-05-21 from Google News + Reddit RSS. Headlines link to original sources.

Local economy & environment

Humidity
64%
Moderate climate
Median household income
$73,000
Texas state median
Top industries (state-level)
Energy/Oil & GasTech (Austin)Healthcare

Humidity is annual average relative humidity (NOAA). Income is Census ACS 5-year estimate. Industries are largest employment sectors statewide (BLS); the local mix in a given city may vary.

Cities similar to McKinney

Explore other places with comparable momentum or affordability.

See all Texas cities →    Browse best-of lists →