Hillsborough County · Tampa-St. Petersburg-Clearwater · population 9,624
Where Pebble Creek stands
Home values down 3.6% in the last year.
Home value trajectory · last 10 years
Zillow ZHVI · monthlyLifestyle scores
Scores are heuristic estimates from population density, state, and known transit/walkable cities. Not based on a paid Walk Score / Transit Score API — see methodology for the formula.
Rent vs buy
At a 15.8 price-to-rent ratio, Pebble Creek is in the 'depends on horizon' zone. Buy if you'll be there 5+ years and value flexibility on the home; rent if you might move, want zero maintenance friction, or expect rates to drop.
How the momentum score breaks down
methodology →Pebble Creek has held up across the cycle: home values at $435,687 with +6.1% 5-year CAGR. The bull case is structural — population, location, employer base — and holds even if next year's print is soft.
Pebble Creek is in a state where home insurance costs have doubled, climate risk repricing is still in progress, and the buyer pool is constrained by both. The bear case writes itself and is currently winning.
About Pebble Creek
Pebble Creek is a city in Hillsborough County, Florida, with an estimated population of 9,624. It anchors the Tampa-St. Petersburg-Clearwater metro area. The median home value in Pebble Creek is $435,687 as of 2026-04, down 3.6% over the last 12 months. Over the last five years, home values have averaged +6.1% annual growth (-7.2% from the 5-year peak). Rents in Pebble Creek average $2,295 per month. The composite momentum score is 54 of 100 (Stable). Conditions are neither hot nor cold, so the local fit matters more than market timing.
▲ Bull case
▼ Bear case
Playbook
Lifestyle fit matters more than market timing in a Stable market. Take your time on the home and neighborhood; the macro trend isn't urgent. Negotiate normally.
Price competitively from day one or risk a 60+ day listing. Staging, photography, and presentation matter more in Stable markets than in Hot ones.
Stable cap rates, no big appreciation story to lean on. Underwrite this as a pure cash-flow play — the math has to work on rent alone.
Local safety & alerts
No active National Weather Service alerts for Hillsborough County right now.
Public-safety links are official .gov sources, not curated by us. Hillsborough County routes NWS alerts; check the state EM portal for non-weather emergencies.
Cities like Pebble Creek
Run the numbers for Pebble Creek
Sources: Zillow ZHVI (home values), Zillow ZORI (rents), US Census ACS + place population. Updated when source agencies publish revisions.
Climate & natural-disaster risk
State-level averages from NOAA Climate Normals (1991-2020) and FEMA National Risk Index. City-level conditions can vary significantly within a state.
Local sports teams
Major professional teams the Tampa-St. Petersburg-Clearwater area cheers for. Detailed stats, schedules, and player pages on intherafters.com.
Current weather
Find rentals & listings
Open current Pebble Creek listings on the major real-estate sites.
Links open the live search on the destination site — results are always current.
Local economy & environment
Humidity is annual average relative humidity (NOAA). Income is Census ACS 5-year estimate. Industries are largest employment sectors statewide (BLS); the local mix in a given city may vary.
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